AGNCL AGNC Investment Corp. - Fundamental Analysis
BEARISH
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AGNCL Stock | Fundamental Analysis & Investment Insights
NASDAQ
Real Estate
REIT - Mortgage
Current Price
Live
$25.06
52W High
$26.59
52W Low
$22.84
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Feb 07, 2026
Market cap
N/A
P/E
N/A
ROE
15.1%
Profit margin
92.9%
Debt/Equity
6.89
Dividend yield
7.73%
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
85%
Analysis Accuracy
AGNCL exhibits severe financial health concerns, with a Piotroski F-Score of 2/9 indicating high distress risk and weak operational stability. The company's Altman Z-Score is unavailable, but its extreme Debt/Equity ratio of 6.89, current ratio of 0.18, and negative ROA of 1.64% signal significant liquidity and solvency vulnerabilities. Despite impressive revenue and earnings growth (546% and 776% YoY), these gains appear unsustainable and likely driven by non-recurring factors or accounting distortions, especially given a 100% gross margin and 95.88% operating margin—levels inconsistent with a mortgage REIT's business model. The stock trades at a rich Price/Book of 2.66, with no Graham Number or intrinsic value estimate, suggesting it is priced for perpetual growth without a margin of safety. Dividend strength and insider sentiment are weak, further undermining confidence in long-term sustainability.
Key Strengths
Exceptional year-over-year revenue and earnings growth (546% and 776%)
High dividend yield of 7.73% attractive to income investors
Strong historical price performance (40.4% 5-year return)
High operating and gross margins (95.88% and 100.00%)
Positive 1-year price return (+10.7%) despite recent pullback
Key Risks
Piotroski F-Score of 2/9 indicates severe financial distress and poor operational health
Debt/Equity ratio of 6.89 is dangerously high for a REIT, signaling over-leverage
Current and quick ratios of 0.18 and 0.17 suggest extreme liquidity risk
ROA of 1.64% is negligible, and ROE of 15.08% is not supported by strong asset efficiency
Gross margin of 100% is implausible for a mortgage REIT and likely reflects accounting anomalies
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
34
Weak
20
45
60
15
30
AI Verdict
Weak
Key drivers: Piotroski F-Score of 2/9, Extremely high leverage (Debt/Equity: 6.89), Liquidity ratios below 0.2, Unrealistic gross margin of 100%, No analyst coverage or target price
Confidence
85%
Value
20/100
Ref P/E, PEG, Graham Number
Positives
- High dividend yield of 7.73%
- Strong 5-year price appreciation (+40.4%)
Watchpoints
- Price/Book of 2.66 is elevated
- No Graham Number or intrinsic value estimate available
- Growth metrics likely unsustainable
- No P/E, PEG, or EV/EBITDA for valuation context
Future
45/100
Ref Growth rates
Positives
- Exceptional YoY revenue and earnings growth (546% and 776%)
- Strong Q/Q earnings growth (682%)
Watchpoints
- Growth rates are likely non-recurring or accounting-driven
- High leverage limits future expansion
- No forward guidance or analyst estimates
- Sustainability of 100% gross margin is implausible
Past
60/100
Ref Historical trends
Positives
- Consistent price appreciation over 5 years (+40.4%)
- Positive 1-year return (+10.7%)
Watchpoints
- Piotroski F-Score of 2 indicates poor historical performance
- ROE of 15.08% is not supported by strong ROA or capital efficiency
- Profit margins are structurally unsustainable
- No historical ROIC or FCF data available
Health
15/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- High operating margin (95.88%)
Watchpoints
- Piotroski F-Score of 2/9 indicates severe financial distress
- Debt/Equity of 6.89 is extremely high
- Current and quick ratios below 0.2
- ROA of 1.64% is negligible
- No Altman Z-Score available, but indicators suggest distress
Dividend
30/100
Ref Yield, Payout
Positives
- Dividend yield of 7.73% is attractive
- Consistent dividend payments (rate: $1.94)
Watchpoints
- Payout ratio is unavailable, but high leverage and low ROA suggest unsustainability
- Dividend strength score of 40/100 indicates moderate reliability
- No 5-year average yield for trend analysis
- High growth and weak cash flow raise payout risk
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$25.06
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for AGNCL and closest competitors.
Updated 2026-02-06
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
AGNCL
AGNC Investment Corp.
Primary
|
+40.4% | +37.4% | +10.7% | +3.5% | +1.5% | -0.2% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
2.66
P/S Ratio
N/A
EV/Revenue
54.45
EV/EBITDA
N/A
Market Cap
N/A
Profitability
Profit margins and return metrics
Profit Margin
92.93%
Operating Margin
95.88%
Gross Margin
100.0%
ROE
15.08%
ROA
1.65%
Growth
Revenue and earnings growth rates
Revenue Growth
+546.1%
Earnings Growth
+775.9%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+682.0%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
6.89
High debt
Current Ratio
0.18
Weak
Quick Ratio
0.17
Poor
Cash/Share
$15.56
Real Estate Sector Comparison
Comparing AGNCL against 56 companies in the Real Estate sector
(1 bullish, 9 neutral, 46 bearish)
Return on Equity (ROE)
15.08%
This Stock
vs
-75.75%
Sector Avg
-119.9%
(Below Avg)
Profit Margin
92.93%
This Stock
vs
24.96%
Sector Avg
+272.4%
(Superior)
Debt to Equity
6.89
This Stock
vs
3.28
Sector Avg
+110.2%
(Higher)
Revenue Growth
546.1%
This Stock
vs
108.53%
Sector Avg
+403.2%
(Fast Growth)
Current Ratio
0.18
This Stock
vs
8.3
Sector Avg
-97.8%
(Weaker)
Ownership Structure
Institutional and insider holdings breakdown
Ownership Breakdown
Top Institutional Holders
Connectus Wealth, LLC
30,625 shares
• 2022-09-30
Past News Coverage
Recent headlines mentioning AGNCL from our newsroom.
Newest → oldest
No matching news yet.