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PAR vs RDVT

PAR
PAR Technology Corporation
BEARISH
Price
$13.44
Market Cap
$554.3M
Sector
Technology
AI Confidence
85%
RDVT
Red Violet, Inc.
NEUTRAL
Price
$39.42
Market Cap
$556.2M
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
PAR
--
RDVT
43.32
Forward P/E
PAR
11.97
RDVT
25.43
P/B Ratio
PAR
0.66
RDVT
5.53
P/S Ratio
PAR
1.22
RDVT
6.16
EV/EBITDA
PAR
-21.86
RDVT
37.15

Profitability

Gross Margin
PAR
44.25%
RDVT
83.74%
Operating Margin
PAR
-11.0%
RDVT
6.84%
Profit Margin
PAR
-18.54%
RDVT
14.57%
ROE
PAR
-9.98%
RDVT
14.03%
ROA
PAR
-2.63%
RDVT
8.01%

Growth

Revenue Growth
PAR
14.4%
RDVT
19.6%
Earnings Growth
PAR
--
RDVT
215.2%

Financial Health

Debt/Equity
PAR
0.49
RDVT
0.03
Current Ratio
PAR
1.66
RDVT
7.18
Quick Ratio
PAR
1.17
RDVT
6.89

Dividends

Dividend Yield
PAR
--
RDVT
--
Payout Ratio
PAR
0.0%
RDVT
0.0%

AI Verdict

PAR BEARISH

PAR Technology exhibits severe financial fragility, highlighted by a critical Piotroski F-Score of 1/9, indicating poor operational health. Despite a recent transition toward positive quarterly EPS and a low Price-to-Book ratio (0.66), the stock is in a catastrophic technical downtrend, losing 77% of its value over the last year. Bearish insider activity from the CEO and CFO, combined with a history of negative profit margins, outweighs the optimistic analyst target price of $35.00.

Strengths
Positive shift in recent quarterly EPS (Actuals of $0.06 and $0.03)
Healthy Gross Margin of 44.25%
Steady Revenue Growth of 14.40% YoY
Risks
Critical financial health failure (Piotroski F-Score 1/9)
Severe price collapse (-77% 1Y change, -61.4% 6M change)
Bearish insider sentiment with significant selling by CEO and CFO
RDVT NEUTRAL

RDVT presents a dichotomy between exceptional balance sheet health and concerning internal sentiment. While the Piotroski F-Score of 4/9 indicates stability and the company maintains a near-zero debt profile with massive liquidity, the stock is trading at a significant premium to its Graham Number ($12.08) and Intrinsic Value ($26.85). Explosive YoY earnings growth is offset by a bearish technical trend and a highly alarming pattern of C-suite insider selling. Consequently, the strong analyst 'buy' ratings are currently contradicted by the actions of the company's own executives.

Strengths
Exceptional gross margins of 83.74%
Negligible debt levels with a Debt/Equity ratio of 0.03
Superior liquidity evidenced by a Current Ratio of 7.18
Risks
Significant overvaluation relative to defensive fair value (Graham Number)
Strongly bearish insider activity across the entire C-suite
Negative technical trend with a 0/100 score and -23.2% 6-month return

Compare Another Pair

PAR vs RDVT: Head-to-Head Comparison

This page compares PAR Technology Corporation (PAR) and Red Violet, Inc. (RDVT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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