No connection

Search Results

ACT

NEUTRAL
$40.49 Live
Enact Holdings, Inc. · NASDAQ
Target $45.6 (+12.6%)
$31.28 52W Range $44.8

At a glance

Key valuation, profitability, growth, and risk metrics.

Unlock key metrics

Market cap, P/E, ROE, margins, leverage and more.

AI Analysis

AI-powered fundamental assessment

Confidence
78%
ACT's Piotroski F-Score of 4/9 indicates weak financial health, signaling potential operational inefficiencies despite strong profitability. The absence of an Altman Z-Score raises concern about default risk, especially given the sector's average debt levels. While the company trades below its Graham Number ($61.88) and intrinsic value ($133.34), its current price of $40.49 reflects a significant discount, likely due to low growth and weak financial stability signals. Insider selling activity over the past six months adds bearish sentiment, and analyst consensus remains at 'hold' with limited upside. The stock's strong historical earnings surprises and high margins are offset by stagnant revenue growth and elevated peer P/E multiples.

Key Strengths

Exceptionally high profit margins (54.56%) and operating margins (75.33%) indicate strong pricing power and cost control
Low debt-to-equity ratio (0.14) suggests conservative capital structure and low financial leverage risk
Consistent earnings beat rate (3 out of last 4 quarters) and positive average surprise (+5.57%) reflect reliable execution
Trading below both Graham Number ($61.88) and intrinsic value ($133.34), indicating potential undervaluation on a defensive basis
Strong historical EPS growth (12.8% YoY) and Q/Q improvement (+9.8%) suggest momentum in earnings performance

Key Risks

Piotroski F-Score of 4/9 is below the threshold for financial health, indicating potential red flags in operational efficiency or capital structure
No Altman Z-Score available; absence of this critical distress metric raises unquantified bankruptcy risk
Insider selling totaling $17.52M in six months signals bearish sentiment from key stakeholders
Revenue growth of only 3.60% YoY is sluggish compared to sector average of 28.13%, suggesting limited top-line expansion
Technical trend score of 0/100 indicates strong bearish momentum, with price below 52-week high and recent 1-month decline
AI Fair Value Estimate
Based on comprehensive analysis
$133.34
+229.3% above current price

Performance Snowflake

Multi-dimensional AI analysis across 5 key categories

Unlock AI-Powered Analysis

See Value, Future Performance, Past Performance, Financial Health & Dividend scores

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Unlock Price Charts

View historical price trends and analyst targets

Historical Performance Trends

Long-term financial metrics and growth patterns

Unlock Historical Data

View 3-year revenue, profit margins, and growth trends

Valuation Metrics

Key valuation ratios and pricing indicators

Sign up to view

P/E, P/B, P/S, EV/EBITDA and more

Profitability, Growth & Financial Health

Detailed profit margins, ROE, debt ratios, and liquidity metrics

Unlock Detailed Metrics

View ROE, Operating Margin, Debt/Equity, Current Ratio and more

Sector Comparison & Peer Analysis

Compare ACT against industry averages and similar companies

Unlock Sector Insights

See how ACT compares to competitors and industry standards

Insider Trading & Analyst Ratings

Track insider transactions and Wall Street analyst recommendations

Unlock Insider Data

See recent insider buys/sells and analyst price targets

Past News Coverage

Recent headlines mentioning ACT from our newsroom.

Newest → oldest

See the full ACT analysis

Free signup • Unlock all metrics • No credit card required

TradingGPT V2 Copilot
Fundamentals • Valuation • Risk
Hi! I'm your fundamentals copilot.

Ask me to:
• Summarize the business quality
• Review valuation and multiples
• Highlight risks and red flags
• Explain growth and margin trends
Home
Terminal
AI
Markets
Profile