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GSBC

NEUTRAL
$67.77 Live
Great Southern Bancorp, Inc. · NASDAQ
Target $64.0 (-5.6%)
$49.31 52W Range $68.74

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AI Analysis

AI-powered fundamental assessment

Confidence
85%
GSBC exhibits a stable financial profile with a Piotroski F-Score of 4/9, placing it in the 'Stable' health category. The stock is fundamentally undervalued, trading at $67.77, which is significantly below both its Graham Number ($89.49) and its growth-based Intrinsic Value ($182.61). However, this value is offset by stagnant revenue growth (1.00% YoY) and a strongly bearish insider sentiment with $1.28M in recent sales. While the company has a stellar track record of earnings beats, the current technical trend and insider activity suggest a lack of immediate catalyst for a breakout.

Key Strengths

Significant undervaluation relative to Graham Number ($89.49)
Exceptional earnings track record with consistent beats over 25 quarters
Very sustainable dividend payout ratio of 26.82%
Attractive P/E ratio (10.95) compared to sector averages
Strong 1-year price appreciation (+37.8%)

Key Risks

Stagnant top-line growth (Revenue growth of only 1.00% YoY)
Bearish insider activity with 8 sell transactions and 0 buys
Technical trend is heavily bearish (10/100)
Current price ($67.77) is trading above the analyst target price ($64.00)
Piotroski F-Score of 4/9 indicates only mediocre financial health improvement
AI Fair Value Estimate
Based on comprehensive analysis
$82.5
+21.7% above current price

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