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NIM vs PAI

NIM
Nuveen Select Maturities Municipal Fund
BEARISH
Price
$9.37
Market Cap
$116.6M
Sector
Financial Services
AI Confidence
85%
PAI
Western Asset Investment Grade Income Fund Inc.
BULLISH
Price
$12.25
Market Cap
$116.5M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
NIM
44.62
PAI
12.01
Forward P/E
NIM
--
PAI
--
P/B Ratio
NIM
0.94
PAI
0.93
P/S Ratio
NIM
23.71
PAI
16.33
EV/EBITDA
NIM
--
PAI
--

Profitability

Gross Margin
NIM
100.0%
PAI
100.0%
Operating Margin
NIM
85.44%
PAI
86.33%
Profit Margin
NIM
52.6%
PAI
135.2%
ROE
NIM
2.07%
PAI
7.76%
ROA
NIM
2.07%
PAI
3.08%

Growth

Revenue Growth
NIM
3.5%
PAI
3.1%
Earnings Growth
NIM
26.5%
PAI
26.7%

Financial Health

Debt/Equity
NIM
--
PAI
--
Current Ratio
NIM
2.28
PAI
1.43
Quick Ratio
NIM
1.18
PAI
1.18

Dividends

Dividend Yield
NIM
3.71%
PAI
5.14%
Payout Ratio
NIM
175.14%
PAI
61.67%

AI Verdict

NIM BEARISH

NIM exhibits a stable financial health profile with a Piotroski F-Score of 6/9, but it is fundamentally overvalued. The current price of $9.37 significantly exceeds both the Graham Number ($6.85) and the Intrinsic Value ($6.19). Most concerning is the unsustainable dividend payout ratio of 175.14%, indicating that distributions are not supported by current earnings. Combined with a bearish technical trend (0/100), the asset appears overpriced relative to its growth and income capacity.

Strengths
Stable Piotroski F-Score (6/9) indicating consistent financial health
Strong operating margins at 85.44%
Positive earnings growth of 26.50% YoY
Risks
Unsustainable dividend payout ratio (175.14%)
Significant premium to Graham Number and Intrinsic Value
Very low Return on Equity (ROE) of 2.07%
PAI BULLISH

PAI presents a compelling value opportunity, characterized by a stable Piotroski F-Score of 5/9 and a significant discount to both its Graham Number ($17.43) and Intrinsic Value ($30.09). While the technical trend is currently bearish (0/100) and insider sentiment is weak, the fundamental valuation metrics—specifically a P/E of 12.01 against a sector average of 34.89 and a Price/Book of 0.93—suggest the asset is heavily undervalued. Strong earnings growth of 26.7% and a sustainable 5.14% dividend yield provide a solid floor for investors.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
P/E ratio (12.01) is substantially lower than the sector average (34.89)
Strong earnings growth of 26.7% YoY
Risks
Severe bearish technical trend (0/100)
Low insider sentiment (40/100) suggesting lack of internal confidence
Sluggish revenue growth (3.10%) compared to sector peers

Compare Another Pair

NIM vs PAI: Head-to-Head Comparison

This page compares Nuveen Select Maturities Municipal Fund (NIM) and Western Asset Investment Grade Income Fund Inc. (PAI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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