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BSBK

NEUTRAL
$8.64 Live
Bogota Financial Corp. · NASDAQ
$6.69 52W Range $9.5

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 08, 2026
Market cap
$112.05M
P/E
50.82
ROE
1.5%
Profit margin
12.0%
Debt/Equity
N/A
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
90%
BSBK shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Key Strengths

Strong revenue growth of 44.0%

Key Risks

High valuation with P/E of 50.8
Weak ROE of 1.5%
AI Fair Value Estimate
Based on comprehensive analysis
$1.19
-86.2% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
38
Weak
Value
35
Future
65
Past
40
Health
50
Dividend
0
AI Verdict
BSBK shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.
Key drivers: Strong revenue growth of 44.0%, High valuation with P/E of 50.8, Weak ROE of 1.5%
Confidence
50%
Value
35/100

Rule-based valuation (P/E + Graham).

Positives
  • Insufficient data for clear positives.
Watchpoints
  • Premium 50.8x trailing earnings multiple.
  • Trades above Graham Number.
Future
65/100

Rule-based growth outlook.

Positives
  • Revenue growth running at 44.0%.
Watchpoints
No urgent risks highlighted.
Past
40/100

Historical performance + price trend: Shares moved -12.5% over 5Y and +23.3% over 1Y.

Positives
  • Insufficient data for clear positives.
Watchpoints
  • ROE only 1.5%.
Health
50/100

Balance sheet & liquidity (Z-Score: N/A).

Positives
  • Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
0/100

Dividend policy fallback.

Positives
  • Insufficient data for clear positives.
Watchpoints
  • No regular dividend payments.

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$8.64

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for BSBK and closest competitors.

Updated 2026-04-06
BSB
Bogota Financial Corp.
Primary
5Y
-12.5%
3Y
-12.1%
1Y
+23.3%
6M
-5.8%
1M
+5.1%
1W
+4.4%
AFB
Affinity Bancshares, Inc.
Peer
5Y
+90.8%
3Y
+37.0%
1Y
+8.5%
6M
+2.0%
1M
-3.1%
1W
+0.2%
AUR
Aurelion Inc.
Peer
5Y
-98.5%
3Y
-98.5%
1Y
-80.1%
6M
-32.9%
1M
-5.8%
1W
+16.8%
BTA
BlackRock Long-Term Municipal Advantage Trust
Peer
5Y
-3.9%
3Y
+10.0%
1Y
+2.3%
6M
+10.9%
1M
+1.1%
1W
-1.8%
BMH
Bluemount Holdings Limited
Peer
5Y
-7.6%
3Y
-7.6%
1Y
-7.6%
6M
-11.6%
1M
+2.1%
1W
-0.9%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
50.82
Forward P/E
24.69
PEG Ratio
N/A
P/B Ratio
0.77
P/S Ratio
6.45
EV/Revenue
10.24
EV/EBITDA
N/A
Market Cap
$112.05M

Profitability

Profit margins and return metrics

Profit Margin 12.04%
Operating Margin 16.95%
Gross Margin N/A
ROE 1.5%
ROA 0.22%

Growth

Revenue and earnings growth rates

Revenue Growth +44.0%
Earnings Growth N/A
Q/Q Revenue Growth +54.74%
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$2.83

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$0.0B
Net Margin
15.1%
Total Assets
$0.9B
Liabilities
$0.8B
Equity
$0.1B
Debt/Equity
5.42x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
98%

Quarterly Earnings History

EPS performance vs analyst estimates

2023-04-28
$0.08
-27.3% surprise
2023-01-30
$0.14
-6.7% surprise
2022-10-28
$0.14
-6.7% surprise
2022-07-28
$0.12

Financial Services Sector Comparison

Comparing BSBK against 245 companies in the Financial Services sector (33 bullish, 106 neutral, 106 bearish)
P/E Ratio
50.82
This Stock
vs
27.96
Sector Avg
+81.8% (Expensive)
Return on Equity (ROE)
1.5%
This Stock
vs
-2.43%
Sector Avg
-161.8% (Below Avg)
Profit Margin
12.04%
This Stock
vs
80.5%
Sector Avg
-85.0% (Weaker)
Revenue Growth
44.0%
This Stock
vs
28.96%
Sector Avg
+51.9% (Fast Growth)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

MASTERSON JOHN J
Director
Buy
2025-12-12
2,200 shares · $18,062
MASTERSON JOHN J
Director
Buy
2025-12-08
1,600 shares · $13,332
Insider transactions can signal confidence or concerns about company prospects

Past News Coverage

Recent headlines mentioning BSBK from our newsroom.

Newest → oldest
TradingGPT V2 Copilot
Fundamentals • Valuation • Risk
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