BANF
NEUTRAL
$112.94
Live
BancFirst Corporation · NASDAQ
Target $123.67
(+9.5%)
$101.48
52W Range
$138.77
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 16, 2026
Market cap
$3.79B
P/E
15.88
ROE
13.8%
Profit margin
35.1%
Debt/Equity
N/A
Dividend yield
1.74%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
BancFirst Corporation presents a stable fundamental profile with a Piotroski F-Score of 4/9, indicating a stable but not strong financial health trajectory. The stock is currently trading at a significant premium to its Graham Number ($94.04) and Intrinsic Value ($94.56), suggesting it is overvalued based on deterministic models. While revenue growth remains robust at 11.2%, earnings growth is lagging at 4.2%, and technical indicators combined with insider selling signal short-term bearishness. Overall, the company is a high-quality regional bank trading at a price that leaves little margin of safety.
Key Strengths
Strong Return on Assets (ROA) of 1.70%, indicating efficient asset utilization
Robust year-over-year revenue growth of 11.20%
Very sustainable dividend payout ratio of 26.72%
Consistent historical earnings track record over 25 quarters
Healthy Return on Equity (ROE) of 13.85%
Key Risks
Current price ($112.94) is ~20% above the Graham Number and Intrinsic Value
Bearish technical trend (0/100) suggesting lack of price momentum
Insider sentiment is bearish with recent selling activity
Earnings growth (4.2%) is significantly trailing revenue growth (11.2%)
Recent earnings performance has weakened, beating only 1 of the last 4 estimates
AI Fair Value Estimate
Based on comprehensive analysis
$98.3
-13.0% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
58
Moderate
40
60
75
50
65
AI Verdict
Stable business, unattractive entry price
Key drivers: Valuation premium, Strong ROA, Bearish technicals, Stable Piotroski score
Confidence
90%
Value
40/100
Ref P/E, Graham Number, and Intrinsic Value
Positives
- P/E of 15.88 is reasonable for the sector
Watchpoints
- Price exceeds Graham Number by $18.90
- Price exceeds Intrinsic Value by $18.38
Future
60/100
Ref Growth rates and Earnings track record
Positives
- Double-digit revenue growth (11.2%)
Watchpoints
- Slowing EPS growth
- Recent earnings misses
Past
75/100
Ref Historical price and earnings trends
Positives
- Strong 5-year price appreciation (+76%)
- Long-term history of earnings surprises
Watchpoints
- Recent 6-month price decline (-7.1%)
Health
50/100
Ref Piotroski F-Score and Profitability metrics
Positives
- Piotroski F-Score of 4/9 is in the 'Stable' range
- Strong profit margins (35.13%)
Watchpoints
- F-Score is not in the 'Strong' (7-9) category
Dividend
65/100
Ref Yield and Payout Ratio
Positives
- Low payout ratio (26.72%) ensures safety
Watchpoints
- Low dividend yield (1.74%) compared to typical regional bank yields
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$112.94
Analyst Target
$123.67
Upside/Downside
+9.5%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BANF and closest competitors.
Updated 2026-04-15
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BANF
BancFirst Corporation
Primary
|
+76.0% | +44.0% | +8.3% | -7.1% | +5.8% | +0.0% |
|
FG
F&G Annuities & Life, Inc.
Peer
|
+82.7% | +70.4% | -18.2% | -4.0% | +13.6% | +3.2% |
|
MRX
Marex Group plc
Peer
|
+188.9% | +188.9% | +40.5% | +70.5% | +51.5% | +13.3% |
|
WSFS
WSFS Financial Corporation
Peer
|
+47.0% | +95.9% | +38.6% | +33.6% | +8.5% | +1.2% |
|
INDB
Independent Bank Corp.
Peer
|
+14.0% | +41.0% | +48.8% | +18.9% | +7.2% | -0.9% |
BAN
BancFirst Corporation
Primary
5Y
+76.0%
3Y
+44.0%
1Y
+8.3%
6M
-7.1%
1M
+5.8%
1W
+0.0%
FG
F&G Annuities & Life, Inc.
