No connection

Search Results

OCSL vs PFBC

OCSL
Oaktree Specialty Lending Corporation
BEARISH
Price
$12.77
Market Cap
$1.12B
Sector
Financial Services
AI Confidence
85%
PFBC
Preferred Bank
BULLISH
Price
$94.41
Market Cap
$1.15B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
OCSL
34.51
PFBC
9.07
Forward P/E
OCSL
8.68
PFBC
8.53
P/B Ratio
OCSL
0.78
PFBC
1.46
P/S Ratio
OCSL
3.69
PFBC
4.09
EV/EBITDA
OCSL
--
PFBC
--

Profitability

Gross Margin
OCSL
100.0%
PFBC
0.0%
Operating Margin
OCSL
84.38%
PFBC
71.65%
Profit Margin
OCSL
10.58%
PFBC
47.52%
ROE
OCSL
2.24%
PFBC
17.21%
ROA
OCSL
5.2%
PFBC
1.84%

Growth

Revenue Growth
OCSL
-13.3%
PFBC
4.2%
Earnings Growth
OCSL
-27.7%
PFBC
24.0%

Financial Health

Debt/Equity
OCSL
1.12
PFBC
--
Current Ratio
OCSL
2.92
PFBC
--
Quick Ratio
OCSL
2.75
PFBC
--

Dividends

Dividend Yield
OCSL
12.53%
PFBC
3.39%
Payout Ratio
OCSL
469.44%
PFBC
36.5%

AI Verdict

OCSL BEARISH

OCSL exhibits significant financial fragility, highlighted by a weak Piotroski F-Score of 3/9 and a highly unsustainable dividend payout ratio of 469.44%. While the stock trades at a discount to book value (P/B 0.78) and near its Graham Number ($11.65), the intrinsic value of $2.59 suggests a severe overvaluation based on growth fundamentals. Negative year-over-year revenue (-13.30%) and earnings (-27.70%) growth, combined with a bearish technical trend (0/100), indicate a value trap scenario. The high dividend yield is likely a risk rather than a benefit given the current earnings trajectory.

Strengths
Trading below book value (P/B 0.78)
Strong current ratio (2.92) indicating short-term liquidity
High nominal dividend yield of 12.53%
Risks
Unsustainable payout ratio (469.44%) suggesting dividend cuts are likely
Weak financial health as indicated by Piotroski F-Score (3/9)
Negative YoY earnings growth (-27.70%)
PFBC BULLISH

PFBC exhibits strong fundamental value, trading significantly below its Graham Number ($123.23) and Intrinsic Value ($307.1). While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company boasts a high ROE of 17.21% and a consistent 25-quarter track record of earnings beats. Despite bearish insider sentiment and technical trends, the low P/E ratio of 9.07 and sustainable dividend payout make it an attractive value play.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong profitability with 17.21% ROE and 1.84% ROA
Exceptional earnings track record with consistent beats over 25 quarters
Risks
Bearish insider activity with 8 sell transactions and 0 buys
Weak technical trend (0/100) suggesting short-term price pressure
Sluggish year-over-year revenue growth of 4.20%

Compare Another Pair

OCSL vs PFBC: Head-to-Head Comparison

This page compares Oaktree Specialty Lending Corporation (OCSL) and Preferred Bank (PFBC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile