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AGNCO AGNC Investment Corp. - Fundamental Analysis

BEARISH
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AGNCO Stock | Fundamental Analysis & Investment Insights
NASDAQ Real Estate REIT - Mortgage
Current Price Live
$25.48
52W High
$25.95
52W Low
$23.68

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Feb 21, 2026
Market cap
N/A
P/E
N/A
ROE
15.1%
Profit margin
92.9%
Debt/Equity
6.89
Dividend yield
9.4%

AI Analysis

Powered by advanced machine learning algorithms

Confidence Score
85%
Analysis Accuracy
AGNCO's Piotroski F-Score of 2/9 indicates severe financial distress, with weak operational and accounting health. The absence of an Altman Z-Score and a Debt/Equity ratio of 6.89, coupled with a current ratio of 0.18, signal extreme leverage and liquidity risk. Despite high profit margins and explosive revenue/earnings growth, these gains are likely unsustainable and driven by non-recurring or accounting anomalies. The stock trades at a premium Price/Book of 2.71, with no Graham Number or intrinsic value support, suggesting overvaluation. The 9.4% dividend yield is unsustainable given the poor financial health and lack of cash flow visibility.

Key Strengths

Exceptionally high profit margins (Gross: 100%, Operating: 95.88%, Net: 92.93%)
Explosive revenue and earnings growth (546.10% and 775.90% YoY)
Strong historical price performance (5Y: +52.1%, 3Y: +47.3%)
High dividend yield (9.40%) attracts income investors
Trading near 52-week high ($25.95), indicating recent market momentum

Key Risks

Piotroski F-Score of 2/9 indicates severe financial distress and poor accounting quality
Debt/Equity ratio of 6.89 is extremely high, signaling excessive leverage
Current and quick ratios of 0.18 and 0.17 indicate critical liquidity risk
No available Free Cash Flow or Operating Cash Flow data, raising concerns about cash generation
Dividend payout ratio is likely unsustainable given weak ROE (15.08%) and negative ROA (1.64%)

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
36
Weak
Value
20
Future
55
Past
65
Health
15
Dividend
25
AI Verdict
High risk, low confidence in sustainability
Key drivers: Extremely weak Piotroski F-Score, Unsustainable growth metrics, High leverage and liquidity risk, No cash flow or intrinsic value support, Dividend yield appears unsustainable
Confidence
80%
Value
20/100

Stock trades at a premium valuation with no fundamental support from traditional metrics.

Positives
  • High dividend yield (9.40%) may appeal to income-focused investors
  • Trading near 52-week high, suggesting market interest
Watchpoints
  • Price/Book of 2.71 is high for a company with weak financial health
  • No Graham Number or intrinsic value estimate available
  • No P/E, PEG, or EV/EBITDA metrics to support valuation
Future
55/100

Growth is impressive but likely unsustainable given deteriorating financial health.

Positives
  • Revenue and earnings growth rates are exceptionally high (546.10% and 775.90% YoY)
  • Q/Q earnings growth of 682.00% suggests momentum
Watchpoints
  • Growth is likely non-recurring or accounting-driven, not sustainable
  • No analyst coverage or target price to validate future outlook
  • High leverage may constrain future expansion
Past
65/100

Past performance is strong but may not reflect underlying business sustainability.

Positives
  • Strong 5-year price performance (+52.1%)
  • Consistent outperformance over 3-year and 1-year periods
Watchpoints
  • Historical performance may be driven by temporary factors
  • No long-term earnings stability or cash flow consistency
Health
15/100

Financial health is critically weak; Piotroski score is a major red flag.

Positives
  • High profit margins suggest operational efficiency in current period
Watchpoints
  • Piotroski F-Score of 2/9 indicates severe financial distress
  • Debt/Equity of 6.89 is dangerously high
  • Current ratio of 0.18 implies inability to meet short-term obligations
  • No Altman Z-Score available, but low liquidity and high leverage suggest distress risk
Dividend
25/100

Dividend appears risky and likely unsustainable in the long term.

Positives
  • High dividend yield of 9.40% is attractive to income investors
Watchpoints
  • Payout ratio is not calculable, but likely unsustainable given low ROE and cash flow absence
  • Dividend is not supported by operating cash flow or earnings stability
  • High leverage increases risk of dividend cut

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$25.48

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for AGNCO and closest competitors.

Updated 2026-02-20
Company 5Y 3Y 1Y 6M 1M 1W
AGNCO
AGNC Investment Corp.
Primary
+52.1% +47.3% +10.1% +4.8% +0.3% +0.1%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
2.71
P/S Ratio
N/A
EV/Revenue
54.7
EV/EBITDA
N/A
Market Cap
N/A

Profitability

Profit margins and return metrics

Profit Margin 92.93%
Operating Margin 95.88%
Gross Margin 100.0%
ROE 15.08%
ROA 1.65%

Growth

Revenue and earnings growth rates

Revenue Growth +546.1%
Earnings Growth +775.9%
Q/Q Revenue Growth N/A
Q/Q Earnings Growth +682.0%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
6.89
High debt
Current Ratio
0.18
Weak
Quick Ratio
0.17
Poor
Cash/Share
$15.56

Real Estate Sector Comparison

Comparing AGNCO against 56 companies in the Real Estate sector (1 bullish, 9 neutral, 46 bearish)
Return on Equity (ROE)
15.08%
This Stock
vs
-75.18%
Sector Avg
-120.1% (Below Avg)
Profit Margin
92.93%
This Stock
vs
26.43%
Sector Avg
+251.6% (Superior)
Debt to Equity
6.89
This Stock
vs
3.27
Sector Avg
+110.3% (Higher)
Revenue Growth
546.1%
This Stock
vs
1431.44%
Sector Avg
-61.8% (Slower)
Current Ratio
0.18
This Stock
vs
3449.18
Sector Avg
-100.0% (Weaker)

Past News Coverage

Recent headlines mentioning AGNCO from our newsroom.

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