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LFT vs SELF

LFT
Lument Finance Trust, Inc.
BEARISH
Price
$1.22
Market Cap
$63.9M
Sector
Real Estate
AI Confidence
95%
SELF
Global Self Storage, Inc.
NEUTRAL
Price
$5.31
Market Cap
$60.2M
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
LFT
--
SELF
29.5
Forward P/E
LFT
9.38
SELF
23.09
P/B Ratio
LFT
0.4
SELF
1.3
P/S Ratio
LFT
5.87
SELF
4.74
EV/EBITDA
LFT
--
SELF
14.87

Profitability

Gross Margin
LFT
100.0%
SELF
61.71%
Operating Margin
LFT
236.71%
SELF
21.54%
Profit Margin
LFT
-25.19%
SELF
16.04%
ROE
LFT
-1.2%
SELF
4.34%
ROA
LFT
-0.23%
SELF
2.88%

Growth

Revenue Growth
LFT
--
SELF
-0.9%
Earnings Growth
LFT
--
SELF
1479.5%

Financial Health

Debt/Equity
LFT
4.51
SELF
0.34
Current Ratio
LFT
185.49
SELF
3.57
Quick Ratio
LFT
181.17
SELF
3.21

Dividends

Dividend Yield
LFT
14.75%
SELF
5.45%
Payout Ratio
LFT
260.0%
SELF
161.11%

AI Verdict

LFT BEARISH

LFT exhibits severe financial distress, anchored by a weak Piotroski F-Score of 2/9 and a total lack of positive technical momentum (0/100). The company is currently trapped in a cycle of deteriorating fundamentals, evidenced by a -80% YoY EPS growth and a catastrophic 260% dividend payout ratio, indicating the dividend is entirely unsustainable. With zero earnings beats in the last four quarters and a 49.4% decline over the past year, the stock is a classic value trap despite its low Price-to-Book ratio.

Strengths
Deeply discounted Price-to-Book ratio (0.40)
High nominal dividend yield (14.75%)
Extremely high current ratio (185.49)
Risks
Unsustainable dividend payout ratio (260%)
Severe earnings contraction (-80% YoY EPS growth)
High leverage with Debt/Equity at 4.51
SELF NEUTRAL

SELF presents a stable but stagnant financial profile, anchored by a Piotroski F-Score of 4/9 and a strong liquidity position. While the balance sheet is healthy with low debt and a high current ratio, the company is struggling with negative revenue growth (-0.90%) and an unsustainable dividend payout ratio of 161.11%. The stock is currently trading exactly at its estimated intrinsic value of $5.31, though it remains above its defensive Graham Number of $4.07. The combination of bearish technicals and poor dividend coverage offsets the company's low leverage.

Strengths
Very low Debt/Equity ratio (0.34) indicating low financial leverage
Strong liquidity with a Current Ratio of 3.57 and Quick Ratio of 3.21
Healthy gross margins (61.71%) and operating margins (21.54%)
Risks
Unsustainable dividend payout ratio (161.11%) suggesting a likely dividend cut
Negative year-over-year revenue growth (-0.90%) indicating stagnation
Very low Return on Equity (4.34%) and Return on Assets (2.88%)

Compare Another Pair

LFT vs SELF: Head-to-Head Comparison

This page compares Lument Finance Trust, Inc. (LFT) and Global Self Storage, Inc. (SELF) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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