CAC
BULLISH
$49.07
Live
Camden National Corporation · NASDAQ
Target $51.75
(+5.5%)
$34.53
52W Range
$51.57
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 08, 2026
Market cap
$833.02M
P/E
12.78
ROE
10.6%
Profit margin
27.9%
Debt/Equity
N/A
Dividend yield
3.43%
AI Analysis
AI-powered fundamental assessment
Confidence
70%
CAC shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Key strengths include strong valuation and growth metrics.
Key Strengths
Attractive valuation with P/E of 12.8
Strong profitability (27.9% margin)
Strong revenue growth of 39.2%
Key Risks
Weak financial trend (Piotroski F-Score: 3/9)
AI Fair Value Estimate
Based on comprehensive analysis
$113.28
+130.9% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
58
Moderate
75
75
60
30
50
AI Verdict
CAC shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Key strengths include strong valuation and growth metrics.
Key drivers: Attractive valuation with P/E of 12.8, Strong profitability (27.9% margin), Weak financial trend (Piotroski F-Score: 3/9)
Confidence
70%
Value
75/100
Rule-based valuation (P/E + Graham).
Positives
- Trades at attractive 12.8x trailing earnings.
- Trades below Graham Number.
Watchpoints
No urgent risks highlighted.
Future
75/100
Rule-based growth outlook.
Positives
- Revenue growth running at 39.2%.
- Growth-implied value exceeds price.
Watchpoints
No urgent risks highlighted.
Past
60/100
Historical performance + price trend: Shares moved +26.6% over 5Y and +40.7% over 1Y.
Positives
- Healthy profit margin of 27.9%.
Watchpoints
No urgent risks highlighted.
Health
30/100
Balance sheet & liquidity (Z-Score: N/A).
Positives
- Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
50/100
Dividend policy fallback.
Positives
- Moderate dividend profile (Score: 50/100).
- Yield: 3.4%.
Watchpoints
No urgent risks highlighted.
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$49.07
Analyst Target
$51.75
Upside/Downside
+5.5%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for CAC and closest competitors.
Updated 2026-04-07
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
CAC
Camden National Corporation
Primary
|
+26.6% | +61.2% | +40.7% | +29.9% | +7.1% | +3.4% |
|
ABX
Abacus Global Management, Inc.
Peer
|
-6.8% | -10.9% | +24.7% | +51.2% | +3.4% | -5.8% |
|
BOW
Bowhead Specialty Holdings Inc.
Peer
|
+6.2% | +6.2% | -19.5% | -23.2% | -11.8% | +5.0% |
|
BCSF
Bain Capital Specialty Finance, Inc.
Peer
|
+85.8% | +51.4% | -11.6% | -3.0% | +0.8% | -0.8% |
|
AIO
Virtus Artificial Intelligence & Technology Opportunities Fund
Peer
|
+44.0% | +81.7% | +1.9% | +0.2% | +2.7% | -1.4% |
CAC
Camden National Corporation
Primary
5Y
+26.6%
3Y
+61.2%
1Y
+40.7%
6M
+29.9%
1M
+7.1%
1W
+3.4%
ABX
Abacus Global Management, Inc.
Peer
5Y
-6.8%
3Y
-10.9%
1Y
+24.7%
6M
+51.2%
1M
+3.4%
1W
-5.8%
BOW
Bowhead Specialty Holdings Inc.
Peer
5Y
+6.2%
3Y
+6.2%
1Y
-19.5%
6M
-23.2%
1M
-11.8%
1W
+5.0%
BCS
Bain Capital Specialty Finance, Inc.
Peer
5Y
+85.8%
3Y
+51.4%
1Y
-11.6%
6M
-3.0%
1M
+0.8%
1W
-0.8%
AIO
Virtus Artificial Intelligence & Technology Opportunities Fund
Peer
5Y
+44.0%
3Y
+81.7%
1Y
+1.9%
6M
+0.2%
1M
+2.7%
1W
-1.4%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
12.78
Forward P/E
8.35
PEG Ratio
N/A
P/B Ratio
1.19
P/S Ratio
3.57
EV/Revenue
5.93
EV/EBITDA
N/A
Market Cap
$833.02M
Profitability
Profit margins and return metrics
Profit Margin
27.91%
Operating Margin
47.52%
Gross Margin
N/A
ROE
10.61%
ROA
1.02%
Growth
Revenue and earnings growth rates
Revenue Growth
+39.2%
Earnings Growth
+33.8%
Q/Q Revenue Growth
+43.62%
Q/Q Earnings Growth
+53.8%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$7.15
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.1B
Net Margin
34.0%
Total Assets
$7.0B
Liabilities
$6.3B
Equity
$0.7B
Debt/Equity
9.01x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
91%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-28
$N/A
2026-01-27
$1.33
+0.8% surprise
2025-10-28
$1.24
+4.2% surprise
2025-07-29
$0.89
-19.5% surprise
Financial Services Sector Comparison
Comparing CAC against 245 companies in the Financial Services sector
(33 bullish, 106 neutral, 106 bearish)
P/E Ratio
12.78
This Stock
vs
27.96
Sector Avg
-54.3%
(Discount)
Return on Equity (ROE)
10.61%
This Stock
vs
-2.43%
Sector Avg
-536.6%
(Below Avg)
Profit Margin
27.91%
This Stock
vs
80.5%
Sector Avg
-65.3%
(Weaker)
Revenue Growth
39.2%
This Stock
vs
28.96%
Sector Avg
+35.4%
(Fast Growth)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
CAC
Camden National Corporation
|
BULLISH | $833.02M | 12.78 | 10.6% | 27.9% | $49.07 | |
|
ABX
Abacus Global Management, Inc.
