BANX ArrowMark Financial Corp. - Fundamental Analysis
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BANX Stock | Fundamental Analysis & Investment Insights
NASDAQ
Financial Services
Asset Management
Current Price
Live
$20.89
52W High
$23.67
52W Low
$17.99
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$163.16M
P/E
7.74
ROE
12.5%
Profit margin
69.8%
Debt/Equity
0.41
Dividend yield
9.21%
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
75%
Analysis Accuracy
BANX exhibits strong financial health with a Piotroski F-Score of 7/9, indicating solid operational performance, but lacks an Altman Z-Score for distress risk assessment. The stock appears undervalued based on a P/E of 7.74 versus the sector average of 21.04 and trades below its Graham Number of $36.74, though earnings growth has been inconsistent recently. High profitability metrics like 75.8% operating margin and 69.8% net margin contrast with declining revenue growth of -9.8% YoY, raising sustainability concerns. The 9.21% dividend yield is attractive but comes with weak insider sentiment and bearish technicals, warranting caution despite value appeal.
Key Strengths
Piotroski F-Score of 7/9 indicates strong financial health and operational efficiency
Exceptionally high profitability: 75.8% operating margin and 69.8% net margin far exceed sector averages
Low P/E ratio of 7.74 offers significant discount to Financial Services sector average of 21.04
Strong balance sheet with Debt/Equity of 0.41 and Current Ratio of 8.50, indicating low solvency risk
Attractive dividend yield of 9.21% supported by a sustainable 65.7% payout ratio
Key Risks
Revenue declining YoY by -9.8% despite earnings growth, suggesting potential cost-cutting driven profits
Missing Altman Z-Score prevents proper assessment of bankruptcy risk, a critical gap for financial firms
Bearish technical trend (0/100) and recent price weakness (-3.7% over 1M) signal negative momentum
Poor earnings surprise record: only 1 beat in last 4 quarters with average miss of -0.94%
Low insider sentiment (40/100) indicates lack of confidence from company insiders
AI Fair Value Estimate
Based on comprehensive analysis
$36.74
+75.9% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
71
Strong
85
50
60
80
82
AI Verdict
Mixed value with solid fundamentals but concerning growth and technical trends
Key drivers: Low valuation multiples, High profitability, Strong dividend, Declining revenue, Bearish technicals
Confidence
75%
Value
85/100
Ref P/E, PEG, Graham Number
Positives
- P/E of 7.74 well below sector average of 21.04
- Price/Book of 0.94 suggests asset-backed value
- Current price ($20.89) below Graham Number ($36.74)
Watchpoints
No urgent risks highlighted.
Future
50/100
Ref Growth rates
Positives
- Earnings growth of 37.6% YoY and 37.7% QoQ indicates short-term profitability strength
Watchpoints
- Revenue growth declining at -9.8% YoY, raising sustainability concerns
- No PEG ratio due to inconsistent growth trajectory
Past
60/100
Ref Historical trends
Positives
- Long-term price appreciation: +77.2% over 5 years
- Consistent dividend payments with high yield
Watchpoints
- Earnings surprises have trended negative over the last 4 quarters
- Recent 1-month price decline of -3.7%
Health
80/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Piotroski F-Score of 7/9 indicates strong financial health
- Debt/Equity of 0.41 is conservative
- Current and Quick Ratios of 8.50 and 7.90 show exceptional liquidity
Watchpoints
- Altman Z-Score not available, limiting distress risk analysis
Dividend
82/100
Ref Yield, Payout
Positives
- High dividend yield of 9.21%
- Payout ratio of 65.7% is sustainable
- Dividend Strength score of 70/100
Watchpoints
- No 5-year average yield to assess consistency
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$20.89
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BANX and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BANX
ArrowMark Financial Corp.
Primary
|
+77.2% | +59.5% | +11.0% | +8.9% | -3.7% | -1.0% |
|
BMN
Blackrock 2037 Municipal Target Term Trust
Peer
|
+18.8% | +19.2% | +6.8% | +6.7% | +2.2% | -0.1% |
|
BCIC
BCP Investment Corp.
Peer
|
+23.2% | -13.6% | -12.9% | +7.6% | +6.1% | +1.7% |
|
ANTA
Antalpha Platform Holding Compa
Peer
|
-42.3% | -42.3% | -42.3% | -38.0% | -17.0% | -5.7% |
|
BSL
Blackstone Senior Floating Rate 2027 Term Fund
Peer
|
+39.0% | +38.7% | +2.4% | -0.7% | +0.8% | -0.5% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
7.74
Forward P/E
9.2
PEG Ratio
N/A
P/B Ratio
0.94
P/S Ratio
5.82
EV/Revenue
7.32
EV/EBITDA
N/A
Market Cap
$163.16M
Profitability
Profit margins and return metrics
Profit Margin
69.82%
Operating Margin
75.8%
Gross Margin
100.0%
ROE
12.54%
ROA
6.17%
Growth
Revenue and earnings growth rates
Revenue Growth
-9.8%
Earnings Growth
+37.6%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+37.7%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.41
Low debt
Current Ratio
8.5
Strong
Quick Ratio
7.9
Excellent
Cash/Share
$1.17
Quarterly Earnings History
EPS performance vs analyst estimates
2023-03-03
$0.53
+8.2% surprise
2022-11-09
$0.46
2022-08-04
$0.43
-2.3% surprise
2022-05-12
$0.42
-8.7% surprise
Financial Services Sector Comparison
Comparing BANX against 208 companies in the Financial Services sector
(5 bullish, 111 neutral, 92 bearish)
P/E Ratio
7.74
This Stock
vs
30.37
Sector Avg
-74.5%
(Discount)
Return on Equity (ROE)
12.54%
This Stock
vs
-7.62%
Sector Avg
-264.5%
(Below Avg)
Profit Margin
69.82%
This Stock
vs
82.75%
Sector Avg
-15.6%
(Weaker)
Debt to Equity
0.41
This Stock
vs
1.48
Sector Avg
-72.4%
(Less Debt)
Revenue Growth
-9.8%
This Stock
vs
28.35%
Sector Avg
-134.6%
(Slower)
Current Ratio
8.5
This Stock
vs
3.81
Sector Avg
+123.2%
(Stronger)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BANX
ArrowMark Financial Corp.
|
NEUTRAL | $163.16M | 7.74 | 12.5% | 69.8% | $20.89 | |
|
BMN
Blackrock 2037 Municipal...
|
BEARISH | $162.05M | 263.6 | -% | -% | $26.36 | |
|
BCIC
BCP Investment Corp.
|
NEUTRAL | $165.56M | 8.04 | 7.9% | 28.4% | $12.55 | |
|
ANTA
Antalpha Platform Holding Compa
|
BEARISH | $174.98M | 9.85 | 19.6% | 24.3% | $7.39 | |
|
BSL
Blackstone Senior Floating...
|
BEARISH | $176.37M | 14.26 | 6.4% | 48.3% | $13.55 |
Past News Coverage
Recent headlines mentioning BANX from our newsroom.
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