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ICMB

BEARISH
$1.72 Live
Investcorp Credit Management BDC, Inc. · NASDAQ
$1.29 52W Range $3.18

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 12, 2026
Market cap
$24.82M
P/E
N/A
ROE
-12.7%
Profit margin
-50.9%
Debt/Equity
2.01
Dividend yield
30.23%

AI Analysis

AI-powered fundamental assessment

Confidence
95%
ICMB exhibits severe financial distress, anchored by a weak Piotroski F-Score of 2/9 and a technical trend of 0/100. While the stock trades at a deep discount to book value (P/B 0.40), this is likely a value trap given the negative ROE (-12.74%) and a catastrophic Q/Q revenue decline of -1331.16%. The dividend yield of 30.23% is fundamentally unsustainable with a payout ratio of 160%, indicating the company is returning more capital than it earns. Consistent earnings misses (0/4 in the last year) further signal a deteriorating operational trajectory.

Key Strengths

Deep discount to book value (P/B 0.40)
Strong short-term liquidity (Current Ratio 4.10)
Positive Return on Assets (ROA 3.36%)
High gross margins typical of asset management
High nominal dividend yield for income seekers

Key Risks

Unsustainable dividend payout ratio (160%)
Extreme revenue volatility and decline (Q/Q -1331.16%)
Weak financial health baseline (Piotroski 2/9)
High leverage (Debt/Equity 2.01)
Consistent failure to meet earnings estimates (Avg surprise -60.65%)
AI Fair Value Estimate
Based on comprehensive analysis
$1.55
-9.9% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
23
Weak
Value
40
Future
10
Past
30
Health
20
Dividend
15
AI Verdict
High Risk / Value Trap
Key drivers: Piotroski F-Score, Dividend Payout Ratio, Revenue Collapse, Technical Trend
Confidence
90%
Value
40/100

Trading at a steep discount to book, but asset quality is questionable given negative ROE.

Positives
  • P/B ratio of 0.40 is significantly undervalued relative to assets
Watchpoints
  • Negative profit margins
  • Lack of Graham Number due to negative earnings
Future
10/100

Growth metrics are in freefall, suggesting a shrinking business model.

Positives
No standout positives identified.
Watchpoints
  • YoY Revenue Growth -13.60%
  • Q/Q Revenue Growth -1331.16%
  • YoY EPS Growth -55.6%
Past
30/100

Long-term price erosion and recent acceleration of the downtrend.

Positives
  • Historical ability to beat estimates in 2020-2022
Watchpoints
  • 1Y return -20.1%
  • 6M return -37.2%
  • 1M return -31.5%
Health
20/100

Deterministic health scores indicate a weak financial foundation.

Positives
  • Current Ratio 4.10
Watchpoints
  • Piotroski F-Score 2/9
  • Debt/Equity 2.01
Dividend
15/100

Dividend is a primary risk factor and likely candidate for a significant cut.

Positives
  • Extremely high yield (30.23%)
Watchpoints
  • Payout ratio 160% indicates capital erosion

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$1.72

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for ICMB and closest competitors.

Updated 2026-04-10
ICM
Investcorp Credit Management BDC, Inc.
Primary
5Y
-38.0%
3Y
-22.1%
1Y
-20.1%
6M
-37.2%
1M
-31.5%
1W
+22.0%
BTM
Bitcoin Depot Inc.
Peer
5Y
-96.6%
3Y
-96.7%
1Y
-70.3%
6M
-90.4%
1M
-49.9%
1W
+8.7%
GSI
Garden Stage Limited
Peer
5Y
-99.1%
3Y
-99.1%
1Y
-77.5%
6M
-33.8%
1M
-21.4%
1W
+9.7%
BAF
BayFirst Financial Corp.
Peer
5Y
-54.2%
3Y
-61.2%
1Y
-55.8%
6M
-53.8%
1M
-14.2%
1W
+11.1%
GRE
Greenidge Generation Holdings Inc.
Peer
5Y
-99.5%
3Y
-79.0%
1Y
+100.0%
6M
-40.6%
1M
-13.0%
1W
+14.3%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
11.47
PEG Ratio
N/A
P/B Ratio
0.4
P/S Ratio
1.43
EV/Revenue
8.24
EV/EBITDA
N/A
Market Cap
$24.82M

Profitability

Profit margins and return metrics

Profit Margin -50.86%
Operating Margin 56.33%
Gross Margin 100.0%
ROE -12.74%
ROA 3.36%

Growth

Revenue and earnings growth rates

Revenue Growth -13.6%
Earnings Growth N/A
Q/Q Revenue Growth -1331.16%
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
2.01
High debt
Current Ratio
4.1
Strong
Quick Ratio
1.43
Good
Cash/Share
$0.32

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$-0.0B
Net Margin
114.4%
Total Assets
$0.2B
Liabilities
$0.1B
Equity
$0.1B
Debt/Equity
2.08x
Operating CF
$0.0B
Free Cash Flow
$0.0B
FCF Yield
100%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-12
$N/A
2025-08-12
$0.04
-61.9% surprise
2025-08-12
$0.04
-58.1% surprise
2025-05-13
$0.04
-61.9% surprise

Financial Services Sector Comparison

Comparing ICMB against 362 companies in the Financial Services sector (63 bullish, 158 neutral, 141 bearish)
Return on Equity (ROE)
-12.74%
This Stock
vs
-0.05%
Sector Avg
+24266.4% (Excellent)
Profit Margin
-50.86%
This Stock
vs
66.07%
Sector Avg
-177.0% (Weaker)
Debt to Equity
2.01
This Stock
vs
1.34
Sector Avg
+49.5% (Higher)
Revenue Growth
-13.6%
This Stock
vs
43.38%
Sector Avg
-131.3% (Slower)
Current Ratio
4.1
This Stock
vs
3.16
Sector Avg
+29.7% (Stronger)

Similar Companies

Peer comparison within the same industry

Past News Coverage

Recent headlines mentioning ICMB from our newsroom.

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