BL
BEARISH
$53.08
Live
BlackLine, Inc. · NASDAQ
Target $61.54
(+15.9%)
$40.82
52W Range
$66.25
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$3.29B
P/E
48.25
ROE
22.2%
Profit margin
11.1%
Debt/Equity
2.51
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
72%
The Advanced Deterministic Scorecard reveals a weak financial health profile with a Piotroski F-Score of 4/9, indicating borderline stability, and the absence of an Altman Z-Score prevents a full distress risk assessment. Despite strong gross margins and a history of consistent earnings surprises, the company faces significant headwinds including negative earnings growth, high leverage, and deteriorating profitability. Valuation metrics are stretched relative to fundamentals, with a P/E of 48.25 and a Graham Number of just $11.64, implying the stock is trading at a substantial premium. Persistent insider selling and weak technical sentiment further reinforce caution.
Key Strengths
Consistently beats earnings estimates, with 3 out of the last 4 quarters exceeding expectations and an average surprise of 16.22%
High gross margin of 75.34%, reflecting strong pricing power and low cost of sales in its software business model
Solid return on equity (ROE) of 22.18%, indicating efficient use of shareholder capital
Current and quick ratios above 1.5 and 1.48 respectively, suggesting adequate short-term liquidity
Revenue growth remains positive at 7.50% YoY, showing continued demand for its financial automation platform
Key Risks
Piotroski F-Score of only 4/9 signals weak financial health, particularly concerning given declining profitability and earnings
Earnings growth is sharply negative at -67.90% YoY and -69.30% QoQ, raising sustainability concerns
High debt/equity ratio of 2.51, significantly above sector average of 0.58, increasing financial risk
Valuation appears inflated with P/E of 48.25 vs. sector average of 91.41 but weak growth and negative earnings trajectory
Insider activity is bearish, with $0.49M in net sales over the past 6 months and no insider buys
AI Fair Value Estimate
Based on comprehensive analysis
$11.64
-78.1% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
30
Weak
25
30
65
32
0
AI Verdict
Overvalued with deteriorating fundamentals and elevated risk
Key drivers: High valuation multiples not supported by earnings growth, Deteriorating profitability and negative earnings momentum, Strong historical earnings beats but recent deceleration, Elevated leverage relative to peers, Bearish insider and technical signals
Confidence
75%
Value
25/100
Ref P/E, PEG, Graham Number
Positives
- Sector peers trade at even higher P/E (avg 91.41), providing relative context
Watchpoints
- Current price ($53.08) is 356% above Graham Number ($11.64)
- P/E of 48.25 is high for a company with negative earnings growth
- Price/Book of 9.69 and Price/Sales of 4.78 indicate premium valuation
Future
30/100
Ref Growth rates
Positives
- Forward P/E of 22.55 suggests some earnings recovery is priced in
- Revenue growth still positive at 7.50% YoY
Watchpoints
- Earnings growth is sharply negative (-67.90% YoY)
- Q/Q earnings decline of -69.30% shows accelerating deterioration
- No PEG ratio due to unreliable growth assumptions
Past
65/100
Ref Historical trends
Positives
- Long history of beating earnings estimates (22 out of 25 quarters positive surprises)
- Impressive earnings surprise streak, including +544.9% and multiple +100%+ beats
- Revenue growth has been consistently positive
Watchpoints
- Most recent quarters show declining EPS and negative growth trends
- Year-over-year EPS growth is now -15.0%
Health
32/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Current ratio (1.52) and quick ratio (1.48) indicate short-term liquidity adequacy
Watchpoints
- Piotroski F-Score of 4/9 indicates weak financial health
- ROA of only 1.23% suggests poor asset efficiency
- Debt/Equity of 2.51 is very high vs. sector avg of 0.58
- Altman Z-Score unavailable, limiting distress risk analysis
Dividend
0/100
Ref Yield, Payout
Positives
No standout positives identified.
Watchpoints
- No dividend yield or payout history
- Dividend strength score of 0/100
- No indication of capital return to shareholders
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$53.08
Analyst Target
$61.54
Upside/Downside
+15.9%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BL and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BL
BlackLine, Inc.
Primary
|
-60.8% | -23.5% | -12.2% | -5.2% | -7.6% | +0.8% |
|
GTLB
GitLab Inc.
Peer
|
-81.3% | -41.3% | -54.8% | -56.5% | -16.1% | -14.0% |
|
SYNA
Synaptics Incorporated
Peer
|
-37.3% | -12.7% | +69.7% | +14.4% | +16.9% | +12.3% |
|
PI
Impinj, Inc.
Peer
|
+107.6% | -20.9% | +67.3% | -45.1% | +11.2% | +4.7% |
|
DIOD
Diodes Incorporated
Peer
|
-9.8% | -15.3% | +99.8% | +43.6% | +17.6% | +7.3% |
BL
BlackLine, Inc.
Primary
5Y
-60.8%
3Y
-23.5%
1Y
-12.2%
6M
-5.2%
1M
-7.6%
1W
+0.8%
GTL
GitLab Inc.
