EXFY
BEARISH
$0.8
Live
Expensify, Inc. · NASDAQ
Target $1.5
(+88.0%)
$0.69
52W Range
$3.06
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 09, 2026
Market cap
$74.3M
P/E
N/A
ROE
-16.4%
Profit margin
-15.1%
Debt/Equity
0.04
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
50%
EXFY shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Concerns include weak profitability or high valuation.
Key Strengths
Low debt with D/E ratio of 0.04
Key Risks
Low profit margin of -15.1%
Weak financial trend (Piotroski F-Score: 2/9)
Declining revenue (-4.9%)
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
30
Weak
50
35
30
35
0
AI Verdict
EXFY shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Concerns include weak profitability or high valuation.
Key drivers: Low debt with D/E ratio of 0.04, Low profit margin of -15.1%, Weak financial trend (Piotroski F-Score: 2/9)
Confidence
10%
Value
50/100
Rule-based valuation (P/E + Graham).
Positives
- Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Future
35/100
Rule-based growth outlook.
Positives
- Insufficient data for clear positives.
Watchpoints
- Revenue is contracting.
Past
30/100
Historical performance + price trend: Shares moved -98.1% over 5Y and -69.2% over 1Y.
Positives
- Insufficient data for clear positives.
Watchpoints
- ROE only -16.4%.
- Thin profit margins.
Health
35/100
Balance sheet & liquidity (Z-Score: N/A).
Positives
- Low D/E ratio (0.04).
Watchpoints
No urgent risks highlighted.
Dividend
0/100
Dividend policy fallback.
Positives
- Insufficient data for clear positives.
Watchpoints
- No regular dividend payments.
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$0.8
Analyst Target
$1.5
Upside/Downside
+88.0%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for EXFY and closest competitors.
Updated 2026-04-08
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
EXFY
Expensify, Inc.
Primary
|
-98.1% | -89.8% | -69.2% | -53.9% | -16.0% | -8.5% |
|
AEYE
AudioEye, Inc.
Peer
|
-79.7% | -2.4% | -47.9% | -57.2% | -18.3% | -6.4% |
|
ATHR
Aether Holdings, Inc.
Peer
|
-5.4% | -5.4% | -5.4% | -40.1% | -10.4% | -2.7% |
|
ALOT
AstroNova, Inc.
Peer
|
-25.4% | -37.6% | -20.3% | -14.0% | -11.5% | -1.6% |
|
AMPG
AmpliTech Group, Inc.
Peer
|
-74.5% | -6.6% | +64.1% | -36.8% | -8.6% | +0.8% |
EXF
Expensify, Inc.
Primary
5Y
-98.1%
3Y
-89.8%
1Y
-69.2%
6M
-53.9%
1M
-16.0%
1W
-8.5%
AEY
AudioEye, Inc.
Peer
5Y
-79.7%
3Y
-2.4%
1Y
-47.9%
6M
-57.2%
1M
-18.3%
1W
-6.4%
ATH
Aether Holdings, Inc.
Peer
5Y
-5.4%
3Y
-5.4%
1Y
-5.4%
6M
-40.1%
1M
-10.4%
1W
-2.7%
ALO
AstroNova, Inc.
Peer
5Y
-25.4%
3Y
-37.6%
1Y
-20.3%
6M
-14.0%
1M
-11.5%
1W
-1.6%
AMP
AmpliTech Group, Inc.
Peer
5Y
-74.5%
3Y
-6.6%
1Y
+64.1%
6M
-36.8%
1M
-8.6%
1W
+0.8%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
N/A
Forward P/E
8.55
PEG Ratio
N/A
P/B Ratio
0.56
P/S Ratio
0.52
EV/Revenue
0.12
EV/EBITDA
-0.98
Market Cap
$74.3M
Profitability
Profit margins and return metrics
Profit Margin
-15.05%
Operating Margin
-11.19%
Gross Margin
50.33%
ROE
-16.39%
ROA
-6.26%
Growth
Revenue and earnings growth rates
Revenue Growth
-4.9%
Earnings Growth
N/A
Q/Q Revenue Growth
-4.88%
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.04
Low debt
Current Ratio
3.3
Strong
Quick Ratio
1.64
Excellent
Cash/Share
$0.68
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.0B
Gross Margin
49.2%
Op. Margin
-11.2%
Net Margin
-20.2%
Total Assets
$0.2B
Liabilities
$0.1B
Equity
$0.1B
Debt/Equity
0.40x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
64%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-07
$N/A
2026-02-26
$-0.02
-157.1% surprise
2025-11-06
$-0.03
-200.0% surprise
2025-08-07
$-0.02
-208.0% surprise
Technology Sector Comparison
Comparing EXFY against 194 companies in the Technology sector
(18 bullish, 79 neutral, 97 bearish)
Return on Equity (ROE)
-16.39%
This Stock
vs
-30.93%
Sector Avg
-47.0%
(Below Avg)
Profit Margin
-15.05%
This Stock
vs
-8.53%
Sector Avg
+76.5%
(Superior)
Debt to Equity
0.04
This Stock
vs
0.79
Sector Avg
-94.5%
(Less Debt)
Revenue Growth
-4.9%
This Stock
vs
12692.83%
Sector Avg
-100.0%
(Slower)
Current Ratio
3.3
This Stock
vs
3.93
Sector Avg
-16.1%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
EXFY
Expensify, Inc.
