JFU

NEUTRAL

$3.0 Live

9F Inc. · NASDAQ

$1.01 52W Range $9.48

JFU 9F Inc. - Fundamental Analysis

NEUTRAL

Console Chart News

JFU Stock | Fundamental Analysis & Investment Insights

NASDAQ • Technology • Information Technology Services

Current Price Live

$3.0

52W High

$9.48

52W Low

$1.01

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 12, 2026

Market cap

$35.37M

P/E

0.94

ROE

6.9%

Profit margin

80.2%

Debt/Equity

0.0

Dividend yield

N/A

AI Analysis

AI-powered fundamental assessment

Confidence

75%

JFU exhibits a stable Piotroski F-Score of 6/9 and an extreme valuation disconnect, with a Graham Number of $57.94 against a current price of $3.00. While the company boasts a near-zero P/E ratio (0.94) and zero debt, the market is pricing in significant risk, evidenced by a 0/100 technical trend and a 31% monthly price decline. The massive earnings growth (1648%) appears to be a recovery from a low base rather than sustainable scaling, given the modest 6.5% revenue growth. Consequently, the stock presents as a classic 'value trap' where fundamental cheapness is offset by severe bearish momentum and micro-cap liquidity risks.

Key Strengths

Extreme valuation discount (P/E 0.94, P/B 0.06)

Strong liquidity position with a Current Ratio of 6.93

Zero debt (Debt/Equity 0.00)

High profitability margins (Profit Margin 80.19%)

Stable financial health per Piotroski F-Score (6/9)

Key Risks

Severe bearish technical trend (0/100 score)

Micro-cap volatility and low market capitalization ($0.04B)

Significant disconnect between intrinsic value and market price suggesting hidden risks

Weak insider sentiment (40/100)

Lack of institutional analyst coverage

AI Fair Value Estimate

Based on comprehensive analysis

$18.5

+515.8% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

High-Risk Value Play

Key drivers: Extreme P/E and P/B discounts, Zero debt profile, Crashing technical price action, Micro-cap status

Confidence

80%

Value

98/100

Ref P/E, PEG, Graham Number

Positives

P/E of 0.94 is exceptionally low
Price/Book of 0.06 suggests assets are heavily undervalued
Graham Number ($57.94) is ~19x current price

Watchpoints

Market is ignoring fundamental value, indicating potential 'value trap'

Future

50/100

Ref Growth rates

Positives

Explosive earnings growth (1648%)

Watchpoints

Revenue growth is sluggish at 6.5%
No forward guidance or analyst targets

Past

30/100

Ref Historical trends

Positives

Strong 1-year recovery (+186%)

Watchpoints

5-year return is -89.9%
Recent 6-month trend is sharply negative (-40.3%)

Health

85/100

Ref Altman Z-Score, Piotroski F-Score

Positives

Piotroski F-Score 6/9 (Stable)
Zero debt
High current and quick ratios

Watchpoints

Altman Z-Score not provided

Dividend

0/100

Ref Yield, Payout

Positives

No standout positives identified.

Watchpoints

No dividend payments
0/100 dividend strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$3.0

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for JFU and closest competitors.

Updated 2026-04-10

Company	5Y	3Y	1Y	6M	1M	1W
JFU 9F Inc. Primary	-89.9%	+47.2%	+186.1%	-40.3%	-31.1%	+1.1%
BLIV BeLive Holdings Peer	-16.1%	-16.1%	-16.1%	+19.3%	-19.1%	-8.6%
JG Aurora Mobile Limited Peer	-90.6%	-33.2%	-19.0%	-20.6%	-10.6%	-4.1%
AIFF Firefly Neuroscience, Inc. Peer	-96.7%	-84.5%	-20.5%	-3.5%	+248.1%	+48.6%
FOXX Foxx Development Holdings Inc. Peer	-42.4%	-45.0%	+12.9%	+37.9%	+36.6%	+3.2%

JFU

9F Inc.

Primary

-89.9%

+47.2%

+186.1%

-40.3%

-31.1%

+1.1%

BLI

BeLive Holdings

Peer

-16.1%

+19.3%

-19.1%

-8.6%

Aurora Mobile Limited

Peer

-90.6%

-33.2%

-19.0%

-20.6%

-10.6%

-4.1%

AIF

Firefly Neuroscience, Inc.

Peer

-96.7%

-84.5%

-20.5%

-3.5%

+248.1%

+48.6%

FOX

Foxx Development Holdings Inc.

Peer

-42.4%

-45.0%

+12.9%

+37.9%

+36.6%

+3.2%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

0.94

N/A

0.06

0.11

-6.48

-32.36

$35.37M

Profitability

Profit margins and return metrics

Profit Margin 80.19%

Operating Margin 18.47%

Gross Margin 77.1%

ROE 6.87%

ROA 0.78%

Growth

Revenue and earnings growth rates

Revenue Growth +6.5%

Earnings Growth +1648.4%

Q/Q Revenue Growth N/A

Q/Q Earnings Growth +1648.6%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.0

Low debt

Current Ratio

6.93

Strong

Quick Ratio

5.75

Excellent

Cash/Share

$12.04

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2024

Total Assets

$4.1B

Liabilities

$0.5B

Equity

$3.6B

Debt/Equity

0.13x

Technology Sector Comparison

Comparing JFU against 262 companies in the Technology sector (24 bullish, 90 neutral, 148 bearish)

P/E Ratio

0.94

This Stock

65.35

Sector Avg

-98.6% (Discount)

Return on Equity (ROE)

6.87%

This Stock

-25.88%

Sector Avg

-126.5% (Below Avg)

Profit Margin

80.19%

This Stock

-10.67%

Sector Avg

-851.8% (Weaker)

Debt to Equity

0.0

This Stock

0.73

Sector Avg

-99.8% (Less Debt)

Revenue Growth

6.5%

This Stock

9374.82%

Sector Avg

-99.9% (Slower)

Current Ratio

6.93

This Stock

3.77

Sector Avg

+84.0% (Stronger)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
JFU 9F Inc.	NEUTRAL	$35.37M	0.94	6.9%	80.2%	$3.0
BLIV BeLive Holdings	BEARISH	$32.27M	-	-109.0%	-%	$2.97	Compare
JG Aurora Mobile Limited	BEARISH	$39.04M	327.5	2.6%	0.1%	$6.55	Compare
AIFF Firefly Neuroscience, Inc.	BEARISH	$39.09M	-	-340.8%	-%	$2.75	Compare
FOXX Foxx Development Holdings Inc.	BEARISH	$40.56M	-	-%	-24.6%	$5.79	Compare

JFU 9F Inc.

NEUTRAL

Mkt Cap

$35M

P/E

0.9

ROE

6.9%

Price

$3.0

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Past News Coverage

Recent headlines mentioning JFU from our newsroom.

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JFU

JFU 9F Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Technology Sector Comparison

Similar Companies

Past News Coverage

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