No connection

Search Results

MSFT vs NAVN

MSFT
Microsoft Corporation
BULLISH
Price
$374.33
Market Cap
$2.78T
Sector
Technology
AI Confidence
85%
NAVN
Navan, Inc.
NEUTRAL
Price
$13.85
Market Cap
$3.47B
Sector
Technology
AI Confidence
75%

Valuation

P/E Ratio
MSFT
23.42
NAVN
--
Forward P/E
MSFT
19.86
NAVN
68.1
P/B Ratio
MSFT
7.11
NAVN
2.86
P/S Ratio
MSFT
9.11
NAVN
4.95
EV/EBITDA
MSFT
16.05
NAVN
-20.27

Profitability

Gross Margin
MSFT
68.59%
NAVN
71.27%
Operating Margin
MSFT
47.09%
NAVN
-45.71%
Profit Margin
MSFT
39.04%
NAVN
-56.68%
ROE
MSFT
34.39%
NAVN
-60.2%
ROA
MSFT
14.86%
NAVN
-8.45%

Growth

Revenue Growth
MSFT
16.7%
NAVN
34.8%
Earnings Growth
MSFT
59.8%
NAVN
--

Financial Health

Debt/Equity
MSFT
0.32
NAVN
0.14
Current Ratio
MSFT
1.39
NAVN
4.07
Quick Ratio
MSFT
1.24
NAVN
3.64

Dividends

Dividend Yield
MSFT
0.97%
NAVN
--
Payout Ratio
MSFT
21.28%
NAVN
0.0%

AI Verdict

MSFT BULLISH

Microsoft exhibits strong fundamental health with a Piotroski F-Score of 7/9, indicating robust financial stability. While the stock is currently experiencing a severe technical downtrend (0/100) and significant 6-month price depreciation (-28.6%), the current price of $374.33 sits well below the growth-based intrinsic value of $471.41 and the analyst target of $587.31. Exceptional earnings growth (59.8% YoY) and high operating margins (47.09%) suggest that the current price correction presents a value opportunity despite bearish insider sentiment.

Strengths
Strong financial health evidenced by a Piotroski F-Score of 7/9
Exceptional profitability with a 39.04% profit margin and 47.09% operating margin
Robust earnings growth (59.8% YoY) and consistent history of beating estimates
Risks
Severe short-term technical bearishness (0/100 trend score)
Bearish insider activity with $32.64M in net sales over the last 6 months
High Price-to-Book ratio (7.11) indicating a premium over book value
NAVN NEUTRAL

NAVN presents a contradictory profile with a stable Piotroski F-Score of 5/9 and strong liquidity, yet suffers from deep operational losses. While the company maintains a healthy balance sheet with a Current Ratio of 4.07 and low debt, its profit margin of -56.68% indicates a high burn rate. There is a significant divergence between the 'Strong Buy' analyst consensus and the bearish insider activity, where the CEO, CFO, and CTO have all recently sold shares. The recent 57.2% one-month price surge suggests a momentum shift, but fundamental profitability remains elusive.

Strengths
Strong Gross Margin of 71.27% indicating a scalable core product
Excellent liquidity with a Current Ratio of 4.07 and Quick Ratio of 3.64
Very low leverage with a Debt/Equity ratio of 0.14
Risks
Severe lack of profitability with a -56.68% profit margin
Bearish insider sentiment with C-suite executives (CEO, CFO, CTO) selling
High valuation risk reflected in a Forward P/E of 68.10

Compare Another Pair

MSFT vs NAVN: Head-to-Head Comparison

This page compares Microsoft Corporation (MSFT) and Navan, Inc. (NAVN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile