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NEWT vs V

NEWT
NewtekOne, Inc.
NEUTRAL
Price
$12.56
Market Cap
$362.8M
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
NEWT
5.76
V
28.35
Forward P/E
NEWT
5.13
V
20.79
P/B Ratio
NEWT
1.03
V
15.09
P/S Ratio
NEWT
0.95
V
14.08
EV/EBITDA
NEWT
4.57
V
20.06

Profitability

Gross Margin
NEWT
85.25%
V
97.78%
Operating Margin
NEWT
55.59%
V
68.3%
Profit Margin
NEWT
15.79%
V
50.23%
ROE
NEWT
17.44%
V
53.95%
ROA
NEWT
5.13%
V
18.36%

Growth

Revenue Growth
NEWT
3.0%
V
14.6%
Earnings Growth
NEWT
-6.0%
V
17.4%

Financial Health

Debt/Equity
NEWT
2.07
V
0.55
Current Ratio
NEWT
14.04
V
1.11
Quick Ratio
NEWT
1.63
V
0.72

Dividends

Dividend Yield
NEWT
6.05%
V
0.89%
Payout Ratio
NEWT
43.58%
V
22.91%

AI Verdict

NEWT NEUTRAL

NewtekOne presents a classic 'value trap' profile, characterized by a very weak Piotroski F-Score of 2/9 indicating deteriorating fundamental health. While the stock is significantly undervalued relative to its Graham Number ($24.45) and Intrinsic Value ($15.26), this is offset by negative earnings growth (-6.00% YoY) and a high Debt/Equity ratio of 2.07. The strong dividend yield of 6.05% provides a floor, but the lack of growth and poor health metrics prevent a bullish rating. The discrepancy between the deep value metrics and the bearish technical trend suggests the market is pricing in fundamental risks.

Strengths
Deep value valuation with a P/E of 5.76
Strong dividend yield of 6.05% with a sustainable payout ratio (43.58%)
Trading below both Graham Number and Intrinsic Value
Risks
Critical fundamental weakness indicated by Piotroski F-Score of 2/9
Negative year-over-year earnings growth (-6.00%)
High leverage with a Debt/Equity ratio of 2.07
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

NEWT vs V: Head-to-Head Comparison

This page compares NewtekOne, Inc. (NEWT) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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