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MIN vs MMD

MIN
MFS Intermediate Income Trust
BEARISH
Price
$2.48
Market Cap
$282.2M
Sector
Financial Services
AI Confidence
85%
MMD
NYLI MacKay DefinedTerm Muni Opportunities Fund
BEARISH
Price
$14.88
Market Cap
$279.4M
Sector
Financial Services
AI Confidence
90%

Valuation

P/E Ratio
MIN
15.5
MMD
148.8
Forward P/E
MIN
--
MMD
--
P/B Ratio
MIN
0.91
MMD
0.91
P/S Ratio
MIN
22.94
MMD
12.24
EV/EBITDA
MIN
--
MMD
--

Profitability

Gross Margin
MIN
100.0%
MMD
100.0%
Operating Margin
MIN
81.28%
MMD
85.8%
Profit Margin
MIN
148.24%
MMD
8.17%
ROE
MIN
5.79%
MMD
0.59%
ROA
MIN
1.98%
MMD
2.48%

Growth

Revenue Growth
MIN
-2.3%
MMD
-15.0%
Earnings Growth
MIN
-40.9%
MMD
5.4%

Financial Health

Debt/Equity
MIN
--
MMD
0.52
Current Ratio
MIN
2.62
MMD
2.15
Quick Ratio
MIN
2.62
MMD
2.15

Dividends

Dividend Yield
MIN
9.37%
MMD
5.44%
Payout Ratio
MIN
146.81%
MMD
720.0%

AI Verdict

MIN BEARISH

MIN presents a conflicting profile where a stable Piotroski F-Score of 5/9 and a Graham Number of $3.14 suggest underlying value, but fundamental growth is in collapse. The trust is experiencing a severe earnings contraction of -40.90% and is paying out 146.81% of its earnings as dividends, which is unsustainable. With a technical trend of 0/100 and an intrinsic value of $1.12, the current price of $2.48 appears supported only by a declining dividend yield rather than organic growth.

Strengths
Trading at a discount to book value (P/B 0.91)
Current price is below the Graham Number ($3.14)
Strong liquidity with a Current Ratio of 2.62
Risks
Unsustainable dividend payout ratio of 146.81%
Severe earnings decline of -40.90% YoY
Negative revenue growth (-2.30%)
MMD BEARISH

MMD presents a high-risk profile characterized by a stable Piotroski F-Score of 5/9 but severe valuation disconnects. The current price of $14.88 trades at a massive premium to both the Graham Number ($6.08) and the Intrinsic Value ($1.51). Financial stability is undermined by a catastrophic dividend payout ratio of 720%, indicating that distributions are not supported by earnings. Combined with negative revenue growth (-15%) and a bearish technical trend (0/100), the fund appears fundamentally overvalued.

Strengths
Price-to-Book ratio of 0.91 suggests the asset is trading near its accounting value
Current and Quick ratios of 2.15 indicate strong short-term liquidity
Piotroski F-Score of 5/9 indicates stable financial health
Risks
Extreme overvaluation relative to Graham Number and Intrinsic Value
Unsustainable dividend payout ratio of 720%
Significant revenue contraction of -15.00% YoY

Compare Another Pair

MIN vs MMD: Head-to-Head Comparison

This page compares MFS Intermediate Income Trust (MIN) and NYLI MacKay DefinedTerm Muni Opportunities Fund (MMD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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