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OXSQ vs WHF

OXSQ
Oxford Square Capital Corp.
BEARISH
Price
$1.87
Market Cap
$163.6M
Sector
Financial Services
AI Confidence
95%
WHF
WhiteHorse Finance, Inc.
NEUTRAL
Price
$7.46
Market Cap
$165.9M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
OXSQ
--
WHF
12.03
Forward P/E
OXSQ
6.68
WHF
7.3
P/B Ratio
OXSQ
1.11
WHF
0.64
P/S Ratio
OXSQ
4.06
WHF
2.28
EV/EBITDA
OXSQ
--
WHF
--

Profitability

Gross Margin
OXSQ
100.0%
WHF
100.0%
Operating Margin
OXSQ
80.0%
WHF
68.15%
Profit Margin
OXSQ
-46.43%
WHF
19.73%
ROE
OXSQ
-12.24%
WHF
5.25%
ROA
OXSQ
6.64%
WHF
4.83%

Growth

Revenue Growth
OXSQ
1.9%
WHF
-17.5%
Earnings Growth
OXSQ
--
WHF
114.0%

Financial Health

Debt/Equity
OXSQ
1.04
WHF
1.25
Current Ratio
OXSQ
5.56
WHF
1.18
Quick Ratio
OXSQ
5.56
WHF
0.41

Dividends

Dividend Yield
OXSQ
22.46%
WHF
17.14%
Payout Ratio
OXSQ
466.67%
WHF
226.61%

AI Verdict

OXSQ BEARISH

OXSQ exhibits severe financial distress, highlighted by a critical Piotroski F-Score of 1/9, indicating a near-total failure of fundamental health metrics. The company's dividend profile is unsustainable, with a payout ratio of 466.67% and a yield of 22.46% that likely erodes capital. Negative profit margins (-46.43%) and a bearish technical trend (0/100) further underscore a deteriorating operational state. With a target price of $1.75 sitting below the current market price, there is little fundamental support for current valuation levels.

Strengths
Current ratio of 5.56 suggests short-term liquidity is maintained
Price/Book ratio of 1.11 indicates the stock is trading close to its asset value
Positive ROA of 6.64% suggests some asset efficiency despite net losses
Risks
Critical Piotroski F-Score (1/9) signals extreme fundamental weakness
Unsustainable dividend payout ratio (466.67%) posing a high risk of dividend cuts
Severe negative profit margin (-46.43%) and negative ROE (-12.24%)
WHF NEUTRAL

WHF presents a classic value trap scenario, trading significantly below its Graham Number ($12.77) and Intrinsic Value ($18.29) with a P/B of 0.64. While the Piotroski F-Score of 4/9 indicates stable health, the financials are marred by a catastrophic dividend payout ratio of 226.61%, suggesting the current yield is unsustainable. Negative YoY revenue growth (-17.5%) and a bearish technical trend (0/100) further dampen the outlook despite a low forward P/E. The stock is fundamentally undervalued on a book-value basis but lacks the growth catalysts or dividend safety to warrant a bullish rating.

Strengths
Significant discount to book value (P/B 0.64)
Trading well below Graham Number ($12.77) and Intrinsic Value ($18.29)
Strong operating margins (68.15%)
Risks
Unsustainable dividend payout ratio (226.61%)
Negative year-over-year revenue growth (-17.50%)
Bearish technical trend (0/100)

Compare Another Pair

OXSQ vs WHF: Head-to-Head Comparison

This page compares Oxford Square Capital Corp. (OXSQ) and WhiteHorse Finance, Inc. (WHF) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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