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PAYP vs SITM

PAYP
PayPay Corporation
NEUTRAL
Price
$20.85
Market Cap
$14.11B
Sector
Technology
AI Confidence
80%
SITM
SiTime Corporation
NEUTRAL
Price
$503.63
Market Cap
$13.29B
Sector
Technology
AI Confidence
85%

Valuation

P/E Ratio
PAYP
19.86
SITM
--
Forward P/E
PAYP
--
SITM
77.18
P/B Ratio
PAYP
7.43
SITM
11.46
P/S Ratio
PAYP
0.04
SITM
40.7
EV/EBITDA
PAYP
6.5
SITM
-564.92

Profitability

Gross Margin
PAYP
52.43%
SITM
53.57%
Operating Margin
PAYP
24.76%
SITM
2.62%
Profit Margin
PAYP
31.28%
SITM
-13.13%
ROE
PAYP
--
SITM
-4.62%
ROA
PAYP
--
SITM
-3.57%

Growth

Revenue Growth
PAYP
23.9%
SITM
66.3%
Earnings Growth
PAYP
27.3%
SITM
--

Financial Health

Debt/Equity
PAYP
1.81
SITM
0.0
Current Ratio
PAYP
0.94
SITM
11.3
Quick Ratio
PAYP
0.73
SITM
10.16

Dividends

Dividend Yield
PAYP
--
SITM
--
Payout Ratio
PAYP
0.0%
SITM
0.0%

AI Verdict

PAYP NEUTRAL

PAYP presents a dichotomy between strong operational performance and concerning financial health. While the Piotroski F-Score of 4/9 indicates stable but mediocre health, the company boasts impressive profit margins (31.28%) and robust YoY earnings growth (27.30%). However, liquidity is a primary concern with a current ratio of 0.94 and a high debt-to-equity ratio of 1.81. The stock trades significantly above its Graham Number ($8.14) but below its growth-based intrinsic value ($30.98), suggesting a premium based on growth expectations that is currently fighting a bearish technical trend.

Strengths
Strong profitability with a 31.28% profit margin
Robust revenue growth (23.90% YoY)
Accelerating Q/Q earnings growth (47.40%)
Risks
Liquidity risk indicated by a current ratio below 1.0 (0.94)
High leverage with a Debt/Equity ratio of 1.81
Bearish technical trend (0/100 score)
SITM NEUTRAL

SITM exhibits a critical disconnect between its fundamental health and market valuation, highlighted by a weak Piotroski F-Score of 2/9. While the company demonstrates explosive revenue growth (66.3%) and a pristine balance sheet with zero debt, it is trading at an extreme valuation premium (Price/Sales of 40.70). The stock is currently priced near its 52-week high despite a bearish technical trend and consistent insider selling. Consequently, the investment profile is a high-risk growth play where the market has already priced in several years of perfect execution.

Strengths
Exceptional revenue growth of 66.3% YoY
Pristine balance sheet with 0.00 Debt/Equity
Very high liquidity with a Current Ratio of 11.30
Risks
Extreme valuation with a Price/Sales ratio of 40.70
Weak fundamental health score (Piotroski F-Score 2/9)
Negative net profit margins (-13.13%) and ROE (-4.62%)

Compare Another Pair

PAYP vs SITM: Head-to-Head Comparison

This page compares PayPay Corporation (PAYP) and SiTime Corporation (SITM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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