No connection

Search Results

RMCF vs UG

RMCF
Rocky Mountain Chocolate Factory, Inc.
BEARISH
Price
$2.25
Market Cap
$21.0M
Sector
Consumer Defensive
AI Confidence
95%
UG
United-Guardian, Inc.
NEUTRAL
Price
$6.66
Market Cap
$30.6M
Sector
Consumer Defensive
AI Confidence
85%

Valuation

P/E Ratio
RMCF
--
UG
14.48
Forward P/E
RMCF
2.34
UG
--
P/B Ratio
RMCF
2.92
UG
2.72
P/S Ratio
RMCF
0.71
UG
2.9
EV/EBITDA
RMCF
-14.83
UG
9.37

Profitability

Gross Margin
RMCF
13.86%
UG
48.75%
Operating Margin
RMCF
1.09%
UG
24.37%
Profit Margin
RMCF
-13.62%
UG
19.97%
ROE
RMCF
-50.96%
UG
18.22%
ROA
RMCF
-9.56%
UG
10.42%

Growth

Revenue Growth
RMCF
-4.4%
UG
19.6%
Earnings Growth
RMCF
--
UG
29.0%

Financial Health

Debt/Equity
RMCF
1.54
UG
--
Current Ratio
RMCF
1.66
UG
7.31
Quick Ratio
RMCF
0.83
UG
6.09

Dividends

Dividend Yield
RMCF
--
UG
7.51%
Payout Ratio
RMCF
0.0%
UG
130.43%

AI Verdict

RMCF BEARISH

RMCF exhibits severe financial distress, anchored by a critical Piotroski F-Score of 1/9, indicating a near-total failure of operational health metrics. The company is destroying shareholder value with a staggering ROE of -50.96% and negative profit margins of -13.62%. While the stock has seen a speculative 1-year price increase of 74.4%, this is decoupled from fundamentals as revenue continues to shrink (-4.40% YoY). The combination of high leverage (Debt/Equity 1.54) and bearish insider selling suggests a high risk of further deterioration.

Strengths
Low Price-to-Sales ratio (0.71) suggests low valuation relative to revenue
Current ratio of 1.66 indicates short-term liquidity is currently maintained
Positive operating margin (1.09%) shows the core business is barely breaking even before interest/taxes
Risks
Critical Piotroski F-Score (1/9) signaling extreme financial weakness
Severe equity erosion with an ROE of -50.96%
Negative net profit margins (-13.62%) indicating an unsustainable cost structure
UG NEUTRAL

United-Guardian exhibits a weak Piotroski F-Score of 3/9, indicating deteriorating fundamental health despite strong current margins and growth. While the company shows impressive revenue (19.6%) and earnings (29%) growth and a strategic partnership with Brenntag, the dividend is unsustainable with a payout ratio of 130.43%. The stock trades between its defensive Graham Number ($5.03) and growth-based intrinsic value ($13.57), but long-term price performance remains bearish.

Strengths
Strong profitability margins (Gross: 48.75%, Operating: 24.37%)
Robust short-term liquidity with a Current Ratio of 7.31
Strong YoY growth in both revenue (19.6%) and earnings (29%)
Risks
Unsustainable dividend payout ratio of 130.43%, signaling a high risk of dividend cut
Weak Piotroski F-Score (3/9) suggesting poor fundamental health trends
Severe long-term price erosion (5Y Change: -41.4%)

Compare Another Pair

RMCF vs UG: Head-to-Head Comparison

This page compares Rocky Mountain Chocolate Factory, Inc. (RMCF) and United-Guardian, Inc. (UG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile