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OXBR vs V

OXBR
Oxbridge Re Holdings Limited
BEARISH
Price
$0.73
Market Cap
$5.9M
Sector
Financial Services
AI Confidence
95%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
OXBR
--
V
28.35
Forward P/E
OXBR
-36.5
V
20.79
P/B Ratio
OXBR
0.95
V
15.09
P/S Ratio
OXBR
2.29
V
14.08
EV/EBITDA
OXBR
-1.78
V
20.06

Profitability

Gross Margin
OXBR
-16.18%
V
97.78%
Operating Margin
OXBR
-80.73%
V
68.3%
Profit Margin
OXBR
-80.67%
V
50.23%
ROE
OXBR
-41.19%
V
53.95%
ROA
OXBR
-27.89%
V
18.36%

Growth

Revenue Growth
OXBR
36.5%
V
14.6%
Earnings Growth
OXBR
--
V
17.4%

Financial Health

Debt/Equity
OXBR
0.11
V
0.55
Current Ratio
OXBR
5.67
V
1.11
Quick Ratio
OXBR
0.74
V
0.72

Dividends

Dividend Yield
OXBR
--
V
0.89%
Payout Ratio
OXBR
0.0%
V
22.91%

AI Verdict

OXBR BEARISH

OXBR exhibits severe financial distress, highlighted by a critical Piotroski F-Score of 1/9, indicating fundamental weakness across almost all health metrics. While the company shows strong top-line revenue growth of 36.5%, this is completely offset by catastrophic profitability, with a profit margin of -80.68% and an ROE of -41.19%. The stock is in a clear technical downtrend, losing over 51% of its value in the last year, and consistently misses earnings estimates by wide margins. Trading at a P/B of 0.95 suggests the market is pricing in the ongoing erosion of the company's book value.

Strengths
Strong year-over-year revenue growth of 36.50%
Low Debt/Equity ratio of 0.11
High Current Ratio of 5.67 indicating short-term liquidity
Risks
Severe negative profitability (Profit Margin -80.68%)
Critical Piotroski F-Score (1/9) signaling fundamental failure
Consistent and massive earnings misses (Avg Surprise -337.44%)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

OXBR vs V: Head-to-Head Comparison

This page compares Oxbridge Re Holdings Limited (OXBR) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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