BCIC BCP Investment Corp. - Fundamental Analysis
NEUTRAL
Sign in to save
Save this symbol to a watchlist or track a position.
BCIC Stock | Fundamental Analysis & Investment Insights
NASDAQ
Financial Services
Asset Management
Current Price
Live
$12.55
Analyst Target
$14.75
+17.5%
Upside
52W High
$17.51
52W Low
$11.12
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$165.56M
P/E
8.04
ROE
7.9%
Profit margin
28.4%
Debt/Equity
1.39
Dividend yield
15.72%
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
65%
Analysis Accuracy
BCIC exhibits mixed financial health with a Piotroski F-Score of 4/9 indicating borderline stability and no available Altman Z-Score to assess bankruptcy risk. The stock appears undervalued relative to the sector with a low P/E of 8.04 and a Price/Book of 0.71, while revenue growth of 24.80% YoY and strong profitability margins suggest operational efficiency. However, the extremely high dividend payout ratio of 140.38% and bearish technical trend raise sustainability concerns. Insider selling and inconsistent earnings beats further temper optimism despite attractive valuation metrics.
Key Strengths
Attractive valuation with P/E of 8.04 well below sector average of 20.53
Strong profitability: 28.39% profit margin and 75.83% operating margin
Robust revenue growth of 24.80% YoY, close to sector average
Price/Book ratio of 0.71 suggests potential undervaluation
High dividend yield of 15.72% may attract income-focused investors
Key Risks
Piotroski F-Score of 4/9 indicates weak financial health and operational instability
Dividend payout ratio of 140.38% is unsustainable long-term
Bearish technical trend (0/100) and declining price performance over 1Y (-12.9%)
Insider selling activity: $0.35M in sales with no buys in last 6 months
Only 1 out of last 4 quarters beat earnings estimates, indicating weakening performance
AI Fair Value Estimate
Based on comprehensive analysis
$17.77
+41.6% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
56
Moderate
82
64
52
45
38
AI Verdict
Neutral with upside potential if dividend sustainability improves
Key drivers: Low valuation multiples, High dividend yield, Deteriorating earnings quality, Unsustainable payout ratio, Lack of Altman Z-Score for risk assessment
Confidence
70%
Value
82/100
Ref P/E, PEG, Graham Number
Positives
- P/E of 8.04 below sector average of 20.53
- Price/Book of 0.71 indicates book value discount
- Forward P/E of 6.17 suggests earnings recovery expectations
Watchpoints
- Graham Number ($24.82) significantly above current price ($12.55), but not supported by strong financial health
Future
64/100
Ref Growth rates
Positives
- 24.80% YoY revenue growth
- Most recent Q/Q EPS growth of +40.0%
- Year-over-Year EPS growth of +11.1%
Watchpoints
- Earnings growth inconsistent; only 1 of last 4 quarters beat estimates
- No Forward PEG to assess growth expectations
Past
52/100
Ref Historical trends
Positives
- Historically strong earnings surprises (e.g., +100% in 2021)
- Revenue growth trend has been positive
Watchpoints
- Earnings surprise trend deteriorating: recent misses of -22.0%, -7.3%, -6.9%
- 1Y price return of -12.9% underperforms sector
Health
45/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Current ratio of 1.66 indicates short-term liquidity
- Operating margin of 75.83% reflects pricing power
Watchpoints
- Piotroski F-Score of 4/9 indicates weak financial health
- Debt/Equity of 1.39 is high for financial services
- Quick ratio of 0.68 below 1.0 signals liquidity risk
Dividend
38/100
Ref Yield, Payout
Positives
- High dividend yield of 15.72%
- Dividend strength score of 40/100 indicates moderate reliability
Watchpoints
- Payout ratio of 140.38% is unsustainable
- No 5-year average yield to assess consistency
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$12.55
Analyst Target
$14.75
Upside/Downside
+17.5%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BCIC and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BCIC
BCP Investment Corp.
Primary
|
+23.2% | -13.6% | -12.9% | +7.6% | +6.1% | +1.7% |
|
BANX
ArrowMark Financial Corp.
