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IAF

NEUTRAL
$12.73 Live
Abrdn Australia Equity Fund Inc · AMEX
$11.76 52W Range $14.54

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 28, 2026
Market cap
$121.98M
P/E
8.78
ROE
9.6%
Profit margin
313.8%
Debt/Equity
0.07
Dividend yield
11.47%

AI Analysis

AI-powered fundamental assessment

Confidence
85%
IAF presents a classic value trap profile, characterized by a stable Piotroski F-Score of 4/9 and a significant disconnect between its Graham Number ($22.11) and Intrinsic Value ($10.15). While the stock trades at a discount to book value (P/B 0.85) and maintains a low P/E ratio relative to the sector, these metrics are offset by negative revenue (-7.10%) and earnings growth (-17.20%). The most critical concern is the unsustainable dividend payout ratio of 101.38%, suggesting the current 11.47% yield is at risk. Technical trends are currently bearish (0/100), indicating a lack of market conviction despite the low valuation.

Key Strengths

Trading below book value (P/B 0.85)
Very low leverage (Debt/Equity 0.07)
Low P/E ratio (8.78) compared to sector average (36.35)
Strong long-term price performance (3Y Change +35.2%)
High current dividend yield (11.47%)

Key Risks

Unsustainable dividend payout ratio (101.38%)
Negative YoY earnings growth (-17.20%)
Negative YoY revenue growth (-7.10%)
Extremely low liquidity (Current Ratio 0.06)
Bearish technical trend (0/100)
AI Fair Value Estimate
Based on comprehensive analysis
$11.33
-11.0% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
51
Moderate
Value
85
Future
20
Past
70
Health
50
Dividend
30
AI Verdict
Value Trap
Key drivers: Negative growth metrics, Unsustainable dividend payout, Deep value valuation metrics, Bearish technicals
Confidence
90%
Value
85/100

Ref P/E 8.78, P/B 0.85, Graham Number $22.11

Positives
  • P/B < 1.0
  • P/E significantly below sector average
  • Price well below Graham Number
Watchpoints
  • Price is above growth-based intrinsic value
Future
20/100

Ref Revenue Growth -7.10%, Earnings Growth -17.20%

Positives
No standout positives identified.
Watchpoints
  • Declining revenue
  • Declining earnings
  • Bearish technical trend
Past
70/100

Ref 3Y Change +35.2%, 5Y Change +14.4%

Positives
  • Positive 1Y, 3Y, and 5Y returns
Watchpoints
  • Recent 6M performance is flat/negative
Health
50/100

Ref Piotroski F-Score 4/9, Debt/Equity 0.07

Positives
  • Very low debt-to-equity
Watchpoints
  • Piotroski F-Score 4/9 (Stable but not strong)
  • Critically low current ratio
Dividend
30/100

Ref Yield 11.47%, Payout 101.38%

Positives
  • High nominal yield
Watchpoints
  • Payout ratio exceeds 100% of earnings

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$12.73

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for IAF and closest competitors.

Updated 2026-04-27
IAF
Abrdn Australia Equity Fund Inc
Primary
5Y
+14.4%
3Y
+35.2%
1Y
+15.5%
6M
-1.4%
1M
+7.6%
1W
-2.9%
GHI
Greystone Housing Impact Investors LP
Peer
5Y
-50.8%
3Y
-59.0%
1Y
-49.0%
6M
-36.5%
1M
+7.7%
1W
-1.0%
AFB
Affinity Bancshares, Inc.
Peer
5Y
+90.8%
3Y
+37.0%
1Y
+8.5%
6M
+2.0%
1M
-3.1%
1W
+0.2%
HYN
Hoyne Bancorp, Inc.
Peer
5Y
+14.9%
3Y
+14.9%
1Y
+14.9%
6M
+14.9%
1M
+11.7%
1W
+7.5%
GGZ
The Gabelli Global Small and Mid Cap Value Trust
Peer
5Y
+41.4%
3Y
+64.5%
1Y
+44.3%
6M
+17.1%
1M
+9.0%
1W
-0.6%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
8.78
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.85
P/S Ratio
28.69
EV/Revenue
30.3
EV/EBITDA
N/A
Market Cap
$121.98M

Profitability

Profit margins and return metrics

Profit Margin 313.8%
Operating Margin 43.55%
Gross Margin 100.0%
ROE 9.63%
ROA 0.86%

Growth

Revenue and earnings growth rates

Revenue Growth -7.1%
Earnings Growth -17.2%
Q/Q Revenue Growth N/A
Q/Q Earnings Growth -14.0%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.07
Low debt
Current Ratio
0.06
Weak
Quick Ratio
0.06
Poor
Cash/Share
$0.06

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Total Assets
$0.2B
Liabilities
$0.0B
Equity
$0.1B
Debt/Equity
0.07x

Financial Services Sector Comparison

Comparing IAF against 820 companies in the Financial Services sector (141 bullish, 351 neutral, 328 bearish)
P/E Ratio
8.78
This Stock
vs
36.01
Sector Avg
-75.6% (Discount)
Return on Equity (ROE)
9.63%
This Stock
vs
-0.73%
Sector Avg
-1414.6% (Below Avg)
Profit Margin
313.8%
This Stock
vs
91.62%
Sector Avg
+242.5% (Superior)
Debt to Equity
0.07
This Stock
vs
1.36
Sector Avg
-94.9% (Less Debt)
Revenue Growth
-7.1%
This Stock
vs
35.27%
Sector Avg
-120.1% (Slower)
Current Ratio
0.06
This Stock
vs
3.18
Sector Avg
-98.1% (Weaker)

Similar Companies

Peer comparison within the same industry

Past News Coverage

Recent headlines mentioning IAF from our newsroom.

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