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MVBF vs V

MVBF
MVB Financial Corp.
NEUTRAL
Price
$26.32
Market Cap
$338.1M
Sector
Financial Services
AI Confidence
80%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
MVBF
12.78
V
28.35
Forward P/E
MVBF
9.49
V
20.79
P/B Ratio
MVBF
1.0
V
15.09
P/S Ratio
MVBF
2.14
V
14.08
EV/EBITDA
MVBF
--
V
20.06

Profitability

Gross Margin
MVBF
0.0%
V
97.78%
Operating Margin
MVBF
15.11%
V
68.3%
Profit Margin
MVBF
17.02%
V
50.23%
ROE
MVBF
8.42%
V
53.95%
ROA
MVBF
0.84%
V
18.36%

Growth

Revenue Growth
MVBF
-20.9%
V
14.6%
Earnings Growth
MVBF
-53.8%
V
17.4%

Financial Health

Debt/Equity
MVBF
--
V
0.55
Current Ratio
MVBF
--
V
1.11
Quick Ratio
MVBF
--
V
0.72

Dividends

Dividend Yield
MVBF
2.59%
V
0.89%
Payout Ratio
MVBF
33.01%
V
22.91%

AI Verdict

MVBF NEUTRAL

MVBF presents a conflicting profile characterized by a weak Piotroski F-Score of 3/9, indicating deteriorating financial health. While the Graham Number of $34.89 suggests the stock is undervalued from a defensive standpoint and it trades at a fair Price/Book of 1.00, these metrics are undermined by severe contractions in revenue (-20.9%) and earnings (-53.8%). A significant divergence exists between the 'Strong Buy' analyst consensus and the highly bearish technical trend (10/100). The company currently resembles a value trap where asset-based valuation is fighting against operational decay.

Strengths
Trading at a Price/Book ratio of 1.00, indicating fair asset valuation
Defensive fair value (Graham Number) of $34.89 is well above current price
Sustainable dividend payout ratio of 33.01%
Risks
Weak Piotroski F-Score (3/9) signals poor financial health and operational decline
Severe YoY earnings contraction of -53.80%
Significant revenue decline of -20.90% YoY
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

MVBF vs V: Head-to-Head Comparison

This page compares MVB Financial Corp. (MVBF) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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