No connection

Search Results

OSBC vs V

OSBC
Old Second Bancorp, Inc.
BULLISH
Price
$21.67
Market Cap
$1.14B
Sector
Financial Services
AI Confidence
75%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
OSBC
13.29
V
28.35
Forward P/E
OSBC
9.4
V
20.79
P/B Ratio
OSBC
1.27
V
15.09
P/S Ratio
OSBC
3.67
V
14.08
EV/EBITDA
OSBC
--
V
20.06

Profitability

Gross Margin
OSBC
0.0%
V
97.78%
Operating Margin
OSBC
44.8%
V
68.3%
Profit Margin
OSBC
25.8%
V
50.23%
ROE
OSBC
10.24%
V
53.95%
ROA
OSBC
1.28%
V
18.36%

Growth

Revenue Growth
OSBC
32.3%
V
14.6%
Earnings Growth
OSBC
29.9%
V
17.4%

Financial Health

Debt/Equity
OSBC
--
V
0.55
Current Ratio
OSBC
--
V
1.11
Quick Ratio
OSBC
--
V
0.72

Dividends

Dividend Yield
OSBC
1.2%
V
0.89%
Payout Ratio
OSBC
15.43%
V
22.91%

AI Verdict

OSBC BULLISH

OSBC presents a compelling value opportunity, trading significantly below its Graham Number ($24.99) and Intrinsic Value ($48.08). The company maintains a stable Piotroski F-Score of 4/9 and demonstrates exceptional growth with YoY revenue and earnings increases exceeding 29%. While the technical trend score is bearish and insider selling is prominent, the fundamental valuation and consistent earnings beat track record suggest strong underlying performance.

Strengths
Strong YoY revenue growth of 32.30%
Impressive earnings growth of 29.90% YoY
Attractive valuation with a Forward P/E of 9.40
Risks
Significant insider selling totaling $2.85M in the last 6 months
Low dividend strength (25/100) and yield (1.20%)
Bearish technical trend score (10/100)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

OSBC vs V: Head-to-Head Comparison

This page compares Old Second Bancorp, Inc. (OSBC) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile