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NECB vs V

NECB
Northeast Community Bancorp, Inc.
BULLISH
Price
$25.01
Market Cap
$346.0M
Sector
Financial Services
AI Confidence
75%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
NECB
7.7
V
28.35
Forward P/E
NECB
6.91
V
20.79
P/B Ratio
NECB
0.9
V
15.09
P/S Ratio
NECB
3.3
V
14.08
EV/EBITDA
NECB
--
V
20.06

Profitability

Gross Margin
NECB
0.0%
V
97.78%
Operating Margin
NECB
59.45%
V
68.3%
Profit Margin
NECB
42.33%
V
50.23%
ROE
NECB
13.26%
V
53.95%
ROA
NECB
2.18%
V
18.36%

Growth

Revenue Growth
NECB
9.7%
V
14.6%
Earnings Growth
NECB
5.5%
V
17.4%

Financial Health

Debt/Equity
NECB
--
V
0.55
Current Ratio
NECB
--
V
1.11
Quick Ratio
NECB
--
V
0.72

Dividends

Dividend Yield
NECB
3.2%
V
0.89%
Payout Ratio
NECB
24.62%
V
22.91%

AI Verdict

NECB BULLISH

NECB presents a classic deep-value opportunity, trading significantly below its Graham Number ($45.05) and Intrinsic Value ($49.56). While the Piotroski F-Score of 4/9 indicates only stable financial health rather than strong improvement, the company maintains a healthy ROE of 13.26% and a very conservative dividend payout ratio. The primary headwinds are bearish insider sentiment and a weak technical trend, but the fundamental valuation gap is too wide to ignore.

Strengths
Significant undervaluation with Price/Book at 0.90
Strong profitability metrics (ROE 13.26%, ROA 2.18%)
Low P/E ratio (7.70) compared to sector averages
Risks
Bearish insider activity with multiple director and CFO sales
Negative recent Q/Q EPS growth (-8.1%)
Weak technical trend score (10/100)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

NECB vs V: Head-to-Head Comparison

This page compares Northeast Community Bancorp, Inc. (NECB) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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