INTU Intuit Inc. - Fundamental Analysis
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INTU Stock | Fundamental Analysis & Investment Insights
NASDAQ
Technology
Software - Application
Current Price
Live
$545.29
Analyst Target
$793.05
+45.4%
Upside
52W High
$813.7
52W Low
$532.65
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 17, 2026
Market cap
$151.81B
P/E
37.37
ROE
22.0%
Profit margin
21.2%
Debt/Equity
N/A
Dividend yield
0.81%
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
68%
Analysis Accuracy
INTU's deterministic health score is concerning with a Piotroski F-Score of 4/9, indicating marginal financial stability. Despite strong profitability metrics like an 80.73% gross margin and 21.99% ROE, the stock trades at a significant premium to both Graham's defensive value ($150.91) and growth-based intrinsic value ($102.13), currently priced at $545.29. Revenue growth is robust at 41.00% YoY, but earnings are declining (-18.50% YoY), and insider selling of $328.27M over the last six months signals caution. Analysts maintain a 'buy' recommendation with a high target price of $793.05, though technical trends and short-term price performance remain bearish.
Key Strengths
Exceptional gross margin of 80.73%, reflecting strong pricing power and low cost of sales
Robust revenue growth of 41.00% YoY, significantly above sector average of 19.00%
High return on equity (21.99%) indicating efficient use of shareholder capital
Consistent earnings beat history: 3 out of last 4 quarters, with strong average surprise of 6.63%
Low payout ratio (29.67%) suggests dividend sustainability despite modest yield
Key Risks
Piotroski F-Score of 4/9 indicates weak financial health, particularly concerning given declining earnings
Earnings declining YoY (-18.50%) despite strong revenue growth, raising margin compression concerns
Current price ($545.29) is 3.6x the Graham Number ($150.91), implying extreme overvaluation by defensive standards
Insider selling of $328.27M in 6 months shows strong bearish sentiment from executives and directors
Technical trend score of 0/100 and 6-month price decline of -27.3% reflect deteriorating market sentiment
AI Fair Value Estimate
Based on comprehensive analysis
$150.91
-72.3% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
48
Moderate
28
62
58
40
50
AI Verdict
Neutral with upside risk if earnings stabilize
Key drivers: High revenue growth and profitability, Extreme valuation premium, Weak Piotroski score, Bullish analyst targets, Bearish insider activity
Confidence
70%
Value
28/100
Ref P/E, PEG, Graham Number
Positives
- Forward P/E of 20.63 is below current P/E of 37.37, suggesting some earnings recovery priced in
Watchpoints
- Current P/E of 37.37 is high despite declining earnings
- Price/Sales and Price/Book both at 7.8x, indicating rich valuation
- Stock trades at 3.6x Graham Number, a major overvaluation by conservative standards
Future
62/100
Ref Growth rates
Positives
- Revenue growth of 41.00% YoY is exceptional
- Q/Q EPS growth of +21.5% shows recent improvement
- Analyst target implies 45% upside, reflecting strong growth expectations
Watchpoints
- Earnings growth is negative YoY (-18.50%)
- PEG Ratio unavailable, limiting growth-adjusted valuation insight
Past
58/100
Ref Historical trends
Positives
- Long history of earnings beats: 22 out of 25 quarters beat estimates
- Strong average earnings surprise of +6.63%
- 1Y EPS growth of +33.6% shows recent acceleration
Watchpoints
- Price performance has been negative: -9.6% over 1Y, -27.3% over 6M
- Recent technical downtrend with no recovery in averages
Health
40/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Current ratio of 1.39 indicates short-term liquidity adequacy
- ROE of 21.99% reflects capital efficiency
Watchpoints
- Piotroski F-Score of 4/9 signals weak financial health
- Quick ratio of 0.57 indicates potential liquidity stress if receivables are delayed
- Altman Z-Score unavailable, limiting distress risk assessment
Dividend
50/100
Ref Yield, Payout
Positives
- Payout ratio of 29.67% is sustainable
- Dividend yield of 0.81% provides minor income support
Watchpoints
- Dividend strength score of 25/100 indicates weak income profile
- No 5-year yield average available, limiting trend analysis
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$545.29
Analyst Target
$793.05
Upside/Downside
+45.4%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for INTU and closest competitors.
Updated 2026-01-16
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
INTU
Intuit Inc.
Primary
|
+46.2% | +42.5% | -9.6% | -27.3% | -17.3% | -15.7% |
|
ADI
Analog Devices, Inc.
Peer
|
+120.9% | +72.5% | +52.5% | +25.6% | -8.9% | -3.1% |
|
NOW
ServiceNow, Inc.
Peer
|
+22.6% | +52.2% | -39.8% | -33.9% | -18.6% | -10.2% |
|
ANET
Arista Networks, Inc.
