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NVG vs V

NVG
Nuveen AMT-Free Municipal Credit Income Fund
BEARISH
Price
$12.63
Market Cap
$2.7B
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
NVG
46.78
V
28.35
Forward P/E
NVG
--
V
20.79
P/B Ratio
NVG
0.98
V
15.09
P/S Ratio
NVG
11.99
V
14.08
EV/EBITDA
NVG
--
V
20.06

Profitability

Gross Margin
NVG
100.0%
V
97.78%
Operating Margin
NVG
81.61%
V
68.3%
Profit Margin
NVG
25.35%
V
50.23%
ROE
NVG
2.01%
V
53.95%
ROA
NVG
2.37%
V
18.36%

Growth

Revenue Growth
NVG
-2.0%
V
14.6%
Earnings Growth
NVG
10.2%
V
17.4%

Financial Health

Debt/Equity
NVG
0.7
V
0.55
Current Ratio
NVG
0.04
V
1.11
Quick Ratio
NVG
0.04
V
0.72

Dividends

Dividend Yield
NVG
7.51%
V
0.89%
Payout Ratio
NVG
351.11%
V
22.91%

AI Verdict

NVG BEARISH

NVG exhibits a stable Piotroski F-Score of 6/9, but this is overshadowed by severe valuation discrepancies and unsustainable payout metrics. The current price of $12.63 trades at a significant premium to both the Graham Number ($8.87) and the Intrinsic Value ($6.02). Most critically, a payout ratio of 351.11% indicates that dividends are not being covered by earnings, suggesting a reliance on return of capital or leverage. Combined with a 0/100 technical trend and negative revenue growth, the fund appears overvalued and fundamentally fragile.

Strengths
Stable Piotroski F-Score (6/9)
Price-to-Book ratio of 0.98 indicates trading near net asset value
Positive year-over-year earnings growth of 10.20%
Risks
Unsustainable payout ratio of 351.11% indicating dividend instability
Significant overvaluation relative to Graham Number and Intrinsic Value
Negative revenue growth (-2.00% YoY)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

NVG vs V: Head-to-Head Comparison

This page compares Nuveen AMT-Free Municipal Credit Income Fund (NVG) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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