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TFC vs V

TFC
Truist Financial Corporation
BULLISH
Price
$49.43
Market Cap
$63.23B
Sector
Financial Services
AI Confidence
75%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
TFC
12.94
V
28.35
Forward P/E
TFC
9.69
V
20.79
P/B Ratio
TFC
1.04
V
15.09
P/S Ratio
TFC
3.43
V
14.08
EV/EBITDA
TFC
--
V
20.06

Profitability

Gross Margin
TFC
0.0%
V
97.78%
Operating Margin
TFC
32.7%
V
68.3%
Profit Margin
TFC
28.8%
V
50.23%
ROE
TFC
8.24%
V
53.95%
ROA
TFC
0.98%
V
18.36%

Growth

Revenue Growth
TFC
3.2%
V
14.6%
Earnings Growth
TFC
10.8%
V
17.4%

Financial Health

Debt/Equity
TFC
--
V
0.55
Current Ratio
TFC
--
V
1.11
Quick Ratio
TFC
--
V
0.72

Dividends

Dividend Yield
TFC
4.21%
V
0.89%
Payout Ratio
TFC
54.45%
V
22.91%

AI Verdict

TFC BULLISH

TFC presents a compelling value opportunity, trading significantly below its Graham Number ($64.06) and Intrinsic Value ($88.62). While the Piotroski F-Score of 4/9 indicates only stable financial health and technical trends are currently bearish, the fundamental valuation metrics (P/E of 12.94 and P/B of 1.04) are highly attractive. Strong year-over-year earnings growth of 23.1% and a sustainable 4.21% dividend yield provide a solid floor for investors. The disconnect between the deep value and the bearish insider/technical signals suggests a potential contrarian entry point.

Strengths
Significant discount to Graham Number and Intrinsic Value
Strong YoY earnings growth of 23.1%
Attractive dividend yield of 4.21% with a sustainable 54.45% payout ratio
Risks
Bearish insider sentiment with recent sales by the CFO and Directors
Technical trend is currently 0/100 (Bearish)
Slow top-line revenue growth (3.20% YoY)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

TFC vs V: Head-to-Head Comparison

This page compares Truist Financial Corporation (TFC) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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