BMRC
NEUTRALAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Ref P/E, PEG, Graham Number
- Price/Book of 0.95 is reasonable for a regional bank
- Forward P/E of 11.51 suggests value on future earnings
- Current P/E of 44.78 is extremely high
- Stock trades 37% above Graham Number ($19.22)
- No PEG ratio due to inconsistent growth or negative earnings in prior periods
Ref Growth rates
- Revenue growth of 13.00% YoY
- Earnings growth of 67.90% YoY
- Q/Q earnings growth of 64.70% indicates accelerating momentum
- Forward P/E compression from 44.78 to 11.51 implies growth expectations are already priced in
Ref Historical trends
- History of mixed but generally positive earnings surprises in recent quarters
- Long-term earnings progression shows recovery from 2024 lows
- Three major earnings misses in 2024 (Q1–Q3) with surprises below -30%
- Only 2 out of last 4 quarters beat estimates
Ref Altman Z-Score, Piotroski F-Score
- Piotroski F-Score of 4/9 indicates stable, not distressed, financial condition
- No Altman Z-Score available limits distress risk analysis
- ROE of 2.24% and ROA of 0.26% are very low for a bank
- Missing Debt/Equity, cash, and debt figures prevent full solvency assessment
Ref Yield, Payout
- Dividend yield of 3.64% is attractive in current market
- Payout ratio of 161.29% is unsustainable long-term
- Dividend strength score of 20/100 indicates high risk of cut
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for BMRC and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
BMRC
Bank of Marin Bancorp
Primary
|
-19.0% | +2.4% | +16.9% | +13.4% | -0.8% | -1.4% |
|
MESH
Meshflow Acquisition Corp.
Peer
|
-0.2% | -0.2% | -0.2% | -0.2% | +0.1% | +0.1% |
|
PDLB
Ponce Financial Group, Inc.
Peer
|
+120.7% | +138.2% | +52.0% | +21.8% | +5.2% | +0.1% |
|
FINS
Angel Oak Financial Strategies Income Term Trust
Peer
|
+14.8% | +44.1% | +9.4% | +2.7% | +2.4% | -1.0% |
|
BTBT
Bit Digital, Inc.
Peer
|
-92.2% | -21.6% | -34.5% | -65.0% | -21.6% | 0.0% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Quarterly Earnings History
EPS performance vs analyst estimates
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
BMRC
Bank of Marin Bancorp
|
NEUTRAL | $425.22M | 44.78 | 2.2% | 10.2% | $26.42 | |
|
MESH
Meshflow Acquisition Corp.
|
NEUTRAL | $426.94M | - | -% | -% | $9.9 | Compare |
|
PDLB
Ponce Financial Group, Inc.
|
BULLISH | $423.47M | 14.61 | 5.5% | 27.2% | $17.53 | Compare |
|
FINS
Angel Oak Financial...
|
NEUTRAL | $427.57M | 7.66 | 11.5% | 130.0% | $12.79 | Compare |
|
BTBT
Bit Digital, Inc.
|
NEUTRAL | $427.82M | - | -12.8% | -71.7% | $1.31 | Compare |
Wall Street Analysts
Professional analyst ratings and price targets
Past News Coverage
Recent headlines mentioning BMRC from our newsroom.