No connection

Search Results

NP vs V

NP
Neptune Insurance Holdings Inc.
BEARISH
Price
$25.13
Market Cap
$3.48B
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
NP
--
V
28.35
Forward P/E
NP
39.18
V
20.79
P/B Ratio
NP
-16.29
V
15.09
P/S Ratio
NP
20.69
V
14.08
EV/EBITDA
NP
47.81
V
20.06

Profitability

Gross Margin
NP
59.18%
V
97.78%
Operating Margin
NP
35.56%
V
68.3%
Profit Margin
NP
20.73%
V
50.23%
ROE
NP
--
V
53.95%
ROA
NP
--
V
18.36%

Growth

Revenue Growth
NP
28.8%
V
14.6%
Earnings Growth
NP
3.1%
V
17.4%

Financial Health

Debt/Equity
NP
--
V
0.55
Current Ratio
NP
1.01
V
1.11
Quick Ratio
NP
0.21
V
0.72

Dividends

Dividend Yield
NP
--
V
0.89%
Payout Ratio
NP
0.0%
V
22.91%

AI Verdict

NP BEARISH

The deterministic health profile is critical, highlighted by a Piotroski F-Score of 1/9, indicating severe financial weakness. While revenue growth remains strong at 28.8%, the company exhibits a catastrophic Price/Book ratio of -16.29, suggesting negative shareholders' equity. Liquidity is precarious with a Quick Ratio of 0.21, and a sharp Q/Q earnings decline of 26.1% contradicts the bullish analyst consensus. The stock is fundamentally overvalued on a Price/Sales basis (20.69x) and lacks any deterministic value floor.

Strengths
Strong YoY Revenue Growth (28.80%)
Healthy Operating Margin (35.56%)
Robust Gross Margin (59.18%)
Risks
Severe financial instability indicated by Piotroski F-Score of 1/9
Negative Price/Book ratio suggesting negative equity
Critical liquidity risk with a Quick Ratio of 0.21
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

NP vs V: Head-to-Head Comparison

This page compares Neptune Insurance Holdings Inc. (NP) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile