AMAL Amalgamated Financial Corp. - Fundamental Analysis
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AMAL Stock | Fundamental Analysis & Investment Insights
NASDAQ
Financial Services
Banks - Regional
Current Price
Live
$38.1
Analyst Target
$40.5
+6.3%
Upside
52W High
$42.66
52W Low
$25.03
At a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
78%
Analysis Accuracy
AMAL's Piotroski F-Score of 4/9 indicates a weak financial health profile, signaling potential operational inefficiencies or instability despite solid profitability metrics. The absence of an Altman Z-Score raises concern about default risk, especially given the lack of available leverage and liquidity data. While the stock trades below its intrinsic value of $80.65 and Graham Number of $45.21, suggesting undervaluation, the current price of $38.10 is significantly below both benchmarks, implying either deep value or market skepticism. Strong earnings growth (11.1% YoY) and consistent beat rates (3/4 in last 4 quarters) support future potential, but technical trends and insider selling undermine near-term momentum.
Key Strengths
High profit margin (33.43%) and operating margin (43.16%) indicate strong operational efficiency
Consistent earnings beat history with an average surprise of 4.85% over the last four quarters
Significant undervaluation relative to intrinsic value ($80.65) and Graham Number ($45.21)
Strong revenue growth (9.00% YoY) and earnings growth (11.10% YoY)
Low payout ratio (16.42%) leaves room for future dividend increases
Key Risks
Piotroski F-Score of 4/9 signals weak financial health and potential instability
No Altman Z-Score available; missing critical bankruptcy risk assessment
Insider selling activity (5 transactions, $0.27M total) indicates bearish sentiment among insiders
Technical trend score of 0/100 reflects strong bearish momentum
Lack of key financial health data (Debt/Equity, Current Ratio, Cash, Debt) limits risk assessment
AI Fair Value Estimate
Based on comprehensive analysis
$80.65
+111.7% above current price
Performance Snowflake
Multi-dimensional AI analysis across 5 key categories
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Historical Performance Trends
Long-term financial metrics and growth patterns
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability, Growth & Financial Health
Detailed profit margins, ROE, debt ratios, and liquidity metrics
Sector Comparison & Peer Analysis
Compare AMAL against industry averages and similar companies
Insider Trading & Analyst Ratings
Track insider transactions and Wall Street analyst recommendations
Past News Coverage
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