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MYFW vs V

MYFW
First Western Financial, Inc.
NEUTRAL
Price
$26.72
Market Cap
$260.1M
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
MYFW
19.94
V
28.35
Forward P/E
MYFW
10.77
V
20.79
P/B Ratio
MYFW
0.98
V
15.09
P/S Ratio
MYFW
2.68
V
14.08
EV/EBITDA
MYFW
--
V
20.06

Profitability

Gross Margin
MYFW
0.0%
V
97.78%
Operating Margin
MYFW
17.43%
V
68.3%
Profit Margin
MYFW
13.61%
V
50.23%
ROE
MYFW
5.09%
V
53.95%
ROA
MYFW
0.43%
V
18.36%

Growth

Revenue Growth
MYFW
5.8%
V
14.6%
Earnings Growth
MYFW
21.5%
V
17.4%

Financial Health

Debt/Equity
MYFW
--
V
0.55
Current Ratio
MYFW
--
V
1.11
Quick Ratio
MYFW
--
V
0.72

Dividends

Dividend Yield
MYFW
--
V
0.89%
Payout Ratio
MYFW
0.0%
V
22.91%

AI Verdict

MYFW NEUTRAL

MYFW presents a stark contrast between attractive valuation and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the stock trades below its Graham Number ($28.69) and Intrinsic Value ($39.53), and is priced slightly below book value (P/B 0.98), these value signals are offset by poor operational efficiency and a consistent track record of earnings misses. The combination of heavy insider selling and a bearish technical trend suggests that the market is discounting the current valuation in favor of fundamental risks.

Strengths
Trading below Graham Number ($28.69) and Intrinsic Value ($39.53)
Price-to-Book ratio of 0.98 indicates the stock is trading at a slight discount to assets
Strong 1-year price appreciation of 50.1%
Risks
Critical financial health warning with a Piotroski F-Score of 2/9
Poor earnings reliability with 0 beats in the last 4 quarters and an average surprise of -19.44%
Aggressive insider selling with 9 sell transactions and 0 buys in the last 6 months
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

MYFW vs V: Head-to-Head Comparison

This page compares First Western Financial, Inc. (MYFW) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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