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MPB vs V

MPB
Mid Penn Bancorp, Inc.
BULLISH
Price
$33.43
Market Cap
$845.4M
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
MPB
13.48
V
28.35
Forward P/E
MPB
8.35
V
20.79
P/B Ratio
MPB
0.95
V
15.09
P/S Ratio
MPB
3.77
V
14.08
EV/EBITDA
MPB
--
V
20.06

Profitability

Gross Margin
MPB
0.0%
V
97.78%
Operating Margin
MPB
46.22%
V
68.3%
Profit Margin
MPB
25.06%
V
50.23%
ROE
MPB
7.66%
V
53.95%
ROA
MPB
0.97%
V
18.36%

Growth

Revenue Growth
MPB
33.1%
V
14.6%
Earnings Growth
MPB
15.1%
V
17.4%

Financial Health

Debt/Equity
MPB
--
V
0.55
Current Ratio
MPB
--
V
1.11
Quick Ratio
MPB
--
V
0.72

Dividends

Dividend Yield
MPB
2.51%
V
0.89%
Payout Ratio
MPB
32.16%
V
22.91%

AI Verdict

MPB BULLISH

Mid Penn Bancorp exhibits a stable financial profile with a Piotroski F-Score of 4/9 and significant valuation upside, as the current price of $33.43 sits well below both the Graham Number ($44.39) and the Intrinsic Value ($73.16). The company is trading at a discount to book value (P/B 0.95) while delivering aggressive revenue growth of 33.10% YoY, likely fueled by recent merger activity. Despite a heavily bearish technical trend (10/100), the fundamental data—including a low forward P/E of 8.35 and a consistent history of earnings beats—suggests a strong value opportunity.

Strengths
Deep value positioning with Price < Book Value < Graham Number
Exceptional top-line growth (33.10% YoY Revenue Growth)
Strong earnings track record with 3 of the last 4 quarters beating estimates
Risks
Severe bearish technical momentum (Technical Trend: 10/100)
Execution and integration risks associated with multiple recent mergers (1st Colonial, Brunswick, Cumberland)
Moderate ROE (7.66%) which is relatively low for the growth rate
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

MPB vs V: Head-to-Head Comparison

This page compares Mid Penn Bancorp, Inc. (MPB) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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