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PAG vs TM

PAG
Penske Automotive Group, Inc.
NEUTRAL
Price
$171.52
Market Cap
$11.28B
Sector
Consumer Cyclical
AI Confidence
85%
TM
Toyota Motor Corporation
NEUTRAL
Price
$209.75
Market Cap
$273.37B
Sector
Consumer Cyclical
AI Confidence
85%

Valuation

P/E Ratio
PAG
12.23
TM
11.84
Forward P/E
PAG
12.02
TM
13.29
P/B Ratio
PAG
2.03
TM
11.21
P/S Ratio
PAG
0.35
TM
0.01
EV/EBITDA
PAG
13.32
TM
4.71

Profitability

Gross Margin
PAG
16.4%
TM
17.6%
Operating Margin
PAG
3.35%
TM
8.85%
Profit Margin
PAG
2.94%
TM
7.32%
ROE
PAG
17.05%
TM
10.03%
ROA
PAG
4.62%
TM
2.73%

Growth

Revenue Growth
PAG
-3.1%
TM
8.6%
Earnings Growth
PAG
-19.1%
TM
-42.3%

Financial Health

Debt/Equity
PAG
1.58
TM
1.05
Current Ratio
PAG
0.99
TM
1.26
Quick Ratio
PAG
0.18
TM
1.03

Dividends

Dividend Yield
PAG
3.47%
TM
2.78%
Payout Ratio
PAG
36.66%
TM
33.2%

AI Verdict

PAG NEUTRAL

PAG presents a stable but stagnating profile, characterized by a Piotroski F-Score of 6/9 indicating stable financial health. While the stock trades near its Graham Number ($163.41), it is significantly above its growth-based intrinsic value ($98.21), suggesting the market is pricing in stability rather than growth. Negative YoY revenue (-3.10%) and earnings (-19.10%) growth are primary concerns, though these are offset by a very low P/E ratio (12.23) relative to the sector average. The overall outlook is tempered by bearish technical trends and insider selling.

Strengths
Low valuation relative to sector (P/E 12.23 vs Sector Avg 31.83)
Strong Return on Equity (ROE) of 17.05%
Diversified revenue streams across Retail Automotive, Commercial Trucks, and PTS investment
Risks
Negative YoY earnings growth (-19.10%) and revenue growth (-3.10%)
Poor short-term liquidity indicated by a Quick Ratio of 0.18
Regulatory risk in the UK regarding EV mandates and emissions penalties
TM NEUTRAL

TM shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Attractive valuation with P/E of 11.8
Risks
Premium vs Graham Number ($86.36)

Compare Another Pair

PAG vs TM: Head-to-Head Comparison

This page compares Penske Automotive Group, Inc. (PAG) and Toyota Motor Corporation (TM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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