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MSFT vs NTCL

MSFT
Microsoft Corporation
BULLISH
Price
$374.33
Market Cap
$2.78T
Sector
Technology
AI Confidence
85%
NTCL
NetClass Technology Inc
BEARISH
Price
$0.50
Market Cap
$16.0M
Sector
Technology
AI Confidence
95%

Valuation

P/E Ratio
MSFT
23.42
NTCL
--
Forward P/E
MSFT
19.86
NTCL
--
P/B Ratio
MSFT
7.11
NTCL
1.76
P/S Ratio
MSFT
9.11
NTCL
1.63
EV/EBITDA
MSFT
16.05
NTCL
-1.38

Profitability

Gross Margin
MSFT
68.59%
NTCL
22.85%
Operating Margin
MSFT
47.09%
NTCL
-73.19%
Profit Margin
MSFT
39.04%
NTCL
-110.4%
ROE
MSFT
34.39%
NTCL
-240.38%
ROA
MSFT
14.86%
NTCL
-57.54%

Growth

Revenue Growth
MSFT
16.7%
NTCL
-2.9%
Earnings Growth
MSFT
59.8%
NTCL
--

Financial Health

Debt/Equity
MSFT
0.32
NTCL
0.46
Current Ratio
MSFT
1.39
NTCL
1.29
Quick Ratio
MSFT
1.24
NTCL
1.07

Dividends

Dividend Yield
MSFT
0.97%
NTCL
--
Payout Ratio
MSFT
21.28%
NTCL
0.0%

AI Verdict

MSFT BULLISH

Microsoft exhibits strong fundamental health with a Piotroski F-Score of 7/9, indicating robust financial stability. While the stock is currently experiencing a severe technical downtrend (0/100) and significant 6-month price depreciation (-28.6%), the current price of $374.33 sits well below the growth-based intrinsic value of $471.41 and the analyst target of $587.31. Exceptional earnings growth (59.8% YoY) and high operating margins (47.09%) suggest that the current price correction presents a value opportunity despite bearish insider sentiment.

Strengths
Strong financial health evidenced by a Piotroski F-Score of 7/9
Exceptional profitability with a 39.04% profit margin and 47.09% operating margin
Robust earnings growth (59.8% YoY) and consistent history of beating estimates
Risks
Severe short-term technical bearishness (0/100 trend score)
Bearish insider activity with $32.64M in net sales over the last 6 months
High Price-to-Book ratio (7.11) indicating a premium over book value
NTCL BEARISH

NTCL exhibits a Piotroski F-Score of 4/9, indicating a marginally stable but fragile financial health baseline. This stability is overshadowed by catastrophic profitability metrics, including a profit margin of -110.40% and an ROE of -240.38%. The company is experiencing negative revenue growth (-2.90%) and has suffered a devastating 95.2% price collapse over the last year. Despite a recent speculative short-term bounce, the fundamental trajectory remains severely distressed.

Strengths
Manageable Debt/Equity ratio of 0.46
Current Ratio of 1.29 suggests short-term liquidity is currently intact
Positive Gross Margin of 22.85% indicates core product viability
Risks
Extreme negative profitability with profit margins at -110.40%
Negative year-over-year revenue growth (-2.90%)
Severe capital erosion evidenced by -240.38% ROE

Compare Another Pair

MSFT vs NTCL: Head-to-Head Comparison

This page compares Microsoft Corporation (MSFT) and NetClass Technology Inc (NTCL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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