|
BEARISH | $869.02M | 24.69 | 8.8% | 15.5% | $8.89 | Compare |
|
BOW
Bowhead Specialty Holdings Inc.
|
NEUTRAL | $879.28M | 16.0 | 13.2% | 10.1% | $25.28 | Compare |
|
BCSF
Bain Capital Specialty...
|
BEARISH | $884.81M | 9.47 | 8.2% | 33.5% | $13.64 | Compare |
|
AIO
Virtus Artificial...
|
BEARISH | $778.13M | 5.36 | -% | -% | $22.6 | Compare |
CAC
Camden National...
BULLISH
Mkt Cap
$833M
P/E
12.8
ROE
10.6%
Price
$49.07
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-27 | SMYTH RENEE | Officer | Stock Award | 896 | - |
| 2026-03-27 | ROSE PATRICIA A | Officer | Stock Award | 1,029 | - |
| 2026-03-27 | MARTEL WILLIAM H | Officer | Stock Award | 1,064 | - |
| 2026-03-27 | SMITH RYAN A | Officer | Stock Award | 1,015 | - |
| 2026-03-27 | ARCHER MICHAEL R. | Officer | Stock Award | 967 | - |
| 2026-03-27 | ACKLEY DAVID | Officer | Stock Award | 725 | - |
| 2026-03-27 | GRIFFITHS SIMON | Chief Executive Officer | Stock Award | 4,610 | - |
| 2026-03-27 | RATHS BARBARA | Officer | Stock Award | 551 | - |
| 2026-03-27 | FORBES ANDREW | Officer | Stock Award | 507 | - |
| 2026-03-27 | MCKNIGHT GARRETT | Officer | Stock Award | 545 | - |
| 2026-03-20 | SODERBERG CARL JOHN | Director | Stock Award | 350 | $15,841 |
| 2026-03-20 | HATFIELD REBECCA | Director | Stock Award | 193 | $8,735 |
| 2026-03-20 | HAYNES LARRY K. CPA | Director | Stock Award | 317 | $14,347 |
| 2026-03-20 | MAXWELL RAINA | Director | Stock Award | 317 | $14,347 |
| 2026-03-05 | MARTEL WILLIAM H | Officer | Stock Award | 961 | $44,312 |
SMYTH RENEE
Officer
2026-03-27
896 shares
ROSE PATRICIA A
Officer
2026-03-27
1,029 shares
MARTEL WILLIAM H
Officer
2026-03-27
1,064 shares
SMITH RYAN A
Officer
2026-03-27
1,015 shares
ARCHER MICHAEL R.
Officer
2026-03-27
967 shares
ACKLEY DAVID
Officer
2026-03-27
725 shares
GRIFFITHS SIMON
Chief Executive Officer
2026-03-27
4,610 shares
RATHS BARBARA
Officer
2026-03-27
551 shares
FORBES ANDREW
Officer
2026-03-27
507 shares
MCKNIGHT GARRETT
Officer
2026-03-27
545 shares
SODERBERG CARL JOHN
Director
2026-03-20
350 shares
·
$15,841
HATFIELD REBECCA
Director
2026-03-20
193 shares
·
$8,735
HAYNES LARRY K. CPA
Director
2026-03-20
317 shares
·
$14,347
MAXWELL RAINA
Director
2026-03-20
317 shares
·
$14,347
MARTEL WILLIAM H
Officer
2026-03-05
961 shares
·
$44,312
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
HOLD
4 analysts
Keefe, Bruyette & Woods
2026-01-28
Market Perform
Market Perform
Keefe, Bruyette & Woods
2025-10-29
Market Perform
Market Perform
Past News Coverage
Recent headlines mentioning CAC from our newsroom.
Newest → oldest
No matching news yet.