Peer
|
+609.0% | +347.9% | +5.6% | +19.3% | +4.3% | +5.0% |
|
QCOM
QUALCOMM Incorporated
Peer
|
+8.4% | +41.9% | +1.0% | +4.1% | -7.5% | -10.3% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
37.37
Forward P/E
20.63
PEG Ratio
N/A
P/B Ratio
7.86
P/S Ratio
7.81
EV/Revenue
N/A
EV/EBITDA
N/A
Market Cap
$151.81B
Profitability
Profit margins and return metrics
Profit Margin
21.19%
Operating Margin
15.7%
Gross Margin
80.73%
ROE
21.99%
ROA
9.78%
Growth
Revenue and earnings growth rates
Revenue Growth
+41.0%
Earnings Growth
-18.5%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
-14.6%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
1.39
Good
Quick Ratio
0.57
Poor
Cash/Share
$N/A
Quarterly Earnings History
EPS performance vs analyst estimates
2026-02-26
$N/A
2025-11-20
$3.34
+8.0% surprise
2025-08-21
$2.75
+3.4% surprise
2025-05-22
$10.02
+8.5% surprise
Technology Sector Comparison
Comparing INTU against 149 companies in the Technology sector
(10 bullish, 66 neutral, 73 bearish)
P/E Ratio
37.37
This Stock
vs
90.97
Sector Avg
-58.9%
(Discount)
Return on Equity (ROE)
21.99%
This Stock
vs
-8.13%
Sector Avg
-370.4%
(Below Avg)
Profit Margin
21.19%
This Stock
vs
-7.75%
Sector Avg
-373.3%
(Weaker)
Revenue Growth
41.0%
This Stock
vs
56.87%
Sector Avg
-27.9%
(Slower)
Current Ratio
1.39
This Stock
vs
3.33
Sector Avg
-58.4%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
INTU
Intuit Inc.
|
NEUTRAL | $151.81B | 37.37 | 22.0% | 21.2% | $545.29 | |
|
ADI
Analog Devices, Inc.
|
BEARISH | $149.42B | 55.85 | 7.9% | 23.0% | $306.07 | |
|
NOW
ServiceNow, Inc.
|
NEUTRAL | $134.33B | 77.16 | 16.8% | 13.7% | $127.31 | |
|
ANET
Arista Networks, Inc.
|
NEUTRAL | $171.69B | 52.64 | 31.7% | 39.7% | $136.34 | |
|
QCOM
QUALCOMM Incorporated
|
NEUTRAL | $172.01B | 31.88 | 23.3% | 12.5% | $159.42 |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-01-08 | COOK SCOTT D | Director | Gift | 30,750 | - |
| 2026-01-07 | GOODARZI SASAN K | Chief Executive Officer | Sale | 41,000 | $26,653,960 |
| 2026-01-05 | AUJLA SANDEEP S | Chief Financial Officer | Sale | 1,334 | $840,097 |
| 2025-12-31 | COOK SCOTT D | Director | Sale | 1,402 | $936,564 |
| 2025-12-31 | HANEBRINK ANTON | Officer | Stock Award | 825 | - |
| 2025-12-31 | HILLIARD CARYL LYN | Officer | Stock Award | 620 | - |
| 2025-12-31 | HOTZ LAUREN DALE | Officer | Stock Award | 331 | - |
| 2025-12-31 | AUJLA SANDEEP S | Chief Financial Officer | Stock Award | 3,361 | - |
| 2025-12-31 | MCLEAN KERRY JEAN | General Counsel | Stock Award | 1,021 | - |
| 2025-12-31 | GOODARZI SASAN K | Chief Executive Officer | Stock Award | 4,094 | - |
| 2025-12-30 | COOK SCOTT D | Director | Sale | 75,000 | $50,367,047 |
| 2025-12-29 | COOK SCOTT D | Director | Sale | 75,000 | $50,506,991 |
| 2025-12-19 | AUJLA SANDEEP S | Chief Financial Officer | Sale | 1,098 | $741,172 |
| 2025-12-11 | DALZELL RICHARD L | Director | Sale | 333 | $219,763 |
| 2025-12-11 | HILLIARD CARYL LYN | Officer | Stock Award | 130 | - |
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
32 analysts
Wells Fargo
2026-01-08
Overweight
Equal-Weight
TD Cowen
2026-01-08
Buy
Truist Securities
2026-01-06
Buy
Wells Fargo
2025-11-21
Overweight
Overweight
RBC Capital
2025-11-21
Outperform
Outperform
BMO Capital
2025-11-21
Outperform
Outperform
Evercore ISI Group
2025-11-18
Outperform
Outperform
RBC Capital
2025-09-02
Outperform
Outperform
Morgan Stanley
2025-08-22
Overweight
Overweight
Citigroup
2025-08-22
Buy
Buy
Past News Coverage
Recent headlines mentioning INTU from our newsroom.
Newest → oldest
No matching news yet.