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MUJ vs V

MUJ
BlackRock MuniHoldings New Jersey Quality Fund, Inc.
NEUTRAL
Price
$12.12
Market Cap
$644.6M
Sector
Financial Services
AI Confidence
80%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
MUJ
26.35
V
28.35
Forward P/E
MUJ
--
V
20.79
P/B Ratio
MUJ
0.96
V
15.09
P/S Ratio
MUJ
13.09
V
14.08
EV/EBITDA
MUJ
--
V
20.06

Profitability

Gross Margin
MUJ
100.0%
V
97.78%
Operating Margin
MUJ
81.06%
V
68.3%
Profit Margin
MUJ
50.15%
V
50.23%
ROE
MUJ
3.65%
V
53.95%
ROA
MUJ
2.23%
V
18.36%

Growth

Revenue Growth
MUJ
2.0%
V
14.6%
Earnings Growth
MUJ
1495.9%
V
17.4%

Financial Health

Debt/Equity
MUJ
0.65
V
0.55
Current Ratio
MUJ
0.33
V
1.11
Quick Ratio
MUJ
0.32
V
0.72

Dividends

Dividend Yield
MUJ
5.35%
V
0.89%
Payout Ratio
MUJ
140.87%
V
22.91%

AI Verdict

MUJ NEUTRAL

MUJ exhibits a stable financial foundation with a Piotroski F-Score of 6/9, though it lacks an Altman Z-Score due to its structure as a closed-end fund. The current price of $12.12 sits comfortably between the Graham Number ($11.43) and the Intrinsic Value ($13.57), suggesting fair valuation. However, the fund faces a critical sustainability issue with a dividend payout ratio of 140.87%, indicating it is returning more capital than it earns. While recent 1-year price performance is positive, stagnant revenue growth and a bearish technical trend offset the stability of its book value.

Strengths
Trading slightly below book value (P/B 0.96)
Stable Piotroski F-Score of 6/9
Strong operating margins (81.07%) typical of asset management
Risks
Unsustainable dividend payout ratio (140.87%)
Very low current ratio (0.33) indicating tight liquidity
Stagnant revenue growth (2.00% YoY)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

MUJ vs V: Head-to-Head Comparison

This page compares BlackRock MuniHoldings New Jersey Quality Fund, Inc. (MUJ) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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