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MGYR vs V

MGYR
Magyar Bancorp, Inc.
BULLISH
Price
$17.76
Market Cap
$115.0M
Sector
Financial Services
AI Confidence
75%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
MGYR
10.26
V
28.35
Forward P/E
MGYR
--
V
20.79
P/B Ratio
MGYR
0.94
V
15.09
P/S Ratio
MGYR
3.15
V
14.08
EV/EBITDA
MGYR
--
V
20.06

Profitability

Gross Margin
MGYR
0.0%
V
97.78%
Operating Margin
MGYR
45.6%
V
68.3%
Profit Margin
MGYR
29.59%
V
50.23%
ROE
MGYR
9.26%
V
53.95%
ROA
MGYR
1.05%
V
18.36%

Growth

Revenue Growth
MGYR
16.1%
V
14.6%
Earnings Growth
MGYR
51.5%
V
17.4%

Financial Health

Debt/Equity
MGYR
--
V
0.55
Current Ratio
MGYR
--
V
1.11
Quick Ratio
MGYR
--
V
0.72

Dividends

Dividend Yield
MGYR
2.25%
V
0.89%
Payout Ratio
MGYR
16.18%
V
22.91%

AI Verdict

MGYR BULLISH

MGYR presents a classic deep-value opportunity, characterized by a Piotroski F-Score of 4/9 (Stable) and a current price ($17.76) trading significantly below both its Graham Number ($27.05) and Intrinsic Value ($51.03). The company exhibits strong fundamental growth with YoY earnings increasing by 51.50% and a Price-to-Book ratio of 0.94, indicating the stock is trading below its liquidation value. However, this value is tempered by a bearish technical trend and a poor earnings track record, having missed estimates in four consecutive quarters. Overall, the massive valuation discount outweighs the operational inconsistencies.

Strengths
Trading below book value (P/B 0.94)
Significant undervaluation relative to Graham Number ($27.05) and Intrinsic Value ($51.03)
Strong earnings growth (YoY +51.50%)
Risks
Consistent failure to meet earnings estimates (0/4 beats)
Bearish technical trend (0/100 score)
Low Piotroski F-Score (4/9) suggests only mediocre financial health
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

MGYR vs V: Head-to-Head Comparison

This page compares Magyar Bancorp, Inc. (MGYR) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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