HBANP

BEARISH

$17.06 Live

Huntington Bancshares Incorporated · NASDAQ

$16.29 52W Range $18.9

HBANP Huntington Bancshares Incorporated - Fundamental Analysis

BEARISH

Console Chart News

HBANP Stock | Fundamental Analysis & Investment Insights

NASDAQ • Financial Services • Banks - Regional

Current Price Live

$17.06

52W High

$18.9

52W Low

$16.29

Overview AI Snowflake Price Valuation Profitability Growth Health Statements

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 11, 2026

Market cap

N/A

P/E

21.93

ROE

10.1%

Profit margin

28.7%

Debt/Equity

N/A

Dividend yield

6.59%

AI Analysis

AI-powered fundamental assessment

Confidence

80%

HBANP presents a concerning profile characterized by a stable but mediocre Piotroski F-Score of 4/9 and a current price ($17.06) that exceeds its Graham Number ($15.53). While revenue growth remains positive at 10.3%, the significant divergence in earnings growth (-10.9%) suggests margin compression or rising credit costs. Technical indicators are overwhelmingly bearish (0/100), and the stock trades at a significant premium to its growth-based intrinsic value of $5.45. The high dividend yield of 6.59% is the primary attraction, but low dividend strength and insider sentiment scores suggest limited upside.

Key Strengths

Strong dividend yield of 6.59%

Positive year-over-year revenue growth of 10.30%

Stable Piotroski F-Score (4/9)

Healthy Return on Assets (ROA) of 1.04%

Positive 1-year price performance (+9.6%)

Key Risks

Negative earnings growth (-10.9% YoY) despite revenue gains

Extreme bearish technical trend (0/100)

Trading above the Graham Number defensive fair value

Low insider sentiment score (40/100)

Significant gap between current price and growth-based intrinsic value

AI Fair Value Estimate

Based on comprehensive analysis

$15.25

-10.6% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

Underperform

Key drivers: Negative earnings growth, Bearish technicals, Overvaluation relative to Graham Number

Confidence

85%

Value

40/100

Ref P/E 21.93 and Graham Number $15.53

Positives

P/B ratio of 1.24 is relatively modest

Watchpoints

Price $17.06 > Graham Number $15.53
Price significantly exceeds Intrinsic Value $5.45

Future

30/100

Ref Growth rates

Positives

Revenue growth is positive (10.3%)

Watchpoints

Earnings growth is negative (-10.9% YoY, -2.1% Q/Q)

Past

50/100

Ref Historical trends

Positives

1Y return is positive (+9.6%)

Watchpoints

5Y change is negative (-7.1%)

Health

55/100

Ref Piotroski F-Score

Positives

Piotroski F-Score of 4/9 indicates stability

Watchpoints

F-Score is not in the 'Strong' range (7-9)

Dividend

60/100

Ref Yield 6.59%

Positives

High absolute yield of 6.59%

Watchpoints

Dividend strength score is low (40/100)

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$17.06

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for HBANP and closest competitors.

Updated 2026-04-10

Company	5Y	3Y	1Y	6M	1M	1W
HBANP Huntington Bancshares Incorporated Primary	-7.1%	+18.7%	+9.6%	-3.2%	-1.5%	+0.8%

HBA

Huntington Bancshares Incorporated

Primary

-7.1%

+18.7%

+9.6%

-3.2%

-1.5%

+0.8%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

21.93

N/A

1.24

N/A

5.5

N/A

Profitability

Profit margins and return metrics

Profit Margin 28.74%

Operating Margin 39.78%

Gross Margin N/A

ROE 10.1%

ROA 1.04%

Growth

Revenue and earnings growth rates

Revenue Growth +10.3%

Earnings Growth -10.9%

Q/Q Revenue Growth +9.47%

Q/Q Earnings Growth -2.1%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Cash/Share

$7.09

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$2.1B

Net Margin

24.3%

Total Assets

$225.1B

Liabilities

$200.7B

Equity

$24.3B

Debt/Equity

8.25x

Operating CF

$0.9B

CapEx

$-0.1B

Free Cash Flow

$0.8B

FCF Yield

87%

Financial Services Sector Comparison

Comparing HBANP against 341 companies in the Financial Services sector (60 bullish, 147 neutral, 134 bearish)

P/E Ratio

21.93

This Stock

54.09

Sector Avg

-59.5% (Discount)

Return on Equity (ROE)

10.1%

This Stock

-0.66%

Sector Avg

-1626.4% (Below Avg)

Profit Margin

28.74%

This Stock

63.27%

Sector Avg

-54.6% (Weaker)

Revenue Growth

10.3%

This Stock

44.9%

Sector Avg

-77.1% (Slower)

Past News Coverage

Recent headlines mentioning HBANP from our newsroom.

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HBANP

HBANP Huntington Bancshares Incorporated - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Financial Services Sector Comparison

Past News Coverage

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