No connection

Search Results

MTLS vs PAYS

MTLS
Materialise NV
BULLISH
Price
$5.20
Market Cap
$322.9M
Sector
Technology
AI Confidence
75%
PAYS
Paysign, Inc.
NEUTRAL
Price
$5.84
Market Cap
$322.3M
Sector
Technology
AI Confidence
80%

Valuation

P/E Ratio
MTLS
34.67
PAYS
44.92
Forward P/E
MTLS
20.22
PAYS
15.07
P/B Ratio
MTLS
1.04
PAYS
6.64
P/S Ratio
MTLS
1.21
PAYS
3.93
EV/EBITDA
MTLS
7.71
PAYS
19.91

Profitability

Gross Margin
MTLS
57.15%
PAYS
59.39%
Operating Margin
MTLS
4.43%
PAYS
7.06%
Profit Margin
MTLS
2.88%
PAYS
9.21%
ROE
MTLS
3.06%
PAYS
19.13%
ROA
MTLS
1.37%
PAYS
1.95%

Growth

Revenue Growth
MTLS
6.8%
PAYS
45.8%
Earnings Growth
MTLS
112.8%
PAYS
-3.6%

Financial Health

Debt/Equity
MTLS
0.25
PAYS
0.12
Current Ratio
MTLS
2.43
PAYS
1.11
Quick Ratio
MTLS
2.06
PAYS
0.43

Dividends

Dividend Yield
MTLS
--
PAYS
--
Payout Ratio
MTLS
0.0%
PAYS
0.0%

AI Verdict

MTLS BULLISH

MTLS exhibits exceptional fundamental health with a perfect Piotroski F-Score of 9/9, indicating strong operational improvement and financial stability. While the current price of $5.20 trades at a premium to the Graham Number ($4.11) and Intrinsic Value ($4.42), this is justified by explosive YoY earnings growth of 112.8% and a low Price-to-Book ratio of 1.04. The divergence between strong fundamentals and a bearish technical trend (0/100) suggests a potential value opportunity. Analyst sentiment remains strongly bullish with a target price of $8.83, implying significant upside.

Strengths
Perfect Piotroski F-Score (9/9) indicating peak financial health
Explosive earnings growth (112.8% YoY)
Strong balance sheet with low Debt/Equity (0.25) and high Current Ratio (2.43)
Risks
Very thin net profit margins (2.88%) leaving little room for error
Severe bearish technical trend (0/100) and poor long-term price performance
Weak insider sentiment (40/100) suggesting lack of internal conviction
PAYS NEUTRAL

PAYS exhibits a stable financial foundation with a Piotroski F-Score of 6/9, but it is currently trading at a severe premium to its deterministic value (Graham Number: $1.60, Intrinsic Value: $0.91). While revenue growth is explosive at 45.8%, this has not yet translated into bottom-line earnings growth, which remains slightly negative (-3.60%). The stock has experienced a parabolic 1-year run (+179.4%), leading to a high trailing P/E of 44.92, though the Forward P/E of 15.07 suggests significant expected earnings acceleration. Overall, the company is fundamentally healthy but valuationally overextended.

Strengths
Exceptional YoY revenue growth of 45.80%
Very low leverage with a Debt/Equity ratio of 0.12
Strong gross margins at 59.39%
Risks
Extreme valuation gap compared to Graham and Intrinsic value baselines
Negative earnings growth (-3.60%) despite massive revenue gains
Poor short-term liquidity indicated by a Quick Ratio of 0.43

Compare Another Pair

MTLS vs PAYS: Head-to-Head Comparison

This page compares Materialise NV (MTLS) and Paysign, Inc. (PAYS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile