BENF
BEARISH
$4.35
Live
Beneficient · NASDAQ
Target $16.0
(+267.8%)
$1.75
52W Range
$12.48
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$60.59M
P/E
N/A
ROE
-551.1%
Profit margin
N/A
Debt/Equity
N/A
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
95%
The company exhibits severe financial distress with a Piotroski F-Score of just 1/9, indicating very weak fundamental health. Negative profitability metrics, including a Price/Book of -0.02 and ROE of -551.08%, reflect deep structural issues. Despite a bullish analyst target price of $16.00, the stock's operational instability, extreme earnings volatility, and lack of reliable financial data undermine any valuation confidence. The technical trend is bearish, and recent price swings suggest speculative trading rather than fundamental recovery.
Key Strengths
Analyst target price implies significant upside potential ($16.00 vs current $4.35)
Operating margin at 469.27% suggests possible cost leverage in core operations (though likely an anomaly)
Recent 6-month price return of +44.6% indicates short-term speculative interest
Forward P/E of 0.72 suggests extremely low valuation relative to expected earnings
Sector average ROE of -4.56% provides a weak peer backdrop, making negative ROE less exceptional
Key Risks
Piotroski F-Score of 1/9 signals critical financial weakness and high risk of continued deterioration
Current and Quick Ratios of 0.02 indicate near-insolvency and inability to meet short-term obligations
ROE of -551.08% and ROA of -15.85% reflect severe capital destruction
Price/Sales of -1.44 and negative margins indicate unprofitable revenue generation
Earnings surprises averaged -326.53% over the last four quarters, showing extreme unpredictability
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
13
Weak
22
30
10
5
0
AI Verdict
Extremely high-risk investment with catastrophic financial indicators and unreliable fundamentals
Key drivers: Piotroski F-Score of 1/9, Negative Price/Book and Price/Sales, ROE below -500%, Current Ratio of 0.02, Extreme earnings volatility
Confidence
96%
Value
22/100
Ref P/E, PEG, Graham Number
Positives
- Forward P/E of 0.72 is exceptionally low
Watchpoints
- P/B of -0.02 invalidates asset-based valuation
- P/S of -1.44 indicates revenue destruction
- No Graham Number available due to losses
Future
30/100
Ref Growth rates
Positives
- Most recent Q/Q EPS growth of +94.9% shows possible turnaround attempt
- Forward P/E implies high growth expectations
Watchpoints
- YoY EPS growth of -112.4% shows deterioration
- No reliable revenue or earnings growth data (N/A)
- Earnings progression shows massive negative surprises
Past
10/100
Ref Historical trends
Positives
- 6M price return of +44.6% shows some market interest
Watchpoints
- 5Y and 3Y price changes of -99.9% indicate near-total value destruction
- 1M return of -50.6% shows renewed collapse
- History of massive earnings misses
Health
5/100
Ref Altman Z-Score, Piotroski F-Score
Positives
No standout positives identified.
Watchpoints
- Piotroski F-Score of 1/9 (critical weakness)
- Current Ratio of 0.02 (near insolvency)
- Quick Ratio of 0.02
- ROE of -551.08%
- ROA of -15.85%
Dividend
0/100
Ref Yield, Payout
Positives
No standout positives identified.
Watchpoints
- Dividend Strength of 0/100
- No dividend yield or payout history
- No capacity for future payouts given losses
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$4.35
Analyst Target
$16.0
Upside/Downside
+267.8%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BENF and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BENF
Beneficient
Primary
|
-99.9% | -99.9% | -11.3% | +44.6% | -50.6% | -7.5% |
|
NSTS
NSTS Bancorp, Inc.
Peer
|
-1.2% | +42.7% | +8.6% | +10.0% | +2.7% | +5.6% |
|
FSEA
First Seacoast Bancorp, Inc.
Peer
|
+12.2% | +47.9% | +16.1% | +10.4% | -0.9% | +1.0% |
|
AAME
Atlantic American Corporation
Peer
|
-31.8% | +22.1% | +100.9% | -15.6% | +7.8% | +5.7% |
|
HFBL
Home Federal Bancorp, Inc. of Louisiana
Peer
|
+35.7% | +16.1% | +42.0% | +30.8% | -2.4% | +4.0% |
BEN
Beneficient
Primary
5Y
-99.9%
3Y
-99.9%
1Y
-11.3%
6M
+44.6%
1M
-50.6%
1W
-7.5%
NST
NSTS Bancorp, Inc.
Peer
5Y
-1.2%
3Y
+42.7%
1Y
+8.6%
6M
+10.0%
1M
+2.7%
1W
+5.6%
FSE
First Seacoast Bancorp, Inc.
Peer
5Y
+12.2%
3Y
+47.9%
1Y
+16.1%
6M
+10.4%
1M
-0.9%
1W
+1.0%
AAM
Atlantic American Corporation
Peer
5Y
-31.8%
3Y
+22.1%
1Y
+100.9%
6M
-15.6%
1M
+7.8%
1W
+5.7%
HFB
Home Federal Bancorp, Inc. of Louisiana
Peer
5Y
+35.7%
3Y
+16.1%
1Y
+42.0%
6M
+30.8%
1M
-2.4%
1W
+4.0%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
N/A
Forward P/E
0.72
PEG Ratio
N/A
P/B Ratio
-0.02
P/S Ratio
-1.44
EV/Revenue
-7.87
EV/EBITDA
-3.78
Market Cap
$60.59M
Profitability
Profit margins and return metrics
Profit Margin
N/A
Operating Margin
469.27%
Gross Margin
N/A
ROE
-551.08%
ROA
-15.85%
Growth
Revenue and earnings growth rates
Revenue Growth
N/A
Earnings Growth
N/A
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
0.02
Weak
Quick Ratio
0.02
Poor
Cash/Share
$0.35
Quarterly Earnings History
EPS performance vs analyst estimates
2025-11-14
$-2.96
-197.4% surprise
2025-10-20
$-57.52
-753.6% surprise
2025-09-29
$-0.72
-28.6% surprise
2025-08-18
$N/A
Financial Services Sector Comparison
Comparing BENF against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
Return on Equity (ROE)
-551.08%
This Stock
vs
-0.73%
Sector Avg
+75106.3%
(Excellent)
Current Ratio
0.02
This Stock
vs
3.18
Sector Avg
-99.4%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BENF
Beneficient
|
BEARISH | $60.59M | - | -551.1% | -% | $4.35 | |
|
NSTS
NSTS Bancorp, Inc.
|
BEARISH | $61.15M | - | -0.5% | -3.9% | $12.44 | Compare |
|
FSEA
First Seacoast Bancorp, Inc.
|
BEARISH | $59.88M | - | -1.3% | -5.5% | $12.75 | Compare |
|
AAME
Atlantic American Corporation
|
NEUTRAL | $56.5M | 12.04 | 4.7% | 2.5% | $2.77 | Compare |
|
HFBL
Home Federal Bancorp, Inc....
|
BULLISH | $55.96M | 10.77 | 9.3% | 23.0% | $18.2 | Compare |
BENF
Beneficient
BEARISH
Mkt Cap
$61M
P/E
-
ROE
-551.1%
Price
$4.35
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2025-12-05 | SCHNITZER BRUCE WILLIAM | Director | Stock Award | 931,837 | - |
| 2025-12-05 | CANGANY PETER T. JR. | Director | Stock Award | 635,690 | - |
SCHNITZER BRUCE WILLIAM
Director
2025-12-05
931,837 shares
CANGANY PETER T. JR.
Director
2025-12-05
635,690 shares
Insider transactions can signal confidence or concerns about company prospects
Past News Coverage
Recent headlines mentioning BENF from our newsroom.
Newest → oldest
No matching news yet.