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MIAX vs SLM

MIAX
Miami International Holdings, Inc.
NEUTRAL
Price
$47.64
Market Cap
$4.52B
Sector
Financial Services
AI Confidence
80%
SLM
SLM Corporation
NEUTRAL
Price
$23.42
Market Cap
$4.64B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
MIAX
--
SLM
6.77
Forward P/E
MIAX
27.15
SLM
7.18
P/B Ratio
MIAX
4.63
SLM
2.12
P/S Ratio
MIAX
3.31
SLM
2.81
EV/EBITDA
MIAX
28.06
SLM
--

Profitability

Gross Margin
MIAX
31.56%
SLM
100.0%
Operating Margin
MIAX
12.03%
SLM
66.82%
Profit Margin
MIAX
-5.13%
SLM
45.1%
ROE
MIAX
-11.22%
SLM
32.3%
ROA
MIAX
6.16%
SLM
2.49%

Growth

Revenue Growth
MIAX
14.1%
SLM
67.8%
Earnings Growth
MIAX
786.8%
SLM
126.2%

Financial Health

Debt/Equity
MIAX
0.03
SLM
2.4
Current Ratio
MIAX
2.54
SLM
1.28
Quick Ratio
MIAX
2.1
SLM
1.23

Dividends

Dividend Yield
MIAX
--
SLM
2.25%
Payout Ratio
MIAX
0.0%
SLM
15.03%

AI Verdict

MIAX NEUTRAL

MIAX presents a contradictory profile, anchored by a weak Piotroski F-Score of 2/9 and a bearish technical trend of 10/100. While the company exhibits explosive earnings growth (786.80% YoY) and maintains a very healthy balance sheet with minimal debt (D/E 0.03), these fundamentals are offset by negative net profit margins (-5.13%) and aggressive insider selling. The stock is currently trading near its analyst target price of $48.40, leaving limited immediate upside despite the 'Buy' consensus.

Strengths
Exceptional earnings growth (786.80% YoY) and strong EPS surprises
Very low leverage with a Debt/Equity ratio of 0.03
Strong liquidity position indicated by a Current Ratio of 2.54
Risks
Poor operational health as indicated by a Piotroski F-Score of 2/9
Heavy insider liquidation with $17.03M in sales and zero buys
Negative overall profit margin (-5.13%)
SLM NEUTRAL

SLM presents a stark contrast between extreme valuation attractiveness and poor fundamental health, evidenced by a weak Piotroski F-Score of 2/9. While the stock trades significantly below its Graham Number ($29.32) and Intrinsic Value ($102.07) with a very low P/E of 6.77, the high Debt/Equity ratio (2.40) and a bearish technical trend (0/100) signal significant risk. Explosive YoY earnings growth (+126.2%) is the primary bullish driver, but inconsistent quarterly earnings surprises indicate high volatility. Overall, the company appears to be a deep-value play with concerning balance sheet deterioration.

Strengths
Extremely low P/E ratio (6.77) relative to sector averages
Explosive YoY earnings growth of 126.20%
Strong Return on Equity (ROE) of 32.30%
Risks
Critically low Piotroski F-Score (2/9) indicating weak financial health
High leverage with a Debt/Equity ratio of 2.40
Bearish technical trend (0/100) and negative 1-year price performance

Compare Another Pair

MIAX vs SLM: Head-to-Head Comparison

This page compares Miami International Holdings, Inc. (MIAX) and SLM Corporation (SLM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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