Peer
|
+77.2% | +59.5% | +11.0% | +8.9% | -3.7% | -1.0% |
|
BMN
Blackrock 2037 Municipal Target Term Trust
Peer
|
+18.8% | +19.2% | +6.8% | +6.7% | +2.2% | -0.1% |
|
BSL
Blackstone Senior Floating Rate 2027 Term Fund
Peer
|
+39.0% | +38.7% | +2.4% | -0.7% | +0.8% | -0.5% |
|
BGX
Blackstone Long-Short Credit Income Fund
Peer
|
+30.5% | +36.9% | -0.5% | -2.2% | +0.5% | -0.4% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
8.04
Forward P/E
6.17
PEG Ratio
N/A
P/B Ratio
0.71
P/S Ratio
2.85
EV/Revenue
8.32
EV/EBITDA
N/A
Market Cap
$165.56M
Profitability
Profit margins and return metrics
Profit Margin
28.39%
Operating Margin
75.83%
Gross Margin
100.0%
ROE
7.87%
ROA
5.08%
Growth
Revenue and earnings growth rates
Revenue Growth
+24.8%
Earnings Growth
N/A
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
1.39
Moderate
Current Ratio
1.66
Good
Quick Ratio
0.68
Poor
Cash/Share
$0.22
Quarterly Earnings History
EPS performance vs analyst estimates
2026-03-05
$N/A
2025-11-06
$0.7
+37.9% surprise
2025-08-07
$0.5
-6.1% surprise
2025-05-08
$0.47
-22.0% surprise
Financial Services Sector Comparison
Comparing BCIC against 208 companies in the Financial Services sector
(6 bullish, 111 neutral, 91 bearish)
P/E Ratio
8.04
This Stock
vs
30.41
Sector Avg
-73.5%
(Discount)
Return on Equity (ROE)
7.87%
This Stock
vs
-7.57%
Sector Avg
-203.9%
(Below Avg)
Profit Margin
28.39%
This Stock
vs
82.83%
Sector Avg
-65.7%
(Weaker)
Debt to Equity
1.39
This Stock
vs
1.5
Sector Avg
-7.2%
(Lower)
Revenue Growth
24.8%
This Stock
vs
28.13%
Sector Avg
-11.8%
(Slower)
Current Ratio
1.66
This Stock
vs
3.82
Sector Avg
-56.4%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BCIC
BCP Investment Corp.
|
NEUTRAL | $165.56M | 8.04 | 7.9% | 28.4% | $12.55 | |
|
BANX
ArrowMark Financial Corp.
|
NEUTRAL | $163.16M | 7.74 | 12.5% | 69.8% | $20.89 | |
|
BMN
Blackrock 2037 Municipal...
|
BEARISH | $162.05M | 263.6 | -% | -% | $26.36 | |
|
BSL
Blackstone Senior Floating...
|
BEARISH | $176.37M | 14.26 | 6.4% | 48.3% | $13.55 | |
|
BGX
Blackstone Long-Short...
|
BEARISH | $148.05M | 12.39 | -% | -% | $11.65 |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2025-12-29 | KEHLER DEAN C | Director | Sale | 29,630 | $351,315 |
| 2025-12-12 | GOLDTHORPE EDWARD J | Chief Executive Officer | Purchase | 73,367 | $999,992 |
| 2025-12-12 | MOREA JOSEPH L | Director | Purchase | 3,668 | $49,995 |
| 2025-12-12 | GRUNEBAUM GEORGE | Director | Purchase | 7,336 | $99,990 |
| 2025-12-12 | SCHAFER PATRICK | Chief Investment Officer | Purchase | 11,005 | $149,998 |
| 2025-12-12 | SATOREN BRANDON | Chief Financial Officer | Purchase | 2,567 | $34,988 |
| 2025-09-19 | SCHAFER PATRICK | Chief Investment Officer | Purchase | 809 | $9,978 |
| 2025-09-19 | SATOREN BRANDON | Chief Financial Officer | Purchase | 1,000 | $12,350 |
Insider transactions can signal confidence or concerns about company prospects
Past News Coverage
Recent headlines mentioning BCIC from our newsroom.
Newest → oldest
No matching news yet.