CINF
BULLISH
$160.18
Live
Cincinnati Financial Corporation · NASDAQ
Target $173.5
(+8.3%)
$123.02
52W Range
$174.27
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 08, 2026
Market cap
$24.94B
P/E
10.56
ROE
16.0%
Profit margin
18.9%
Debt/Equity
0.06
Dividend yield
2.22%
AI Analysis
AI-powered fundamental assessment
Confidence
50%
CINF shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.
Key Strengths
Attractive valuation with P/E of 10.6
Strong revenue growth of 21.8%
Low debt with D/E ratio of 0.06
Key Risks
Limited historical data available for full assessment
AI Fair Value Estimate
Based on comprehensive analysis
$447.51
+179.4% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
62
Strong
75
75
70
55
35
AI Verdict
CINF shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.
Key drivers: Attractive valuation with P/E of 10.6, Strong revenue growth of 21.8%, Limited historical data available for full assessment
Confidence
90%
Value
75/100
Rule-based valuation (P/E + Graham).
Positives
- Trades at attractive 10.6x trailing earnings.
- Trades below Graham Number.
Watchpoints
No urgent risks highlighted.
Future
75/100
Rule-based growth outlook.
Positives
- Revenue growth running at 21.8%.
- Growth-implied value exceeds price.
Watchpoints
No urgent risks highlighted.
Past
70/100
Historical performance + price trend: Shares moved +73.4% over 5Y and +29.4% over 1Y.
Positives
- ROE sits at 16.0%.
- Healthy profit margin of 18.9%.
Watchpoints
No urgent risks highlighted.
Health
55/100
Balance sheet & liquidity (Z-Score: N/A).
Positives
- Low D/E ratio (0.06).
Watchpoints
No urgent risks highlighted.
Dividend
35/100
Dividend policy fallback.
Positives
- Yield: 2.2%.
Watchpoints
- Weak dividend profile (Score: 35/100).
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$160.18
Analyst Target
$173.5
Upside/Downside
+8.3%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for CINF and closest competitors.
Updated 2026-04-07
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
CINF
Cincinnati Financial Corporation
Primary
|
+73.4% | +55.3% | +29.4% | -2.2% | -1.3% | +1.8% |
|
BRO
Brown & Brown, Inc.
Peer
|
+71.6% | +37.5% | -24.3% | -23.1% | -2.0% | -1.0% |
|
BAP
Credicorp Ltd.
Peer
|
+143.6% | +167.7% | +99.6% | +46.0% | +19.0% | +7.0% |
|
BCH
Banco de Chile
Peer
|
+195.7% | +165.5% | +92.4% | +56.3% | +13.2% | +7.7% |
|
BSAC
Banco Santander-Chile
Peer
|
+126.8% | +172.0% | +92.5% | +54.5% | +15.5% | +8.6% |
CIN
Cincinnati Financial Corporation
Primary
5Y
+73.4%
3Y
+55.3%
1Y
+29.4%
6M
-2.2%
1M
-1.3%
1W
+1.8%
BRO
Brown & Brown, Inc.
Peer
5Y
+71.6%
3Y
+37.5%
1Y
-24.3%
6M
-23.1%
1M
-2.0%
1W
-1.0%
BAP
Credicorp Ltd.
Peer
5Y
+143.6%
3Y
+167.7%
1Y
+99.6%
6M
+46.0%
1M
+19.0%
1W
+7.0%
BCH
Banco de Chile
Peer
5Y
+195.7%
3Y
+165.5%
1Y
+92.4%
6M
+56.3%
1M
+13.2%
1W
+7.7%
BSA
Banco Santander-Chile
Peer
5Y
+126.8%
3Y
+172.0%
1Y
+92.5%
6M
+54.5%
1M
+15.5%
1W
+8.6%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
10.56
Forward P/E
17.4
PEG Ratio
N/A
P/B Ratio
1.56
P/S Ratio
1.97
EV/Revenue
1.92
EV/EBITDA
7.56
Market Cap
$24.94B
Profitability
Profit margins and return metrics
Profit Margin
18.95%
Operating Margin
27.6%
Gross Margin
25.02%
ROE
16.04%
ROA
4.89%
Growth
Revenue and earnings growth rates
Revenue Growth
+21.8%
Earnings Growth
+67.3%
Q/Q Revenue Growth
+21.79%
Q/Q Earnings Growth
+66.9%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.06
Low debt
Current Ratio
0.64
Weak
Quick Ratio
0.53
Poor
Cash/Share
$10.15
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$3.1B
Net Margin
21.9%
Total Assets
$41.0B
Liabilities
$25.1B
Equity
$15.9B
Debt/Equity
1.58x
Operating CF
$0.9B
CapEx
$-0.0B
Free Cash Flow
$0.9B
FCF Yield
99%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-27
$N/A
2026-02-09
$3.37
+16.6% surprise
2025-10-27
$2.85
+38.4% surprise
2025-07-28
$1.97
+42.0% surprise
Financial Services Sector Comparison
Comparing CINF against 245 companies in the Financial Services sector
(33 bullish, 106 neutral, 106 bearish)
P/E Ratio
10.56
This Stock
vs
27.96
Sector Avg
-62.2%
(Discount)
Return on Equity (ROE)
16.04%
This Stock
vs
-2.43%
Sector Avg
-759.6%
(Below Avg)
Profit Margin
18.95%
This Stock
vs
80.5%
Sector Avg
-76.5%
(Weaker)
Debt to Equity
0.06
This Stock
vs
1.51
Sector Avg
-96.3%
(Less Debt)
Revenue Growth
21.8%
This Stock
vs
28.96%
Sector Avg
-24.7%
(Slower)
Current Ratio
0.64
This Stock
vs
3.49
Sector Avg
-81.7%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
CINF
Cincinnati Financial Corporation
|
BULLISH | $24.94B | 10.56 | 16.0% | 18.9% | $160.18 | |
|
BRO
Brown & Brown, Inc.
