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OMF vs V

OMF
OneMain Holdings, Inc.
BULLISH
Price
$58.77
Market Cap
$6.79B
Sector
Financial Services
AI Confidence
75%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
OMF
8.96
V
28.35
Forward P/E
OMF
6.66
V
20.79
P/B Ratio
OMF
2.03
V
15.09
P/S Ratio
OMF
2.28
V
14.08
EV/EBITDA
OMF
--
V
20.06

Profitability

Gross Margin
OMF
93.34%
V
97.78%
Operating Margin
OMF
33.65%
V
68.3%
Profit Margin
OMF
26.34%
V
50.23%
ROE
OMF
23.76%
V
53.95%
ROA
OMF
2.94%
V
18.36%

Growth

Revenue Growth
OMF
12.2%
V
14.6%
Earnings Growth
OMF
63.7%
V
17.4%

Financial Health

Debt/Equity
OMF
6.71
V
0.55
Current Ratio
OMF
422.3
V
1.11
Quick Ratio
OMF
409.35
V
0.72

Dividends

Dividend Yield
OMF
7.15%
V
0.89%
Payout Ratio
OMF
63.57%
V
22.91%

AI Verdict

OMF BULLISH

OMF presents a compelling value opportunity, trading at $58.77, which is below its Graham Number of $65.45. While the Piotroski F-Score of 4/9 indicates only stable financial health, the company's valuation is highly attractive with a P/E of 8.96 and a PEG ratio of 0.75. Exceptional earnings growth (63.7% YoY) and a strong ROE of 23.76% offset the risks associated with high leverage. Despite bearish insider sentiment and technicals, the fundamental growth and dividend yield provide a strong margin of safety.

Strengths
Significant undervaluation indicated by PEG ratio of 0.75 and P/E of 8.96
Strong profitability with ROE at 23.76% and Operating Margin at 33.65%
Robust earnings growth (63.7% YoY) and consistent history of beating estimates
Risks
Very high leverage with a Debt/Equity ratio of 6.71
Bearish insider activity with significant selling by the CEO and COO
Technical trend is currently 0/100 (Bearish)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

OMF vs V: Head-to-Head Comparison

This page compares OneMain Holdings, Inc. (OMF) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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