|
BEARISH | $74.3M | - | -16.4% | -15.1% | $0.8 | |
|
AEYE
AudioEye, Inc.
|
BEARISH | $71.03M | - | -43.2% | -7.6% | $5.72 | Compare |
|
ATHR
Aether Holdings, Inc.
|
BEARISH | $65.92M | - | -135.6% | -227.5% | $5.44 | Compare |
|
ALOT
AstroNova, Inc.
|
BEARISH | $65.84M | - | -19.9% | -11.2% | $8.62 | Compare |
|
AMPG
AmpliTech Group, Inc.
|
BEARISH | $64.46M | - | -27.1% | -33.8% | $2.56 | Compare |
EXFY
Expensify, Inc.
BEARISH
Mkt Cap
$74M
P/E
-
ROE
-16.4%
Price
$0.8
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-11 | MCLAUGHLIN STEVEN J | Beneficial Owner of more than 10% of a Class of Security | Purchase | 2,263,444 | $2,134,309 |
| 2026-03-02 | BARRETT DAVID MICHAEL | Chief Executive Officer | Sale | 30,000 | $27,000 |
| 2026-02-02 | BARRETT DAVID MICHAEL | Chief Executive Officer | Sale | 30,000 | $43,500 |
| 2026-01-05 | LIU YING | Director | Stock Award | 3,386 | - |
| 2026-01-02 | BARRETT DAVID MICHAEL | Chief Executive Officer | Sale | 44,463 | $66,984 |
| 2025-12-31 | ALVAREZ DIVO CARLOS EDUARDO | Director | Sale | 8,972 | $13,507 |
| 2025-12-30 | VIDAL DANIEL | Director | Sale | 2,825 | $4,294 |
| 2025-12-30 | MILLS JASON FAHR | Director | Sale | 3,821 | $5,808 |
| 2025-12-30 | SCHAFFER RYAN | Chief Financial Officer | Sale | 3,923 | $5,963 |
| 2025-12-17 | BARRETT DAVID MICHAEL | Chief Executive Officer | Sale | 2,544 | $3,943 |
| 2025-12-17 | MURALIDHARAN ANURADHA | Chief Operating Officer | Sale | 523 | $811 |
| 2025-12-17 | VIDAL DANIEL | Director | Sale | 4,837 | $7,497 |
| 2025-12-17 | MILLS JASON FAHR | Director | Sale | 5,853 | $9,072 |
| 2025-12-17 | SCHAFFER RYAN | Chief Financial Officer | Sale | 2,632 | $4,080 |
| 2025-12-15 | BARRETT DAVID MICHAEL | Chief Executive Officer | Stock Award | 6,712 | - |
MCLAUGHLIN STEVEN J
Beneficial Owner of more than 10% of a Class of Security
2026-03-11
2,263,444 shares
·
$2,134,309
BARRETT DAVID MICHAEL
Chief Executive Officer
2026-03-02
30,000 shares
·
$27,000
BARRETT DAVID MICHAEL
Chief Executive Officer
2026-02-02
30,000 shares
·
$43,500
LIU YING
Director
2026-01-05
3,386 shares
BARRETT DAVID MICHAEL
Chief Executive Officer
2026-01-02
44,463 shares
·
$66,984
ALVAREZ DIVO CARLOS EDUARDO
Director
2025-12-31
8,972 shares
·
$13,507
VIDAL DANIEL
Director
2025-12-30
2,825 shares
·
$4,294
MILLS JASON FAHR
Director
2025-12-30
3,821 shares
·
$5,808
SCHAFFER RYAN
Chief Financial Officer
2025-12-30
3,923 shares
·
$5,963
BARRETT DAVID MICHAEL
Chief Executive Officer
2025-12-17
2,544 shares
·
$3,943
MURALIDHARAN ANURADHA
Chief Operating Officer
2025-12-17
523 shares
·
$811
VIDAL DANIEL
Director
2025-12-17
4,837 shares
·
$7,497
MILLS JASON FAHR
Director
2025-12-17
5,853 shares
·
$9,072
SCHAFFER RYAN
Chief Financial Officer
2025-12-17
2,632 shares
·
$4,080
BARRETT DAVID MICHAEL
Chief Executive Officer
2025-12-15
6,712 shares
Insider transactions can signal confidence or concerns about company prospects
Past News Coverage
Recent headlines mentioning EXFY from our newsroom.
Newest → oldest
No matching news yet.