AFCG Advanced Flower Capital Inc. - Fundamental Analysis
BEARISH
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AFCG Stock | Fundamental Analysis & Investment Insights
NASDAQ
Real Estate
REIT - Mortgage
Current Price
Live
$2.21
Analyst Target
$5.25
+137.6%
Upside
52W High
$8.88
52W Low
$2.06
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Feb 14, 2026
Market cap
$49.93M
P/E
N/A
ROE
-12.0%
Profit margin
N/A
Debt/Equity
0.66
Dividend yield
38.91%
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
92%
Analysis Accuracy
AFCG exhibits severe financial distress, underscored by a Piotroski F-Score of 2/9 (indicating weak operational health) and a lack of an Altman Z-Score, which raises unquantified bankruptcy risk. The company reports negative profitability metrics, including a -12.03% ROE and -6.89% ROA, alongside a 152.22% payout ratio on a dividend yield of 38.91%, signaling unsustainable distributions. Despite a low price-to-book of 0.29, the stock's valuation is distorted by negative earnings, erratic quarterly results, and a 74.1% 5-year decline. The technical trend is bearish, and analyst coverage is minimal, reflecting low market confidence.
Key Strengths
Low price-to-book ratio (0.29) suggests potential undervaluation on a balance sheet basis
High current and quick ratios (9.52 and 9.45) indicate strong short-term liquidity
Recent 1-week price increase (+1.8%) shows minor short-term momentum
Dividend yield of 38.91% may attract income-focused investors seeking high income
Insider sentiment is neutral, suggesting no active selling pressure
Key Risks
Piotroski F-Score of 2/9 indicates poor financial health and operational instability
Negative ROE (-12.03%) and ROA (-6.89%) reflect persistent losses and inefficient capital use
Payout ratio of 152.22% is unsustainable and implies dividend is being funded by debt or capital depletion
Quarterly earnings surprises are consistently negative, with an average of -279.74% over the last 4 quarters
No analyst consensus or target price data, indicating low institutional interest and high uncertainty
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
22
Weak
45
15
20
18
10
AI Verdict
High Risk
Key drivers: Extremely low Piotroski F-Score, Negative profitability and cash flow, Unsustainable dividend payout, Lack of analyst coverage, Severe historical price decline
Confidence
90%
Value
45/100
Ref P/E, PEG, Graham Number
Positives
- Price-to-book of 0.29 suggests deep discount to book value
- Low current price ($2.21) may appeal to value investors
Watchpoints
- No Graham Number or intrinsic value due to negative earnings
- Negative price/sales (-60.80) indicates distorted valuation
- Forward P/E of 3.62 is misleading due to negative earnings history
Future
15/100
Ref Growth rates
Positives
- Recent Q/Q EPS growth of +5.0% may signal a turnaround
Watchpoints
- Year-over-year EPS growth of -1240.0% indicates severe deterioration
- No revenue or earnings growth data available
- Forward P/E is based on negative earnings history
Past
20/100
Ref Historical trends
Positives
- Historical consistency in reporting earnings (20 quarters tracked)
- Some quarters beat estimates (e.g., 2024-08-07, 2023-08-08)
Watchpoints
- Consistently negative earnings surprises over the last 4 quarters
- Average surprise of -279.74% indicates severe underperformance
- 5-year price decline of 74.1% reflects long-term investor erosion
Health
18/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- High current and quick ratios (9.52, 9.45) suggest strong liquidity
- Debt/Equity of 0.66 is relatively low compared to sector average (3.28)
Watchpoints
- Piotroski F-Score of 2/9 indicates poor financial health
- No Altman Z-Score available, but negative ROE and ROA suggest distress risk
- Negative operating margin (365.10%) is likely due to non-recurring items or accounting distortions
Dividend
10/100
Ref Yield, Payout
Positives
- High dividend yield of 38.91% may attract income investors
Watchpoints
- Payout ratio of 152.22% is unsustainable and implies dividend is not covered by earnings
- Dividend is likely funded by debt or capital depletion
- No 5-year average yield available, indicating lack of consistency
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$2.21
Analyst Target
$5.25
Upside/Downside
+137.6%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for AFCG and closest competitors.
Updated 2026-02-13
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
AFCG
Advanced Flower Capital Inc.
Primary
|
-74.1% | -69.2% | -71.8% | -43.4% | -9.1% | +1.8% |
|
AIRE
reAlpha Tech Corp.
Peer
|
-99.9% | -99.9% | -79.7% | +5.9% | -19.0% | -5.0% |
|
ASPS
Altisource Portfolio Solutions S.A.
Peer
|
-93.5% | -90.6% | +2.5% | -49.4% | -10.6% | +2.1% |
|
AHT
Ashford Hospitality Trust, Inc.
