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BANFP

BEARISH
$25.98 Live
BFC Capital Trust II PFD TR 7.20% · NASDAQ
$25.5 52W Range $29.45

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Jan 24, 2026
Market cap
N/A
P/E
N/A
ROE
N/A
Profit margin
N/A
Debt/Equity
N/A
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
65%
The deterministic health scores reveal severe financial weaknesses, with a Piotroski F-Score of just 1/9 indicating poor accounting and operational health. The absence of an Altman Z-Score, Graham Number, and all fundamental valuation metrics suggests a lack of reliable financial data or non-applicability due to the security's structure. Despite modest positive price momentum over the past year (+7.0%), the complete absence of profitability, cash flow, and balance sheet data raises serious concerns about transparency and sustainability. This is further exacerbated by a technical trend score of 0/100, signaling strong bearish pressure.

Key Strengths

Historical price appreciation over 5 years (+31.1%) indicates some market demand or yield appeal
Limited downside volatility with 52-week low near current price ($25.50 vs $25.98)
Insider sentiment at 40/100 suggests no extreme selling pressure from insiders
Preferred stock structure may offer priority in dividends over common shares
Fixed 7.20% dividend rate could be attractive in high-rate environments

Key Risks

Piotroski F-Score of 1/9 indicates critical financial distress or reporting deficiencies
No Altman Z-Score available, preventing assessment of bankruptcy risk
Complete absence of valuation, profitability, and financial health metrics limits investability analysis
Technical Trend score of 0/100 signals strong bearish momentum
No dividend yield or payout data despite being a preferred trust, raising distribution reliability concerns

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
26
Weak
Value
10
Future
30
Past
55
Health
15
Dividend
20
AI Verdict
High-risk, low-transparency investment with insufficient data to support a buy rating
Key drivers: Piotroski F-Score of 1, Missing financial statements and ratios, Bearish technical trend, Lack of analyst coverage
Confidence
70%
Value
10/100

Ref P/E, PEG, Graham Number

Positives
No standout positives identified.
Watchpoints
  • No P/E, P/B, PEG, or EV multiples available
  • Graham Number is undefined
Future
30/100

Ref Growth rates

Positives
  • 5-year price trend positive (+31.1%)
Watchpoints
  • No forward earnings, growth estimates, or analyst targets
Past
55/100

Ref Historical trends

Positives
  • 52-week price range stable
  • Consistent price performance over 3- and 5-year periods
Watchpoints
  • Declining trend from 52-week high ($29.45 to $25.98)
Health
15/100

Ref Altman Z-Score, Piotroski F-Score

Positives
No standout positives identified.
Watchpoints
  • Piotroski F-Score: 1/9 (critically low)
  • No Altman Z-Score, Debt/Equity, or liquidity ratios
Dividend
20/100

Ref Yield, Payout

Positives
  • Fixed 7.20% dividend rate stated
Watchpoints
  • Dividend Strength score of 0/100
  • No yield, payout ratio, or history data available

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$25.98

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for BANFP and closest competitors.

Updated 2026-01-23
BAN
BFC Capital Trust II PFD TR 7.20%
Primary
5Y
+31.1%
3Y
+11.7%
1Y
+7.0%
6M
+4.2%
1M
+0.9%
1W
+0.2%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
N/A
P/S Ratio
N/A
EV/Revenue
N/A
EV/EBITDA
N/A
Market Cap
N/A

Profitability

Profit margins and return metrics

Profit Margin N/A
Operating Margin N/A
Gross Margin N/A
ROE N/A
ROA N/A

Growth

Revenue and earnings growth rates

Revenue Growth N/A
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$N/A

Past News Coverage

Recent headlines mentioning BANFP from our newsroom.

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TradingGPT V2 Copilot
Fundamentals • Valuation • Risk
Hi! I'm your fundamentals copilot.

Ask me to:
• Summarize the business quality
• Review valuation and multiples
• Highlight risks and red flags
• Explain growth and margin trends
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