|
NEUTRAL | $27.03B | 23.78 | 10.7% | 18.7% | $79.18 | Compare |
|
BAP
Credicorp Ltd.
|
NEUTRAL | $27.33B | 14.35 | 18.5% | 31.6% | $344.33 | Compare |
|
BCH
Banco de Chile
|
BEARISH | $21.82B | 15.0 | 20.9% | 45.1% | $43.2 | Compare |
|
BSAC
Banco Santander-Chile
|
NEUTRAL | $17.04B | 14.19 | 23.2% | 45.7% | $36.18 | Compare |
CINF
Cincinnati...
BULLISH
Mkt Cap
$24.9B
P/E
10.6
ROE
16.0%
Price
$160.18
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-02 | SOLORIA STEVEN ANTHONY | Chief Investment Officer | Stock Award | 8,299 | - |
| 2026-03-02 | HOGAN THOMAS CHRISTOPHER | Officer | Stock Award | 333 | - |
| 2026-03-02 | CHAPEL DAWN SHANNON | Officer | Stock Award | 250 | - |
| 2026-03-02 | SCHULER SCOTT ALAN | Officer | Stock Award | 250 | - |
| 2026-03-02 | SWISHER CHET HOGAN | Officer | Option Exercise | 1,128 | $59,812 |
| 2026-03-02 | CRACAS TERESA C | Officer | Stock Award | 10,852 | - |
| 2026-03-02 | SEWELL MICHAEL J | Chief Financial Officer | Stock Award | 17,090 | - |
| 2026-03-02 | KELLINGTON JOHN S | Officer | Stock Award | 11,920 | - |
| 2026-03-02 | SPRAY STEPHEN M | Chief Executive Officer | Stock Award | 15,691 | - |
| 2026-03-02 | VAN DEN HEUVEL WILL H | Officer | Stock Award | 8,229 | - |
| 2026-03-02 | BROWN ROGER A. | Officer | Stock Award | 5,935 | - |
| 2026-03-02 | GIVLER SEAN MICHAEL | Officer | Stock Award | 8,735 | - |
| 2026-03-02 | DELANEY ANGELA OSSELLO | Officer | Stock Award | 7,661 | - |
| 2026-03-02 | SCHAMBOW MARC JON | Officer | Stock Award | 8,398 | - |
| 2026-03-02 | JOHNSTON STEVEN J | Chairman of the Board | Stock Award | 30,862 | - |
SOLORIA STEVEN ANTHONY
Chief Investment Officer
2026-03-02
8,299 shares
HOGAN THOMAS CHRISTOPHER
Officer
2026-03-02
333 shares
CHAPEL DAWN SHANNON
Officer
2026-03-02
250 shares
SCHULER SCOTT ALAN
Officer
2026-03-02
250 shares
SWISHER CHET HOGAN
Officer
2026-03-02
1,128 shares
·
$59,812
CRACAS TERESA C
Officer
2026-03-02
10,852 shares
SEWELL MICHAEL J
Chief Financial Officer
2026-03-02
17,090 shares
KELLINGTON JOHN S
Officer
2026-03-02
11,920 shares
SPRAY STEPHEN M
Chief Executive Officer
2026-03-02
15,691 shares
VAN DEN HEUVEL WILL H
Officer
2026-03-02
8,229 shares
BROWN ROGER A.
Officer
2026-03-02
5,935 shares
GIVLER SEAN MICHAEL
Officer
2026-03-02
8,735 shares
DELANEY ANGELA OSSELLO
Officer
2026-03-02
7,661 shares
SCHAMBOW MARC JON
Officer
2026-03-02
8,398 shares
JOHNSTON STEVEN J
Chairman of the Board
2026-03-02
30,862 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
NONE
6 analysts
Keefe, Bruyette & Woods
2026-04-07
Outperform
Outperform
Keefe, Bruyette & Woods
2026-01-06
Outperform
Outperform
Piper Sandler
2025-12-22
Neutral
Neutral
Keefe, Bruyette & Woods
2025-11-04
Outperform
Outperform
B of A Securities
2025-10-28
Buy
Buy
B of A Securities
2025-10-13
Buy
Buy
Past News Coverage
Recent headlines mentioning CINF from our newsroom.
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