Peer
|
-98.5% | -93.0% | -47.8% | -35.9% | +10.8% | -12.1% |
|
AEI
Alset Inc.
Peer
|
-99.6% | +19.6% | +100.0% | +96.6% | -21.4% | -17.7% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
N/A
Forward P/E
3.62
PEG Ratio
N/A
P/B Ratio
0.29
P/S Ratio
-60.8
EV/Revenue
-141.09
EV/EBITDA
N/A
Market Cap
$49.93M
Profitability
Profit margins and return metrics
Profit Margin
N/A
Operating Margin
365.1%
Gross Margin
N/A
ROE
-12.03%
ROA
-6.89%
Growth
Revenue and earnings growth rates
Revenue Growth
N/A
Earnings Growth
N/A
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.66
Moderate
Current Ratio
9.52
Strong
Quick Ratio
9.45
Excellent
Cash/Share
$2.0
Quarterly Earnings History
EPS performance vs analyst estimates
2026-03-04
$N/A
2025-11-12
$-0.57
-416.7% surprise
2025-08-14
$-0.6
-433.3% surprise
2025-05-14
$0.18
+10.8% surprise
Real Estate Sector Comparison
Comparing AFCG against 56 companies in the Real Estate sector
(1 bullish, 9 neutral, 46 bearish)
Return on Equity (ROE)
-12.03%
This Stock
vs
-75.75%
Sector Avg
-84.1%
(Below Avg)
Debt to Equity
0.66
This Stock
vs
3.28
Sector Avg
-80.0%
(Less Debt)
Current Ratio
9.52
This Stock
vs
8.3
Sector Avg
+14.8%
(Better)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
AFCG
Advanced Flower Capital Inc.
|
BEARISH | $49.93M | - | -12.0% | -% | $2.21 | |
|
AIRE
reAlpha Tech Corp.
|
BEARISH | $46.95M | - | -93.5% | -% | $0.36 | |
|
ASPS
Altisource Portfolio Solutions S.A.
|
BEARISH | $63.98M | - | -% | 0.0% | $5.82 | |
|
AHT
Ashford Hospitality Trust, Inc.
|
BEARISH | $27.97M | - | -% | -21.0% | $4.22 | |
|
AEI
Alset Inc.
|
BEARISH | $90.26M | - | -10.5% | -105.0% | $2.32 |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2025-12-11 | TANNENBAUM LEONARD MARK | Director and Beneficial Owner of more than 10% of a Class of Security | Purchase | 25,000 | $76,250 |
| 2025-12-10 | TANNENBAUM LEONARD MARK | Director and Beneficial Owner of more than 10% of a Class of Security | Purchase | 44,000 | $128,520 |
| 2025-12-03 | TANNENBAUM LEONARD MARK | Director and Beneficial Owner of more than 10% of a Class of Security | Purchase | 46,000 | $135,240 |
| 2025-12-02 | TANNENBAUM LEONARD MARK | Director and Beneficial Owner of more than 10% of a Class of Security | Purchase | 54,000 | $155,130 |
| 2025-11-20 | TANNENBAUM LEONARD MARK | Director and Beneficial Owner of more than 10% of a Class of Security | Stock Award | 729,927 | $2,000,000 |
| 2025-11-20 | HARRISON THOMAS L | Director | Stock Award | 5,474 | $14,999 |
| 2025-11-20 | LEVY ROBERT L | Director | Stock Award | 5,474 | $14,999 |
| 2025-11-20 | FRANK ALEXANDER C | Director | Stock Award | 5,474 | $14,999 |
| 2025-11-20 | TANNENBAUM ROBYN | President | Stock Award | 91,240 | $249,998 |
| 2025-11-20 | SUDNOW MARNIE MIGATZ | Director | Stock Award | 5,474 | $14,999 |
| 2025-11-20 | NEVILLE DANIEL JOSEPH | Chief Executive Officer | Stock Award | 91,240 | $249,998 |
| 2025-11-18 | NEVILLE DANIEL JOSEPH | Chief Executive Officer | Purchase | 17,000 | $47,770 |
| 2025-09-08 | NEVILLE DANIEL JOSEPH | Chief Executive Officer | Purchase | 12,388 | $55,003 |
| 2025-09-05 | TANNENBAUM LEONARD MARK | Director and Beneficial Owner of more than 10% of a Class of Security | Purchase | 79,665 | $363,272 |
| 2025-09-03 | TANNENBAUM LEONARD MARK | Director and Beneficial Owner of more than 10% of a Class of Security | Purchase | 72,957 | $330,526 |
Insider transactions can signal confidence or concerns about company prospects
Past News Coverage
Recent headlines mentioning AFCG from our newsroom.
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