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INLF

BEARISH
$3.85 Live
INLIF Limited · NASDAQ
$3.47 52W Range $28.0

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 12, 2026
Market cap
$53.22M
P/E
N/A
ROE
-41.3%
Profit margin
-29.6%
Debt/Equity
0.31
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
90%
INLF presents a classic 'value trap' scenario, characterized by a stable Piotroski F-Score of 5/9 but catastrophic price action and deteriorating fundamentals. While the company maintains a healthy liquidity position (Current Ratio 2.11) and low leverage (Debt/Equity 0.31), it is suffering from negative revenue growth (-10.20%) and severe operating losses. The absence of an Altman Z-Score prevents a formal bankruptcy risk assessment, but the technical trend is 0/100, reflecting a massive 82.3% decline over the last year. The deep discount to book value (P/B 0.28) is likely a reflection of the market's lack of confidence in the company's ability to generate future earnings.

Key Strengths

Low Debt/Equity ratio (0.31) indicates minimal reliance on borrowed capital
Strong short-term liquidity with a Current Ratio of 2.11
Positive Gross Margin (23.33%) suggests the core product has value
Quick Ratio of 1.47 indicates ability to cover immediate liabilities
Piotroski F-Score of 5/9 suggests financial health is currently stable, not deteriorating rapidly

Key Risks

Severe negative revenue growth (-10.20% YoY) indicates shrinking market share or demand
Deeply negative profit margins (-29.59%) and operating margins (-46.09%)
Extreme technical breakdown with a 0/100 trend and -82.3% 1Y return
Significant underperformance relative to Industrials sector average revenue growth (30.53%)
Negative ROE (-41.26%) indicates substantial destruction of shareholder equity
AI Fair Value Estimate
Based on comprehensive analysis
$3.2
-17.0% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
23
Weak
Value
40
Future
10
Past
5
Health
60
Dividend
0
AI Verdict
High Risk / Value Trap
Key drivers: Negative revenue growth, Severe price collapse, Negative net income, Low P/B ratio
Confidence
95%
Value
40/100

Trades at a deep discount to book value, but lacks the earnings to justify a valuation floor.

Positives
  • Price/Book ratio of 0.28 is extremely low
Watchpoints
  • P/S ratio of 2.89 is high for a company with shrinking revenue
  • No P/E or Graham Number due to lack of earnings
Future
10/100

Growth metrics are trending in the wrong direction compared to sector peers.

Positives
No standout positives identified.
Watchpoints
  • Revenue growth is negative (-10.20%)
  • Operating margins are deeply negative
Past
5/100

Long-term and short-term price performance is catastrophic.

Positives
No standout positives identified.
Watchpoints
  • 5Y Change of -94.6%
  • 1Y Change of -82.3%
Health
60/100

Balance sheet is the only strong point; the company is liquid but unprofitable.

Positives
  • Piotroski F-Score 5/9
  • Low Debt/Equity
  • Strong Current Ratio
Watchpoints
  • Negative ROA and ROE
Dividend
0/100

No income component to the investment.

Positives
No standout positives identified.
Watchpoints
  • No dividend paid
  • 0/100 dividend strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$3.85

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for INLF and closest competitors.

Updated 2026-04-10
INL
INLIF Limited
Primary
5Y
-94.6%
3Y
-94.6%
1Y
-82.3%
6M
-65.4%
1M
-28.1%
1W
-25.4%
HMR
Heidmar Maritime Holdings Corp.
Peer
5Y
-85.5%
3Y
-85.5%
1Y
-65.5%
6M
-31.5%
1M
-9.6%
1W
+5.4%
GRN
Greenpro Capital Corp.
Peer
5Y
-89.8%
3Y
+72.4%
1Y
+224.3%
6M
+88.8%
1M
+37.3%
1W
-5.3%
BWE
Broadwind, Inc.
Peer
5Y
-66.0%
3Y
-41.8%
1Y
+28.1%
6M
-5.5%
1M
-12.0%
1W
-1.4%
AIR
Air T, Inc.
Peer
5Y
-16.9%
3Y
+4.5%
1Y
+23.4%
6M
-12.2%
1M
-6.1%
1W
+5.4%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.28
P/S Ratio
2.89
EV/Revenue
2.8
EV/EBITDA
-9.38
Market Cap
$53.22M

Profitability

Profit margins and return metrics

Profit Margin -29.59%
Operating Margin -46.09%
Gross Margin 23.33%
ROE -41.26%
ROA -16.81%

Growth

Revenue and earnings growth rates

Revenue Growth -10.2%
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.31
Low debt
Current Ratio
2.11
Strong
Quick Ratio
1.47
Good
Cash/Share
$0.49

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Total Assets
$0.0B
Liabilities
$0.0B
Equity
$0.0B
Debt/Equity
0.54x

Industrials Sector Comparison

Comparing INLF against 213 companies in the Industrials sector (17 bullish, 83 neutral, 113 bearish)
Return on Equity (ROE)
-41.26%
This Stock
vs
-5.27%
Sector Avg
+682.2% (Excellent)
Profit Margin
-29.59%
This Stock
vs
22.2%
Sector Avg
-233.3% (Weaker)
Debt to Equity
0.31
This Stock
vs
3.75
Sector Avg
-91.8% (Less Debt)
Revenue Growth
-10.2%
This Stock
vs
29.1%
Sector Avg
-135.1% (Slower)
Current Ratio
2.11
This Stock
vs
3.22
Sector Avg
-34.5% (Weaker)

Similar Companies

Peer comparison within the same industry

Past News Coverage

Recent headlines mentioning INLF from our newsroom.

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