AAPL Apple Inc. - Fundamental Analysis
BULLISH
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AAPL Stock | Fundamental Analysis & Investment Insights
NASDAQ
Technology
Consumer Electronics
Current Price
Live
$255.78
Analyst Target
$293.07
+14.6%
Upside
52W High
$288.62
52W Low
$169.21
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Feb 14, 2026
Market cap
$3.76T
P/E
33.13
ROE
152.0%
Profit margin
27.0%
Debt/Equity
1.03
Dividend yield
0.4%
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
88%
Analysis Accuracy
Apple Inc. (AAPL) demonstrates strong financial health with a Piotroski F-Score of 6, indicating stable fundamentals, though not in the 'strong' range. The absence of an Altman Z-Score is a notable gap, but the company's robust profitability, high ROE (152.02%), and strong cash generation suggest low distress risk. The intrinsic value estimate of $227.74 is significantly below the current price of $255.78, implying a premium valuation, likely justified by sustained growth and market leadership. Analysts maintain a 'buy' consensus with a target price of $293.07, reflecting confidence in future earnings momentum.
Key Strengths
High Piotroski F-Score of 6 indicates stable financial health and consistent profitability
Exceptional ROE of 152.02% and strong gross/operating margins reflect superior capital efficiency
Consistent earnings beat rate (3/4 in last 4 quarters) with average surprise of +6.78%
Strong revenue and earnings growth (15.70% and 18.30% YoY) supported by resilient demand
Market leadership in consumer electronics with a dominant $3.76T market cap and strong peer benchmarking
Key Risks
Current price of $255.78 trades above intrinsic value ($227.74) and Graham Number ($32.28), indicating potential overvaluation
Insider selling activity over the last 6 months (6 transactions, $79.49M value) signals bearish sentiment from executives
High P/E ratio of 33.13 and Price/Book of 42.64 suggest premium valuation, sensitive to growth slowdown
Weak liquidity ratios (Current Ratio: 0.97, Quick Ratio: 0.84) indicate tight short-term financial flexibility
Lack of Altman Z-Score prevents formal distress risk assessment, creating a blind spot in financial health evaluation
AI Fair Value Estimate
Based on comprehensive analysis
$227.74
-11.0% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
68
Strong
65
88
85
70
30
AI Verdict
Strong Buy
Key drivers: High profitability and growth metrics, Stable Piotroski F-Score, Positive earnings surprise history, Strong market position, Analyst buy consensus
Confidence
85%
Value
65/100
Ref P/E, PEG, Graham Number
Positives
- Graham Number of $32.28 provides a defensive floor
- Intrinsic value of $227.74 based on growth model
- Strong ROIC and margin profile support long-term value
Watchpoints
- Current price ($255.78) exceeds intrinsic value by ~12%
- P/E of 33.13 is elevated relative to historical norms
- Price/Book of 42.64 reflects extreme premium valuation
Future
88/100
Ref Growth rates
Positives
- 18.30% YoY earnings growth and 15.70% revenue growth
- 15.90% Q/Q earnings growth indicates acceleration
- High forward P/E of 27.54 suggests strong growth expectations
- Consistent earnings beats and positive surprises
Watchpoints
- No PEG ratio available, limiting growth-adjusted valuation analysis
- High growth may be difficult to sustain at current scale
Past
85/100
Ref Historical trends
Positives
- 25 consecutive quarters of earnings beats (with only one miss)
- Average EPS surprise of +6.78% over last 4 quarters
- Strong historical EPS progression with multiple +20% surprises
- Consistent revenue and earnings growth since 2020
Watchpoints
- One quarter (2023-02-02) missed estimates by -3.8%
- Historical volatility in earnings surprises (e.g., +41.6% in 2021-Q1)
Health
70/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Piotroski F-Score of 6 indicates stable financials
- High ROE and ROA reflect efficient capital use
- Strong operating and gross margins
Watchpoints
- No Altman Z-Score available, preventing formal distress risk assessment
- Debt/Equity of 1.03 is above industry average (0.70)
- Current and quick ratios below 1.0 suggest liquidity pressure
Dividend
30/100
Ref Yield, Payout
Positives
- Low payout ratio of 13.04% provides ample room for increases
- Stable dividend rate of $1.04 annually
Watchpoints
- Dividend yield of 0.40% is extremely low
- Dividend strength score of 25/100 reflects weak income appeal
- No significant dividend growth history
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$255.78
Analyst Target
$293.07
Upside/Downside
+14.6%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for AAPL and closest competitors.
Updated 2026-02-13
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
AAPL
Apple Inc.
Primary
|
+97.2% | +69.4% | +6.4% | +10.7% | -1.5% | -8.0% |
|
MSFT
Microsoft Corporation
Peer
|
+121.4% | +95.9% | +9.1% | -9.5% | -3.4% | -4.0% |
|
NVDA
NVIDIA Corporation
Peer
|
+1333.8% | +953.1% | +39.5% | +8.0% | +8.9% | +0.7% |
|
AVGO
Broadcom Inc.