Peer
5Y
+82.7%
3Y
+70.4%
1Y
-18.2%
6M
-4.0%
1M
+13.6%
1W
+3.2%
MRX
Marex Group plc
Peer
5Y
+188.9%
3Y
+188.9%
1Y
+40.5%
6M
+70.5%
1M
+51.5%
1W
+13.3%
WSF
WSFS Financial Corporation
Peer
5Y
+47.0%
3Y
+95.9%
1Y
+38.6%
6M
+33.6%
1M
+8.5%
1W
+1.2%
IND
Independent Bank Corp.
Peer
5Y
+14.0%
3Y
+41.0%
1Y
+48.8%
6M
+18.9%
1M
+7.2%
1W
-0.9%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
15.88
Forward P/E
15.88
PEG Ratio
N/A
P/B Ratio
2.04
P/S Ratio
5.54
EV/Revenue
-0.83
EV/EBITDA
N/A
Market Cap
$3.79B
Profitability
Profit margins and return metrics
Profit Margin
35.13%
Operating Margin
49.21%
Gross Margin
N/A
ROE
13.85%
ROA
1.7%
Growth
Revenue and earnings growth rates
Revenue Growth
+11.2%
Earnings Growth
+4.2%
Q/Q Revenue Growth
+11.09%
Q/Q Earnings Growth
+5.3%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$134.66
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.2B
Net Margin
32.9%
Total Assets
$14.8B
Liabilities
$13.0B
Equity
$1.9B
Debt/Equity
7.00x
Operating CF
$0.1B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
79%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-16
$N/A
2026-01-22
$1.75
-2.0% surprise
2025-10-17
$1.85
-0.5% surprise
2025-07-17
$1.85
+12.3% surprise
Financial Services Sector Comparison
Comparing BANF against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
15.88
This Stock
vs
36.01
Sector Avg
-55.9%
(Discount)
Return on Equity (ROE)
13.85%
This Stock
vs
-0.73%
Sector Avg
-1989.7%
(Below Avg)
Profit Margin
35.13%
This Stock
vs
91.62%
Sector Avg
-61.7%
(Weaker)
Revenue Growth
11.2%
This Stock
vs
35.27%
Sector Avg
-68.2%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BANF
BancFirst Corporation
|
NEUTRAL | $3.79B | 15.88 | 13.8% | 35.1% | $112.94 | |
|
FG
F&G Annuities & Life, Inc.
|
NEUTRAL | $3.8B | 14.89 | 6.0% | 4.6% | $27.99 | Compare |
|
MRX
Marex Group plc
|
NEUTRAL | $3.82B | 13.57 | 27.5% | 10.7% | $53.2 | Compare |
|
WSFS
WSFS Financial Corporation
|
NEUTRAL | $3.7B | 13.78 | 10.8% | 28.3% | $70.15 | Compare |
|
INDB
Independent Bank Corp.
|
BULLISH | $3.89B | 18.01 | 6.3% | 25.9% | $79.43 | Compare |
BANF
BancFirst Corporation
NEUTRAL
Mkt Cap
$3.8B
P/E
15.9
ROE
13.8%
Price
$112.94
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-10 | FORAKER RANDY P | Officer | Sale | 3,000 | $359,735 |
| 2026-02-10 | FORAKER RANDY P | Officer | Option Exercise | 3,000 | $62,490 |
| 2026-02-03 | RAINBOLT DAVID E | Director and Beneficial Owner of more than 10% of a Class of Security | Gift | 225,000 | - |
| 2025-12-18 | MARTIN WILLIAM SCOTT | Director | Gift | 5,000 | - |
| 2025-12-09 | SCHMIDT DARRYL | Officer and Director | Gift | 600 | - |
FORAKER RANDY P
Officer
2026-02-10
3,000 shares
·
$359,735
FORAKER RANDY P
Officer
2026-02-10
3,000 shares
·
$62,490
RAINBOLT DAVID E
Director and Beneficial Owner of more than 10% of a Class of Security
2026-02-03
225,000 shares
MARTIN WILLIAM SCOTT
Director
2025-12-18
5,000 shares
SCHMIDT DARRYL
Officer and Director
2025-12-09
600 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
HOLD
3 analysts
DA Davidson
2026-03-09
Neutral
Neutral
Keefe, Bruyette & Woods
2026-01-23
Market Perform
Market Perform
Keefe, Bruyette & Woods
2025-10-20
Market Perform
Market Perform
Past News Coverage
Recent headlines mentioning BANF from our newsroom.
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