Peer
5Y
-81.3%
3Y
-41.3%
1Y
-54.8%
6M
-56.5%
1M
-16.1%
1W
-14.0%
SYN
Synaptics Incorporated
Peer
5Y
-37.3%
3Y
-12.7%
1Y
+69.7%
6M
+14.4%
1M
+16.9%
1W
+12.3%
PI
Impinj, Inc.
Peer
5Y
+107.6%
3Y
-20.9%
1Y
+67.3%
6M
-45.1%
1M
+11.2%
1W
+4.7%
DIO
Diodes Incorporated
Peer
5Y
-9.8%
3Y
-15.3%
1Y
+99.8%
6M
+43.6%
1M
+17.6%
1W
+7.3%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
48.25
Forward P/E
22.55
PEG Ratio
N/A
P/B Ratio
9.69
P/S Ratio
4.78
EV/Revenue
4.82
EV/EBITDA
57.37
Market Cap
$3.29B
Profitability
Profit margins and return metrics
Profit Margin
11.07%
Operating Margin
5.54%
Gross Margin
75.34%
ROE
22.18%
ROA
1.23%
Growth
Revenue and earnings growth rates
Revenue Growth
+7.5%
Earnings Growth
-67.9%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
-69.3%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
2.51
High debt
Current Ratio
1.52
Good
Quick Ratio
1.48
Good
Cash/Share
$13.52
Quarterly Earnings History
EPS performance vs analyst estimates
2026-02-10
$N/A
2025-11-06
$0.51
+0.9% surprise
2025-08-05
$0.61
+19.7% surprise
2025-05-06
$0.49
+28.0% surprise
Technology Sector Comparison
Comparing BL against 565 companies in the Technology sector
(45 bullish, 197 neutral, 323 bearish)
P/E Ratio
48.25
This Stock
vs
82.88
Sector Avg
-41.8%
(Discount)
Return on Equity (ROE)
22.18%
This Stock
vs
-33.47%
Sector Avg
-166.3%
(Below Avg)
Profit Margin
11.07%
This Stock
vs
-11.75%
Sector Avg
-194.3%
(Weaker)
Debt to Equity
2.51
This Stock
vs
0.74
Sector Avg
+237.5%
(Higher)
Revenue Growth
7.5%
This Stock
vs
4383.21%
Sector Avg
-99.8%
(Slower)
Current Ratio
1.52
This Stock
vs
3.59
Sector Avg
-57.6%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BL
BlackLine, Inc.
|
BEARISH | $3.29B | 48.25 | 22.2% | 11.1% | $53.08 | |
|
GTLB
GitLab Inc.
|
BEARISH | $3.3B | - | -6.3% | -5.9% | $19.42 | Compare |
|
SYNA
Synaptics Incorporated
|
NEUTRAL | $3.24B | - | -4.5% | -5.4% | $83.06 | Compare |
|
PI
Impinj, Inc.
|
BEARISH | $3.34B | - | -6.0% | -3.0% | $110.44 | Compare |
|
DIOD
Diodes Incorporated
|
NEUTRAL | $3.37B | 51.24 | 3.6% | 4.5% | $73.28 | Compare |
BL
BlackLine, Inc.
BEARISH
Mkt Cap
$3.3B
P/E
48.3
ROE
22.2%
Price
$53.08
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2025-11-25 | UNG JEREMY | Chief Technology Officer | Stock Award | 1,910 | - |
| 2025-11-25 | RYAN OWEN | Chief Executive Officer | Stock Award | 33,330 | - |
| 2025-11-25 | MORGAN-PRAGER KAROLE | Officer | Stock Award | 2,860 | - |
| 2025-10-27 | UNTERMAN THOMAS E | Director | Sale | 910 | $50,050 |
| 2025-09-22 | UNTERMAN THOMAS E | Director | Sale | 7,255 | $400,739 |
| 2025-08-22 | STALICK MICHELLE D | Officer | Sale | 664 | $35,876 |
| 2025-08-08 | HENSHALL DAVID J | Director | Purchase | 10,000 | $486,000 |
UNG JEREMY
Chief Technology Officer
2025-11-25
1,910 shares
RYAN OWEN
Chief Executive Officer
2025-11-25
33,330 shares
MORGAN-PRAGER KAROLE
Officer
2025-11-25
2,860 shares
UNTERMAN THOMAS E
Director
2025-10-27
910 shares
·
$50,050
UNTERMAN THOMAS E
Director
2025-09-22
7,255 shares
·
$400,739
STALICK MICHELLE D
Officer
2025-08-22
664 shares
·
$35,876
HENSHALL DAVID J
Director
2025-08-08
10,000 shares
·
$486,000
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
NONE
13 analysts
Rosenblatt
2025-12-02
Buy
Morgan Stanley
2025-11-10
Overweight
Overweight
Baird
2025-11-07
Outperform
Neutral
JMP Securities
2025-09-11
Market Outperform
Market Outperform
Truist Securities
2025-08-07
Hold
Hold
Morgan Stanley
2025-08-06
Overweight
Overweight
BMO Capital
2025-08-06
Market Perform
Market Perform
Raymond James
2025-07-29
Market Perform
Outperform
Past News Coverage
Recent headlines mentioning BL from our newsroom.
Newest → oldest
No matching news yet.