Peer
|
+665.4% | +472.2% | +34.4% | +10.7% | -8.6% | -9.0% |
|
ORCL
Oracle Corporation
Peer
|
+233.9% | +123.6% | +21.0% | -21.8% | +7.4% | -3.7% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
33.13
Forward P/E
27.54
PEG Ratio
N/A
P/B Ratio
42.64
P/S Ratio
8.63
EV/Revenue
8.67
EV/EBITDA
24.71
Market Cap
$3.76T
Profitability
Profit margins and return metrics
Profit Margin
27.04%
Operating Margin
35.37%
Gross Margin
47.33%
ROE
152.02%
ROA
24.38%
Growth
Revenue and earnings growth rates
Revenue Growth
+15.7%
Earnings Growth
+18.3%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+15.9%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
1.03
Moderate
Current Ratio
0.97
Weak
Quick Ratio
0.84
Poor
Cash/Share
$4.56
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-30
$N/A
2026-01-29
$2.84
+6.3% surprise
2025-10-30
$1.85
+4.5% surprise
2025-07-31
$1.57
+9.5% surprise
Technology Sector Comparison
Comparing AAPL against 149 companies in the Technology sector
(11 bullish, 68 neutral, 70 bearish)
P/E Ratio
33.13
This Stock
vs
80.48
Sector Avg
-58.8%
(Discount)
Return on Equity (ROE)
152.02%
This Stock
vs
-6.46%
Sector Avg
-2453.2%
(Below Avg)
Profit Margin
27.04%
This Stock
vs
-9.27%
Sector Avg
-391.8%
(Weaker)
Debt to Equity
1.03
This Stock
vs
0.7
Sector Avg
+47.1%
(Higher)
Revenue Growth
15.7%
This Stock
vs
61.63%
Sector Avg
-74.5%
(Slower)
Current Ratio
0.97
This Stock
vs
3.39
Sector Avg
-71.3%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
AAPL
Apple Inc.
|
BULLISH | $3.76T | 33.13 | 152.0% | 27.0% | $255.78 | |
|
MSFT
Microsoft Corporation
|
BULLISH | $3.42T | 32.68 | 32.2% | 35.7% | $459.86 | |
|
NVDA
NVIDIA Corporation
|
BULLISH | $4.53T | 46.1 | 107.4% | 53.0% | $186.23 | |
|
AVGO
Broadcom Inc.
|
NEUTRAL | $1.52T | 68.1 | 31.0% | 36.2% | $320.05 | |
|
ORCL
Oracle Corporation
|
NEUTRAL | $549.03B | 35.92 | 69.0% | 25.3% | $191.09 |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-01-30 | AUSTIN WANDA M | Director | Stock Award | 1,255 | - |
| 2026-01-30 | GORSKY ALEX | Director | Stock Award | 1,255 | - |
| 2026-01-30 | LOZANO MONICA C. | Director | Stock Award | 1,255 | - |
| 2026-01-30 | SUGAR RONALD D | Director | Stock Award | 1,255 | - |
| 2026-01-30 | WAGNER SUSAN L | Director | Stock Award | 1,255 | - |
| 2026-01-30 | JUNG ANDREA | Director | Stock Award | 1,255 | - |
| 2026-01-30 | LEVINSON ARTHUR D | Director | Stock Award | 1,113 | - |
| 2025-11-12 | ADAMS KATHERINE L | General Counsel | Gift | 3,750 | - |
| 2025-11-07 | KONDO CHRISTOPHER | Officer | Sale | 3,752 | $1,017,655 |
| 2025-10-16 | PAREKH KEVAN | Chief Financial Officer | Sale | 4,199 | $1,038,787 |
| 2025-10-15 | PAREKH KEVAN | Chief Financial Officer | Stock Award | 16,457 | - |
| 2025-10-15 | KONDO CHRISTOPHER | Officer | Stock Award | 7,371 | - |
| 2025-10-02 | O'BRIEN DEIRDRE | Officer | Sale | 43,013 | $11,071,078 |
| 2025-10-02 | ADAMS KATHERINE L | General Counsel | Sale | 47,125 | $12,101,154 |
| 2025-10-02 | COOK TIMOTHY D | Chief Executive Officer | Sale | 129,963 | $33,375,723 |
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
41 analysts
Jefferies
2026-01-30
Hold
Hold
Maxim Group
2026-01-30
Hold
Buy
JP Morgan
2026-01-30
Overweight
Overweight
TD Cowen
2026-01-30
Buy
Buy
Barclays
2026-01-30
Underweight
Underweight
DA Davidson
2026-01-30
Neutral
Neutral
Wedbush
2026-01-30
Outperform
Outperform
Needham
2026-01-30
Hold
Hold
Rosenblatt
2026-01-30
Neutral
Neutral
JP Morgan
2026-01-26
Overweight
Overweight
Past News Coverage
Recent headlines mentioning AAPL from our newsroom.
Newest → oldest
No matching news yet.